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Content preview: **"Antecipe eventuais necessidades de tesouraria."** =
**Aproxima-se a data de pagamento do IVA trimestral e, para muitas empresas,
isto significa um pagamento avultado que pode afetar a disponibil [...]
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**"Antecipe eventuais necessidades de tesouraria."**
=C2=A0
=3D
**Aproxima-se a data de pagamento do IVA trimestral e, para muitas empresas=
, isto significa um pagamento avultado que pode afetar a disponibilidade de=
tesouraria e a capacidade de investimento.=C2=A0**
=C2=A0
**O prazo para pagamento do IVA trimestral termina j=C3=A1 no dia 27 de fev=
ereiro.**
=C2=A0
Em Portugal, s=C3=A3o muitas as PME que optam por pagar o seu IVA trimestra=
lmente. Em alguns casos, este pagamento mais avultado acaba por afetar a di=
sponibilidade de tesouraria e a capacidade de investimento e crescimento de=
stas empresas. Portugal atravessa um per=C3=ADodo de incerteza em termos ec=
on=C3=B4micos e sociais e =C3=A9 importante que nenhuma empresa fique para =
tr=C3=A1s.
=C2=A0
**Boas pr=C3=A1ticas para quem est=C3=A1 a pensar num novo financiamento=E2=
=80=A6 comece por pensar sobre estas 3 quest=C3=B5es:**
=C2=A0
- **Qual o montante que realmente preciso?=C2=A0**A maioria das empresas po=
rtuguesas obt=C3=A9m empr=C3=A9stimos entre os 25 e os 50 mil euros. Um nov=
o financiamento n=C3=A3o deve exceder (tipicamente) os 25% do total de fatu=
ra=C3=A7=C3=A3o anual de uma empresa.=20
=C2=A0
- **Quanto posso (e quero) pagar por m=C3=AAs?**=C2=A0Al=C3=A9m do montante=
, =C3=A9 importante perceber quanto consegue pagar por m=C3=AAs para amorti=
zar o empr=C3=A9stimo. Pense nas boas alturas e tamb=C3=A9m nas menos boas =
da sua empresa. =C3=89 importante que se sinta confort=C3=A1vel com o valor=
da presta=C3=A7=C3=A3o mensal - em ambos os momentos.=20
=C2=A0
- **Tenho as minhas contas em dia?**=C2=A0Para obter financiamento tem de t=
er as suas contas em dia. Isto significa n=C3=A3o estar em atraso com os Ba=
ncos/Raize, Seguran=C3=A7a Social e Autoridade Tribut=C3=A1ria (exceto se t=
iver um plano aprovado e a ser cumprido). Para obter informa=C3=A7=C3=A3o a=
tualizada sobre a sua exposi=C3=A7=C3=A3o banc=C3=A1ria, consulte o seu map=
a de responsabilidades no s=C3=ADtio do=C2=A0[Banco de Portugal](https://ww=
w.bportugal.pt/area-empresa/formulario/222). Mantenha tamb=C3=A9m atualizad=
as as suas certid=C3=B5es de n=C3=A3o d=C3=ADvida =C3=A0=C2=A0[Autoridade T=
ribut=C3=A1ria](https://www.acesso.gov.pt/loginRedirectForm?path=3DemissaoC=
ertidaoForm.action&partID=3DPFIN)=C2=A0e=C2=A0[Seguran=C3=A7a Social](https=
://app.seg-social.pt/sso/login?service=3Dhttps%3A%2F%2Fapp.seg-social.pt%2F=
ptss%2Fcaslogin).=20
**Quais as vantagens em obter financiamento atrav=C3=A9s da Raize?**
=C2=A0
- **Prazos mais alargados:**=C2=A0A Raize =C3=A9 um dos financiadores de re=
fer=C3=AAncia de longo-prazo das empresas portuguesas. Os nossos empr=C3=A9=
stimos t=C3=AAm prazos tipicamente entre os 36 - 60 meses, com amortiza=C3=
=A7=C3=B5es mensais de capital.=20
=C2=A0
- **Custos competitivos:=C2=A0**Taxa fixa.=C2=A0Juros e comiss=C3=B5es em l=
inha com o mercado e otimizados para cada opera=C3=A7=C3=A3o. Sem custos de=
amortiza=C3=A7=C3=A3o antecipada. Estudos gratuitos e sem compromisso.=20
=C2=A0
- **Rapidez do processo:=C2=A0**Utilizamos processos de an=C3=A1lise e sele=
=C3=A7=C3=A3o que nos permitem aprovar uma opera=C3=A7=C3=A3o num espa=C3=
=A7o de tempo muito curto. O processo =C3=A9 todo online o que permite =C3=
=A0s empresas a obten=C3=A7=C3=A3o de financiamento de forma mais c=C3=A9le=
re e com reduzida burocracia.=20
=C2=A0
**Para investir ou para salvaguardar... antecipe eventuais necessidades de =
tesouraria e mantenha a sua empresa bem capitalizada.**
Aceda a****[**www.raize.pt**](https://www.raize.pt/empresas/financiamento-c=
redito?utm_source=3DSendinBlue&utm_medium=3DEmail&utm_campaign=3DEmailMarke=
ting) ou entre em contacto connosco atrav=C3=A9s do email [**risco@raize.pt=
**](mailto:risco@raize.pt)=C2=A0para para mais informa=C3=A7=C3=B5es=C2=A0s=
obre as linhas de financiamento da Raize.=C2=A0
=C2=A0
Equipa Raize
=C2=A0
---
Financiamento sujeito a an=C3=A1lise. A Raize =C3=A9 um dos financiadores d=
e refer=C3=AAncia das PME em Portugal. A Raizecrowd, Lda =C3=A9 uma entidad=
e autorizada e supervisionada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de=
Pagamentos, S.A., Sociedade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pa=
gamentos autorizada e supervisionada pelo Banco de Portugal.
[ **COME=C3=87AR PROCESSO DE ESTUDO**(gratuito e sem compromisso)](https://=
www.raize.pt/empresas/financiamento-credito?utm_source=3DSendinBlue&utm_med=
ium=3DEmail&utm_campaign=3DEmailMarketing)
**Cinco Estrelas**
A Raize foi distinguida pelo 5=C2=BA ano consecutivo com o "Pr=C3=A9mio Cin=
co Estrelas 2024" para a categoria de Cr=C3=A9dito a Empresas.
[ Saber mais](https://blog.raize.pt/financiamento-raize-distinguido-pelo-5o=
-ano-com-premio-cinco-estrelas/)
**Escolha dos Profissionais**
A Raize foi reconhecida pelas empresas portuguesas como =E2=80=9CMarca N=C2=
=BA1 na Escolha dos Profissionais 2024=E2=80=9D na categoria Cr=C3=A9dito a=
Empresas.
[ Saber mais](https://www.portugalfintech.org/portugal-fintech-report-2023)
Raize
Rua Tierno Galvan - Amoreiras
Torre 3, 17=C2=BA piso
1070-274 Lisboa, Portugal
[geral@raize.pt](mailto:geral@raize.pt)
Esta comunica=C3=A7=C3=A3o =C3=A9 dirigida exclusivamente =C3=A0 Sociedade.=
Quaisquer informa=C3=A7=C3=B5es sobre pessoas que n=C3=A3o a referida Soci=
edade resultam da rela=C3=A7=C3=A3o com a atividade empresarial e profissio=
nal e devem ser utilizadas exclusivamente por refer=C3=AAncia =C3=A0 Socied=
ade.
[Retirar-me da lista](http://r.marketing.raize.pt/mk/un/v2/sh/WCPxRrWByckTj=
aLxqO6ysHxyXRtcVoAs/teQseZunuC8w)
=C2=A9 2024 Raize, Todos os direitos reservados.
[**Site**](https://www.raize.pt/empresas/financiamento-credito?utm_source=
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xt-decoration:none;word-break:break-word}.default-heading1{color:#1F2D3D;fo=
nt-family:arial,helvetica,sans-serif;font-size:36px;word-break:break-word}.=
default-heading2{color:#1F2D3D;font-family:arial,helvetica,sans-serif;font-=
size:32px;word-break:break-word}.default-heading3{color:#1F2D3D;font-family=
:arial,helvetica,sans-serif;font-size:24px;word-break:break-word}.default-h=
eading4{color:#1F2D3D;font-family:arial,helvetica,sans-serif;font-size:18px=
;word-break:break-word}a[x-apple-data-detectors]{color:inherit !important;t=
ext-decoration:inherit !important;font-size:inherit !important;font-family:=
inherit !important;font-weight:inherit !important;line-height:inherit !impo=
rtant;}.no-show-for-you{border:none;display:none;float:none;font-size:0;hei=
ght:0;line-height:0;max-height:0;mso-hide:all;overflow:hidden;table-layout:=
fixed;visibility:hidden;width:0;}</style><!--[if mso]><xml> <o:OfficeDocume=
ntSettings> <o:AllowPNG/> <o:PixelsPerInch>96</o:PixelsPerInch> </o:OfficeD=
ocumentSettings> </xml><![endif]--><style type=3D"text/css">a:link{color:#0=
092ff;text-decoration:underline}</style></head><body bgcolor=3D"#ffffff" te=
xt=3D"#3b3f44" link=3D"#0092ff" yahoo=3D"fix" style=3D"background-color:#ff=
ffff;padding-top:38px"> <table cellpadding=3D"0" border=3D"0" cellspacing=
=3D"0" style=3D" mso-hide:all;display:none"><tr><td>O prazo para pagamento =
do IVA trimestral termina j=C3=A1 no dia 27 de fevereiro.͏‌ =
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sp;͏‌ ͏‌ ͏‌ </td></tr></table>=
<!--[if mso]> <img width=3D"1" height=3D"1" src=3D"https://r.marketing.rai=
ze.pt/mk/op/sh/WCPxRrf2SE93WGxD1BvKICSLZ3BWrq8w/c3HZjBP8kg-o" /> <![endif]-=
-> <!--[if !mso]> <!----> <img style=3D"display:none" src=3D"https://r.mark=
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-- <![endif]--> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" class=3D"nl2go-body-table" width=3D"100%" style=3D"backg=
round-color:#ffffff;width:100%"><tr><td> <table cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" role=3D"presentation" width=3D"590" align=3D"center" =
class=3D"r0-o" style=3D"table-layout:fixed;width:590px"><tr><td valign=3D"t=
op" class=3D"r1-i" style=3D"background-color:#ffffff"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
align=3D"center" class=3D"r3-o" style=3D"table-layout:fixed;width:100%"><tr=
><td class=3D"r4-i" style=3D"background-color:#ffffff;padding-bottom:20px;p=
adding-left:20px;padding-right:20px;padding-top:20px"> <table width=3D"100%=
" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><t=
r><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weight:nor=
mal"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"prese=
ntation" width=3D"100%" class=3D"r6-o" style=3D"table-layout:fixed;width:10=
0%"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-left:5px;padding=
-right:5px"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" role=3D"presentation"><tr><td class=3D"r8-c" align=3D"center"> <ta=
ble cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" =
width=3D"200" class=3D"r9-o" style=3D"table-layout:fixed;width:200px"><tr><=
td class=3D"r10-i"> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzy=
XJTZ6uvg8ehKsvjL13w2wQvRkIc/XRZP-PivN_oY" target=3D"_blank" style=3D"color:=
#0092ff;text-decoration:underline" sib_link_id=3D"0" templating=3D"n"> <img=
src=3D"https://img.marketing.raize.pt/im/sh/HDgLuKe-eGbn.png?u=3D92pJLo34v=
nrQtTPlejoa8FdxQ35mWQx5Q26" width=3D"200" alt=3D"Raize" border=3D"0" style=
=3D"display:block;width:100%" sib_img_id=3D"0"></a> </td> </tr></table></td=
> </tr></table></td> </tr></table></th> </tr></table></td> </tr><tr class=
=3D"nl2go-responsive-hide"><td height=3D"20" style=3D"font-size:20px;line-h=
eight:20px">=C2=AD</td> </tr></table><table cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" c=
lass=3D"r11-o" style=3D"table-layout:fixed;width:100%"><tr><td class=3D"r12=
-i" style=3D"background-color:#ffffff;padding-left:20px;padding-right:20px"=
> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" ro=
le=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" st=
yle=3D"font-weight:normal"> <table cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table=
-layout:fixed;width:100%"><tr><td valign=3D"top" class=3D"r7-i" style=3D"pa=
dding-left:5px;padding-right:5px"> <table width=3D"100%" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r13-c=
nl2go-default-textstyle" align=3D"left" style=3D"color:#3b3f44;font-family=
:arial,helvetica,sans-serif;font-size:16px;line-height:1.2;word-break:break=
-word;padding-bottom:10px;padding-top:10px;text-align:left;valign:top"> <di=
v><p style=3D"margin:0;color:#3c4858;font-family:Arial,Helvetica,sans-serif=
;font-size:24px"><span style=3D"color:black;font-family:Arial,sans-serif;fo=
nt-size:36.0pt"><strong>"Antecipe eventuais necessidades de tesouraria."</s=
trong></span><span style=3D"font-family:Calibri,sans-serif;font-size:36px">=
=C2=A0</span></p></div> </td> </tr></table></td> </tr></table></th> </tr></=
table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r11-o=
" style=3D"table-layout:fixed;width:100%"><tr><td class=3D"r14-i" style=3D"=
background-color:#ffffff;padding-left:20px;padding-right:20px;padding-top:5=
px"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0"=
role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c"=
style=3D"font-weight:normal"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"ta=
ble-layout:fixed;width:100%"><tr><td valign=3D"top" class=3D"r7-i" style=3D=
"padding-left:5px;padding-right:5px"> <table width=3D"100%" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r1=
3-c nl2go-default-textstyle" align=3D"left" style=3D"color:#3b3f44;font-fam=
ily:arial,helvetica,sans-serif;font-size:16px;word-break:break-word;line-he=
ight:24px;padding-bottom:10px;padding-top:10px;text-align:left;valign:top">=
<div><p style=3D"margin:0;color:#3c4858;font-family:'Arial',Helvetica,sans=
-serif;font-size:24px"><span style=3D"color:#FFCC00;font-family:Arial,sans-=
serif;font-size:13.5pt"><strong>Aproxima-se a data de pagamento do IVA trim=
estral e, para muitas empresas, isto significa um pagamento avultado que po=
de afetar a disponibilidade de tesouraria e a capacidade de investimento.=
=C2=A0</strong></span></p></div> </td> </tr></table></td> </tr></table></th=
> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0=
" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=
=3D"r11-o" style=3D"table-layout:fixed;width:100%"><tr><td class=3D"r15-i" =
style=3D"background-color:#ffffff;padding-bottom:20px;padding-left:20px;pad=
ding-right:20px"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" c=
lass=3D"r5-c" style=3D"font-weight:normal"> <table cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"left=
" class=3D"r16-o" style=3D"table-layout:fixed;width:100%"><tr><td align=3D"=
left" valign=3D"top" class=3D"r17-i nl2go-default-textstyle" style=3D"color=
:#3b3f44;font-family:arial,helvetica,sans-serif;font-size:16px;word-break:b=
reak-word;line-height:20px;text-align:left"> <div><p style=3D"margin:0;colo=
r:#3c4858;font-family:'Arial',Helvetica,sans-serif;font-size:14px">=C2=A0</=
p><p style=3D"margin:0;color:#3c4858;font-family:'Arial',Helvetica,sans-ser=
if;font-size:14px"><span style=3D"color:#000000"><strong>O prazo para pagam=
ento do IVA trimestral termina j=C3=A1 no dia 27 de fevereiro.</strong></sp=
an></p><p style=3D"margin:0;color:#3c4858;font-family:'Arial',Helvetica,san=
s-serif;font-size:14px">=C2=A0</p><p style=3D"margin:0;color:#3c4858;font-f=
amily:'Arial',Helvetica,sans-serif;font-size:14px"><span style=3D"color:#00=
0000">Em Portugal, s=C3=A3o muitas as PME que optam por pagar o seu IVA tri=
mestralmente. Em alguns casos, este pagamento mais avultado acaba por afeta=
r a disponibilidade de tesouraria e a capacidade de investimento e crescime=
nto destas empresas. Portugal atravessa um per=C3=ADodo de incerteza em ter=
mos econ=C3=B4micos e sociais e =C3=A9 importante que nenhuma empresa fique=
para tr=C3=A1s.</span></p><p style=3D"margin:0;color:#3c4858;font-family:'=
Arial',Helvetica,sans-serif;font-size:14px">=C2=A0</p><p style=3D"margin:0;=
color:#3c4858;font-family:'Arial',Helvetica,sans-serif;font-size:14px"><spa=
n style=3D"color:#000000"><strong>Boas pr=C3=A1ticas para quem est=C3=A1 a =
pensar num novo financiamento=E2=80=A6 comece por pensar sobre estas 3 ques=
t=C3=B5es:</strong></span></p><p style=3D"margin:0;color:#3c4858;font-famil=
y:'Arial',Helvetica,sans-serif;font-size:14px">=C2=A0</p><ul style=3D"margi=
n:0"><li style=3D"margin:0"><span style=3D"color:black;font-family:Arial,sa=
ns-serif;font-size:10.5pt"><strong>Qual o montante que realmente preciso?=
=C2=A0</strong>A maioria das empresas portuguesas obt=C3=A9m empr=C3=A9stim=
os entre os 25 e os 50 mil euros. Um novo financiamento n=C3=A3o deve exced=
er (tipicamente) os 25% do total de fatura=C3=A7=C3=A3o anual de uma empres=
a.</span></li></ul><p style=3D"margin:0">=C2=A0</p><ul style=3D"margin:0"><=
li style=3D"margin:0"><span style=3D"color:black;font-family:Arial,sans-ser=
if;font-size:10.5pt"><strong>Quanto posso (e quero) pagar por m=C3=AAs?</st=
rong>=C2=A0Al=C3=A9m do montante, =C3=A9 importante perceber quanto consegu=
e pagar por m=C3=AAs para amortizar o empr=C3=A9stimo. Pense nas boas altur=
as e tamb=C3=A9m nas menos boas da sua empresa. =C3=89 importante que se si=
nta confort=C3=A1vel com o valor da presta=C3=A7=C3=A3o mensal - em ambos o=
s momentos.</span></li></ul><p style=3D"margin:0">=C2=A0</p><ul style=3D"ma=
rgin:0"><li style=3D"margin:0"><span style=3D"color:black;font-family:Arial=
,sans-serif;font-size:10.5pt"><strong>Tenho as minhas contas em dia?</stron=
g>=C2=A0Para obter financiamento tem de ter as suas contas em dia. Isto sig=
nifica n=C3=A3o estar em atraso com os Bancos/Raize, Seguran=C3=A7a Social =
e Autoridade Tribut=C3=A1ria (exceto se tiver um plano aprovado e a ser cum=
prido). Para obter informa=C3=A7=C3=A3o atualizada sobre a sua exposi=C3=A7=
=C3=A3o banc=C3=A1ria, consulte o seu mapa de responsabilidades no s=C3=ADt=
io do=C2=A0</span><a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJ=
TZ72ikArxgyPP6lDjBjK2hRuk/xd3PYjL68ySU" target=3D"_blank" style=3D"color:#0=
092ff;text-decoration:underline" sib_link_id=3D"1" templating=3D"n"><span s=
tyle=3D"color:#ffcc00;font-family:Arial,sans-serif;font-size:10.5pt"><u>Ban=
co de Portugal</u></span></a><span style=3D"color:black;font-family:Arial,s=
ans-serif;font-size:10.5pt">. Mantenha tamb=C3=A9m atualizadas as suas cert=
id=C3=B5es de n=C3=A3o d=C3=ADvida =C3=A0=C2=A0</span><a href=3D"http://r.m=
arketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7AVoD5E33t4sVNWKWD9x9Ws/e7ola5gS52DZ"=
target=3D"_blank" style=3D"color:#0092ff;text-decoration:underline" sib_li=
nk_id=3D"2" templating=3D"n"><span style=3D"color:#ffcc00;font-family:Arial=
,sans-serif;font-size:10.5pt"><u>Autoridade Tribut=C3=A1ria</u></span></a><=
span style=3D"color:black;font-family:Arial,sans-serif;font-size:10.5pt">=
=C2=A0e=C2=A0</span><a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzy=
XJTZ7IIsFIUP9MkeFXJTJ6HCr90/N-XqyC5l3zFv" target=3D"_blank" style=3D"color:=
#0092ff;text-decoration:underline" sib_link_id=3D"3" templating=3D"n"><span=
style=3D"color:#ffcc00;font-family:Arial,sans-serif;font-size:10.5pt"><u>S=
eguran=C3=A7a Social</u></span></a><span style=3D"color:black;font-family:A=
rial,sans-serif;font-size:10.5pt">.</span></li></ul><p style=3D"margin:0;li=
ne-height:15.0pt;margin-bottom:0cm"><br><span style=3D"color:black;font-fam=
ily:Arial,sans-serif;font-size:10.5pt"><strong>Quais as vantagens em obter =
financiamento atrav=C3=A9s da Raize?</strong></span></p><p style=3D"margin:=
0;line-height:15.0pt"><span style=3D"color:#3C4858;font-family:Arial,sans-s=
erif;font-size:10.5pt">=C2=A0</span></p><ul style=3D"margin:0"><li style=3D=
"margin:0"><span style=3D"color:black;font-family:Arial,sans-serif;font-siz=
e:10.5pt"><strong>Prazos mais alargados:</strong>=C2=A0A Raize =C3=A9 um do=
s financiadores de refer=C3=AAncia de longo-prazo das empresas portuguesas.=
Os nossos empr=C3=A9stimos t=C3=AAm prazos tipicamente entre os 36 - 60 me=
ses, com amortiza=C3=A7=C3=B5es mensais de capital.</span></li></ul><p styl=
e=3D"margin:0">=C2=A0</p><ul style=3D"margin:0"><li style=3D"margin:0"><spa=
n style=3D"color:black;font-family:Arial,sans-serif;font-size:10.5pt"><stro=
ng>Custos competitivos:=C2=A0</strong>Taxa fixa.=C2=A0Juros e comiss=C3=B5e=
s em linha com o mercado e otimizados para cada opera=C3=A7=C3=A3o. Sem cus=
tos de amortiza=C3=A7=C3=A3o antecipada. Estudos gratuitos e sem compromiss=
o.</span></li></ul><p style=3D"margin:0">=C2=A0</p><ul style=3D"margin:0"><=
li style=3D"margin:0"><span style=3D"color:black;font-family:Arial,sans-ser=
if;font-size:10.5pt"><strong>Rapidez do processo:=C2=A0</strong>Utilizamos =
processos de an=C3=A1lise e sele=C3=A7=C3=A3o que nos permitem aprovar uma =
opera=C3=A7=C3=A3o num espa=C3=A7o de tempo muito curto. O processo =C3=A9 =
todo online o que permite =C3=A0s empresas a obten=C3=A7=C3=A3o de financia=
mento de forma mais c=C3=A9lere e com reduzida burocracia.</span></li></ul>=
<p style=3D"margin:0;line-height:15.0pt;margin-bottom:0cm"><span style=3D"c=
olor:#3C4858;font-family:Arial,sans-serif;font-size:10.5pt">=C2=A0</span></=
p><p style=3D"margin:0;line-height:15.0pt"><span style=3D"color:black;font-=
family:Arial,sans-serif;font-size:10.5pt"><strong>Para investir ou para sal=
vaguardar... antecipe eventuais necessidades de tesouraria e mantenha a sua=
empresa bem capitalizada.</strong></span><br><br><span style=3D"background=
-color:transparent;color:#000000;font-size:14px">Aceda a<strong> </strong><=
/span><a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7Q5wHVklEq=
QPzh6c5zOSYl8/ruMWEubU9Cxu" style=3D"color:#0092ff;text-decoration:underlin=
e" sib_link_id=3D"4" templating=3D"n"><span style=3D"background-color:trans=
parent;color:#ffcc00;font-size:14px"><strong><u>www.raize.pt</u></strong></=
span></a><span style=3D"background-color:transparent;color:#000000;font-siz=
e:14px"> ou entre em contacto connosco atrav=C3=A9s do email </span><a href=
=3D"mailto:risco@raize.pt" style=3D"color:#0092ff;text-decoration:underline=
"><span style=3D"background-color:transparent;color:#ffcc00;font-size:14px"=
><strong><u>risco@raize.pt</u></strong></span></a><span style=3D"background=
-color:transparent;color:#000000;font-size:14px">=C2=A0para </span><span st=
yle=3D"color:black;font-family:Arial,sans-serif;font-size:10.5pt">para mais=
informa=C3=A7=C3=B5es=C2=A0sobre as linhas de financiamento da Raize.=C2=
=A0</span><br><span style=3D"font-size:14px">=C2=A0</span><br><br><span sty=
le=3D"color:#000000;font-size:14px">Equipa Raize</span><br>=C2=A0<br><br><s=
pan style=3D"color:#000000;font-size:11px">---</span><br><span style=3D"bac=
kground-color:transparent;color:#000000;font-size:10px">Financiamento sujei=
to a an=C3=A1lise. A Raize =C3=A9 um dos financiadores de refer=C3=AAncia d=
as PME em Portugal. A Raizecrowd, Lda =C3=A9 uma entidade autorizada e supe=
rvisionada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de Pagamentos, S.A., =
Sociedade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pagamentos autorizada=
e supervisionada pelo Banco de Portugal.</span></p></div> </td> </tr></tab=
le></th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center"=
class=3D"r18-o" style=3D"table-layout:fixed;width:100%"><tr><td class=3D"r=
4-i" style=3D"background-color:#ffffff;padding-bottom:20px;padding-left:20p=
x;padding-right:20px;padding-top:20px"> <table width=3D"100%" cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=
=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weight:normal"> <tabl=
e cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" wi=
dth=3D"550" align=3D"center" class=3D"r11-o" style=3D"table-layout:fixed;wi=
dth:550px"><tr><td height=3D"46" align=3D"center" valign=3D"top" class=3D"r=
19-i nl2go-default-textstyle" style=3D"color:#3b3f44;font-family:arial,helv=
etica,sans-serif;font-size:16px;line-height:1.2;word-break:break-word"> <!-=
-[if mso]> <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=
=3D"urn:schemas-microsoft-com:office:word" href=3D"http://r.marketing.raize=
.pt/mk/cl/f/sh/WCPzyXJTZ7Xt0Jj17KK6BjqtkssViGNG/ma7yu5SArAh4" style=3D"v-te=
xt-anchor:middle; height: 66px; width: 530px;" arcsize=3D"14%" fillcolor=3D=
"#ffcc00" strokecolor=3D"#ffcc00" strokeweight=3D"20px" data-btn=3D"1" sib_=
link_id=3D"5" templating=3D"n"> <w:anchorlock> </w:anchorlock> <v:textbox i=
nset=3D"0,0,0,0"> <div style=3D"display:none;"> <center class=3D"default-bu=
tton"><span><span style=3D"color:#050505;"><strong>COME=C3=87AR PROCESSO DE=
ESTUDO</strong></span><br><span style=3D"color:#050505;font-size:15px;">(g=
ratuito e sem compromisso)</span></span></center> </div> </v:textbox> </v:r=
oundrect> <![endif]--> <!--[if !mso]><!-- --> <a href=3D"http://r.marketing=
.raize.pt/mk/cl/f/sh/WCPzyXJTZ7Xt0Jj17KK6BjqtkssViGNG/ma7yu5SArAh4" class=
=3D"r20-r default-button" target=3D"_blank" data-btn=3D"1" style=3D"font-st=
yle:normal;font-weight:normal;line-height:1.15;text-decoration:none;word-br=
eak:break-word;border-style:solid;word-wrap:break-word;display:block;-webki=
t-text-size-adjust:none;background-color:#ffcc00;border-bottom-color:#ffcc0=
0;border-bottom-width:20px;border-color:#ffcc00;border-left-color:#ffcc00;b=
order-left-width:20px;border-radius:10px;border-right-color:#ffcc00;border-=
right-width:20px;border-top-color:#ffcc00;border-top-width:20px;border-widt=
h:15px;color:#ffffff;font-family:arial,helvetica,sans-serif;font-size:16px;=
height:46px;mso-hide:all;padding-left:5px;padding-right:5px;width:510px" si=
b_link_id=3D"5" templating=3D"n"> <span><span style=3D"color:#050505"><stro=
ng>COME=C3=87AR PROCESSO DE ESTUDO</strong></span><br><span style=3D"color:=
#050505;font-size:15px">(gratuito e sem compromisso)</span></span></a> <!--=
<![endif]--> </td> </tr></table></th> </tr></table></td> </tr><tr class=3D"=
nl2go-responsive-hide"><td height=3D"1" style=3D"font-size:1px;line-height:=
1px">=C2=AD</td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" bo=
rder=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r=
11-o" style=3D"table-layout:fixed;width:100%"><tr><td class=3D"r4-i" style=
=3D"background-color:#ffffff;padding-bottom:20px;padding-left:20px;padding-=
right:20px;padding-top:20px"> <table width=3D"100%" cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"50%" valig=
n=3D"top" class=3D"r5-c" style=3D"font-weight:normal"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
class=3D"r6-o" style=3D"table-layout:fixed;width:100%"><tr><td valign=3D"to=
p" class=3D"r7-i" style=3D"padding-right:20px"> <table width=3D"100%" cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td c=
lass=3D"r21-c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"265" class=3D"r22-o" style=3D"ta=
ble-layout:fixed;width:265px"><tr><td class=3D"r10-i" style=3D"font-size:0p=
x;line-height:0px"> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzy=
XJTZ7fg4LwHTPnlxU0gtflcxxzO/Pqdd23RTSjw9" target=3D"_blank" style=3D"color:=
#0092ff;text-decoration:underline" sib_link_id=3D"6" templating=3D"n"> <img=
src=3D"https://img.marketing.raize.pt/im/sh/uDRmPWcIizgb.png?u=3D92pJLo34v=
nrQubXLyfBmvYht7TE3cR0MkZG" width=3D"265" border=3D"0" style=3D"display:blo=
ck;width:100%" sib_img_id=3D"9"></a> </td> </tr><tr class=3D"nl2go-responsi=
ve-hide"><td height=3D"10" style=3D"font-size:10px;line-height:10px">=C2=AD=
</td> </tr></table></td> </tr><tr><td class=3D"r23-c" align=3D"left"> <tabl=
e cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" wi=
dth=3D"100%" class=3D"r24-o" style=3D"table-layout:fixed;width:100%"><tr><t=
d align=3D"left" valign=3D"top" class=3D"r17-i nl2go-default-textstyle" sty=
le=3D"color:#3b3f44;font-family:arial,helvetica,sans-serif;font-size:16px;l=
ine-height:1.2;word-break:break-word;text-align:left"> <div><p style=3D"mar=
gin:0;color:#3c4858;font-family:Arial,Helvetica,sans-serif;font-size:24px">=
<span style=3D"color:#000000;font-size:18px"><strong>Cinco Estrelas</strong=
></span></p></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td heigh=
t=3D"10" style=3D"font-size:10px;line-height:10px">=C2=AD</td> </tr></table=
></td> </tr><tr><td class=3D"r23-c" align=3D"left"> <table cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=
=3D"r24-o" style=3D"table-layout:fixed;width:100%"><tr><td align=3D"left" v=
align=3D"top" class=3D"r25-i nl2go-default-textstyle" style=3D"color:#3b3f4=
4;font-family:arial,helvetica,sans-serif;font-size:16px;line-height:1.2;wor=
d-break:break-word;padding-left:3px;padding-right:3px;text-align:left"> <di=
v><p style=3D"margin:0;color:#3c4858;font-family:Arial,Helvetica,sans-serif=
;font-size:14px"><span style=3D"background-color:transparent;color:#020202"=
>A Raize foi distinguida pelo 5=C2=BA ano consecutivo com o "Pr=C3=A9mio Ci=
nco Estrelas 2024" para a categoria de Cr=C3=A9dito a Empresas.</span></p><=
/div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"10" styl=
e=3D"font-size:10px;line-height:10px">=C2=AD</td> </tr></table></td> </tr><=
tr><td class=3D"r26-c" align=3D"left" style=3D"align:left;padding-bottom:10=
px;padding-top:10px;valign:top"> <table cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation" width=3D"229" class=3D"r27-o" style=3D"=
background-color:#ffcc00;border-bottom-color:#9c9c9c;border-bottom-width:1p=
x;border-collapse:separate;border-color:#9c9c9c;border-left-color:#9c9c9c;b=
order-left-width:1px;border-radius:4px;border-right-color:#9c9c9c;border-ri=
ght-width:1px;border-style:solid;border-top-color:#9c9c9c;border-top-width:=
1px;border-width:1px;table-layout:fixed;width:229px"><tr><td height=3D"12" =
align=3D"center" valign=3D"top" class=3D"r28-i nl2go-default-textstyle" sty=
le=3D"word-break:break-word;background-color:#ffcc00;border-radius:4px;colo=
r:#ffffff;font-family:arial,helvetica,sans-serif;font-size:16px;font-style:=
normal;line-height:1.15;padding-bottom:3px;padding-left:5px;padding-right:5=
px;padding-top:3px;text-align:center"> <a href=3D"http://r.marketing.raize.=
pt/mk/cl/f/sh/WCPzyXJTZ7nT8O9XpVHRjEAU2SekDfbW/l5fS6AdTbgzC" class=3D"r29-r=
default-button" target=3D"_blank" data-btn=3D"2" style=3D"font-style:norma=
l;font-weight:normal;line-height:1.15;text-decoration:none;word-break:break=
-word;word-wrap:break-word;display:block;-webkit-text-size-adjust:none;colo=
r:#ffffff;font-family:arial,helvetica,sans-serif;font-size:16px" sib_link_i=
d=3D"7" templating=3D"n"> <span style=3D"color:#000000;font-family:Arial,He=
lvetica,sans-serif;font-size:11px">Saber mais</span></a> </td> </tr></table=
></td> </tr></table></td> </tr></table></th> <th width=3D"50%" valign=3D"to=
p" class=3D"r5-c" style=3D"font-weight:normal"> <table cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"=
r6-o" style=3D"table-layout:fixed;width:100%"><tr><td valign=3D"top" class=
=3D"r7-i"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" role=3D"presentation"><tr><td class=3D"r21-c" align=3D"left"> <table=
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" wid=
th=3D"265" class=3D"r22-o" style=3D"table-layout:fixed;width:265px"><tr><td=
class=3D"r10-i" style=3D"font-size:0px;line-height:0px"> <a href=3D"http:/=
/r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7vGCQMoBal7UyKHBFXrTNDe/8vvAMSG4t=
RXG" target=3D"_blank" style=3D"color:#0092ff;text-decoration:underline" si=
b_link_id=3D"8" templating=3D"n"> <img src=3D"https://img.marketing.raize.p=
t/im/sh/wvXs0GPAQxq1.png?u=3D92pJLo34vnrQtqmxlNbeOgfGeWTCt6IqWsU" width=3D"=
265" border=3D"0" style=3D"display:block;width:100%" sib_img_id=3D"3"></a> =
</td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"10" style=3D"f=
ont-size:10px;line-height:10px">=C2=AD</td> </tr></table></td> </tr><tr><td=
class=3D"r23-c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r24-o" style=3D=
"table-layout:fixed;width:100%"><tr><td align=3D"left" valign=3D"top" class=
=3D"r17-i nl2go-default-textstyle" style=3D"color:#3b3f44;font-family:arial=
,helvetica,sans-serif;font-size:16px;line-height:1.2;word-break:break-word;=
text-align:left"> <div><p style=3D"margin:0;font-family:Arial,Helvetica,san=
s-serif;font-size:24px;color:#3c4858"><span style=3D"color:#000000"><strong=
><span style=3D"font-size:18px">Escolha dos Profissionais</span></strong></=
span></p></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=
=3D"10" style=3D"font-size:10px;line-height:10px">=C2=AD</td> </tr></table>=
</td> </tr><tr><td class=3D"r23-c" align=3D"left"> <table cellspacing=3D"0"=
cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=
=3D"r24-o" style=3D"table-layout:fixed;width:100%"><tr><td align=3D"left" v=
align=3D"top" class=3D"r25-i nl2go-default-textstyle" style=3D"color:#3b3f4=
4;font-family:arial,helvetica,sans-serif;font-size:16px;line-height:1.2;wor=
d-break:break-word;padding-left:3px;padding-right:3px;text-align:left"> <di=
v><p style=3D"margin:0;color:#3c4858;font-family:Arial,Helvetica,sans-serif=
;font-size:14px"><span style=3D"color:#000000">A Raize foi reconhecida pela=
s empresas portuguesas como =E2=80=9CMarca N=C2=BA1 na Escolha dos Profissi=
onais 2024=E2=80=9D na categoria Cr=C3=A9dito a Empresas.</span></p></div> =
</td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"10" style=3D"f=
ont-size:10px;line-height:10px">=C2=AD</td> </tr></table></td> </tr><tr><td=
class=3D"r26-c" align=3D"left" style=3D"align:left;padding-bottom:10px;pad=
ding-top:10px;valign:top"> <table cellspacing=3D"0" cellpadding=3D"0" borde=
r=3D"0" role=3D"presentation" width=3D"247" class=3D"r27-o" style=3D"backgr=
ound-color:#ffcc00;border-bottom-color:#9c9c9c;border-bottom-width:1px;bord=
er-collapse:separate;border-color:#9c9c9c;border-left-color:#9c9c9c;border-=
left-width:1px;border-radius:4px;border-right-color:#9c9c9c;border-right-wi=
dth:1px;border-style:solid;border-top-color:#9c9c9c;border-top-width:1px;bo=
rder-width:1px;table-layout:fixed;width:247px"><tr><td height=3D"12" align=
=3D"center" valign=3D"top" class=3D"r28-i nl2go-default-textstyle" style=3D=
"word-break:break-word;background-color:#ffcc00;border-radius:4px;color:#ff=
ffff;font-family:arial,helvetica,sans-serif;font-size:16px;font-style:norma=
l;line-height:1.15;padding-bottom:3px;padding-left:5px;padding-right:5px;pa=
dding-top:3px;text-align:center"> <a href=3D"http://r.marketing.raize.pt/mk=
/cl/f/sh/WCPzyXJTZ833GSa4XgEnGiU4K2Qyj4pm/0t2b8B8IzTn3" class=3D"r29-r defa=
ult-button" target=3D"_blank" data-btn=3D"3" style=3D"font-style:normal;fon=
t-weight:normal;line-height:1.15;text-decoration:none;word-break:break-word=
;word-wrap:break-word;display:block;-webkit-text-size-adjust:none;color:#ff=
ffff;font-family:arial,helvetica,sans-serif;font-size:16px" sib_link_id=3D"=
9" templating=3D"n"> <span style=3D"color:#000000;font-family:Arial,Helveti=
ca,sans-serif;font-size:11px">Saber mais</span></a> </td> </tr></table></td=
> </tr></table></td> </tr></table></th> </tr></table></td> </tr></table></t=
d> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" align=3D"center" class=3D"r11-o" style=3D=
"table-layout:fixed;width:100%"><tr><td valign=3D"top" class=3D"r1-i" style=
=3D"background-color:#ffffff"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"590" align=3D"center" class=3D"r=
0-o" style=3D"table-layout:fixed;width:590px"><tr><th width=3D"100%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight:normal"> <table cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"590" alig=
n=3D"center" class=3D"r11-o" style=3D"table-layout:fixed;width:590px"><tr><=
td height=3D"10" class=3D"r30-i" style=3D"font-size:10px;line-height:10px;b=
ackground-color:transparent"> =C2=AD </td> </tr></table></th> </tr></table>=
</td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation" width=3D"590" align=3D"center" class=3D"r0-o" style=
=3D"table-layout:fixed;width:590px"><tr><td valign=3D"top" class=3D"r1-i" s=
tyle=3D"background-color:#ffffff"> <table cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=
=3D"r11-o" style=3D"table-layout:fixed;width:100%"><tr><td class=3D"r4-i" s=
tyle=3D"background-color:#ffffff;padding-bottom:20px;padding-top:20px"> <ta=
ble width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D=
"presentation"><tr><th width=3D"50%" valign=3D"top" class=3D"r5-c" style=3D=
"font-weight:normal"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layou=
t:fixed;width:100%"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-=
left:5px;padding-right:5px"> <table width=3D"100%" cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r31-c nl2go=
-default-textstyle" align=3D"left" style=3D"color:#3b3f44;font-family:arial=
,helvetica,sans-serif;font-size:16px;line-height:1.2;word-break:break-word;=
padding-left:20px;padding-right:20px;text-align:left;valign:top"> <div><p s=
tyle=3D"margin:0;font-family:Arial,Helvetica,sans-serif;font-size:14px;colo=
r:#888888"><span>Raize<br>Rua Tierno Galvan - Amoreiras<br>Torre 3, 17=C2=
=BA piso<br>1070-274 Lisboa, Portugal<br><a href=3D"mailto:geral@raize.pt" =
style=3D"color:#0092ff;text-decoration:underline"><span style=3D"text-decor=
ation:underline;color:#ffcc00">geral@raize.pt</span></a></span></p></div> <=
/td> </tr></table></td> </tr></table></th> <th width=3D"50%" valign=3D"top"=
class=3D"r5-c" style=3D"font-weight:normal"> <table cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6=
-o" style=3D"table-layout:fixed;width:100%"><tr><td valign=3D"top" class=3D=
"r7-i" style=3D"padding-left:5px;padding-right:5px"> <table width=3D"100%" =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr>=
<td class=3D"r32-c" align=3D"right"> <table cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0" role=3D"presentation" width=3D"285" align=3D"right" cla=
ss=3D"r11-o" style=3D"table-layout:fixed;width:285px"><tr><td valign=3D"top=
"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" r=
ole=3D"presentation"><tr><td class=3D"r32-c" align=3D"right" style=3D"displ=
ay:inline-block"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" r=
ole=3D"presentation" width=3D"285" align=3D"right" class=3D"r11-o" style=3D=
"table-layout:fixed;width:285px"><tr><td class=3D"r33-i" style=3D"padding-b=
ottom:2px;padding-left:173px"> <table width=3D"100%" cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"40" class=
=3D"r34-c mobshow resp-table" style=3D"font-weight:normal"> <table cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100=
%" class=3D"r35-o" style=3D"table-layout:fixed;width:100%"><tr><td class=3D=
"r36-i" style=3D"font-size:0px;line-height:0px;padding-bottom:5px;padding-t=
op:5px"> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/28xHLtxYQ4yaodD8=
RoZKsa3k4ArzN7xtFy/aRoWfFGe6NRm" target=3D"_blank" style=3D"color:#0092ff;t=
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