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Content preview: **Não deixe que a tesouraria afete o seu investimento no
verão.** **Com o verão em mãos, a atividade económica promete aumentar
durante os próximos meses. A economia portuguesa vive um período [...]
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**N=C3=A3o deixe que a tesouraria afete o seu investimento no ver=C3=A3o.**
**Com o ver=C3=A3o em m=C3=A3os, a atividade econ=C3=B3mica promete aumenta=
r durante os pr=C3=B3ximos meses. A economia portuguesa vive um per=C3=ADod=
o de crescimento moderado mas as empresas est=C3=A3o mais confiantes e, ape=
sar dos riscos, esta pode ser uma boa oportunidade para investir (com bons =
resultados).**
=C2=A0
**O ver=C3=A3o =C3=A9 sempre um importante teste para a economia portuguesa=
.**
=C2=A0
O ver=C3=A3o chegou e a atividade econ=C3=B3mica em Portugal promete aument=
ar nos pr=C3=B3ximos meses (como =C3=A9 habitual). Os meses de ver=C3=A3o s=
=C3=A3o sempre importantes para a economia portuguesa, nomeadamente para ne=
g=C3=B3cios mais sazonais e dependentes do turismo e da visita dos emigrant=
es. No 1=C2=BA trimestre, Portugal cresceu 1.4% e perspectiva-se a melhoria=
deste ritmo at=C3=A9 ao final do ano, sendo importante que os meses de ver=
=C3=A3o corram bem =C3=A0s empresas portuguesas. Um dos principais desafios=
, nesta fase, =C3=A9 preparar recursos para responder =C3=A0s necessidades =
de fornecimento dos pr=C3=B3ximos meses e =C3=A9 importante continuar a inv=
estir de forma moderada e sustent=C3=A1vel.
=C2=A0
**Contudo, as micro e pequenas empresas continuam com dificuldades em inves=
tir. E muito devido =C3=A0 falta de financiamento.**
=C2=A0
De acordo com o Inqu=C3=A9rito ao Acesso das Empresas a Financiamento do Ba=
nco Central Europeu, durante o =C3=BAltimo trimestre de 2023 e o primeiro d=
e 2024, as micro e pequenas empresas notaram maiores dificuldades de acesso=
a empr=C3=A9stimos banc=C3=A1rios e uma deteriora=C3=A7=C3=A3o nas condi=
=C3=A7=C3=B5es, ao contr=C3=A1rio das grandes empresas. Esta discrep=C3=A2n=
cia reflete-se na dificuldade apresentada pelas micro e pequenas empresas e=
m investir. A fraca capacidade de autofinanciamento e a dificuldade na obte=
n=C3=A7=C3=A3o de financiamento externo, s=C3=A3o os principais fatores apo=
ntados.
=C2=A0
**A Raize desempenha hoje um papel importante de facilitar o acesso das PME=
a financimento.**
=C2=A0
=C3=89 por isso que na Raize apoiamos as micro e pequenas empresas rumo ao =
futuro. Utilizamos processos de an=C3=A1lise e sele=C3=A7=C3=A3o que nos pe=
rmitem aprovar uma opera=C3=A7=C3=A3o num espa=C3=A7o de tempo muito curto.=
De acordo com a avalia=C3=A7=C3=A3o efetuada pelos clientes da Raize, esta=
s s=C3=A3o as principais mais-valias sentidas pelas empresas:
=C2=A0
- Obten=C3=A7=C3=A3o de financiamento de forma=C2=A0**mais c=C3=A9lere**=C2=
=A0e com=C2=A0**reduzida burocracia**;=20
- **Redu=C3=A7=C3=A3o de custos**=C2=A0e=C2=A0**mais transpar=C3=AAncia**=
=C2=A0nas condi=C3=A7=C3=B5es do empr=C3=A9stimo;=20
- **Diversifica=C3=A7=C3=A3o das fontes de financiamento**=C2=A0e menor dep=
end=C3=AAncia do canal banc=C3=A1rio;=20
- Obten=C3=A7=C3=A3o de=C2=A0**taxas de juros fixas**.=20
=C2=A0
O processo =C3=A9 todo online o que permite =C3=A0s empresas a obten=C3=A7=
=C3=A3o de financiamento de forma mais c=C3=A9lere e com reduzida burocraci=
a. Os nossos empr=C3=A9stimos t=C3=AAm prazos tipicamente entre os 36 - 60 =
meses, com amortiza=C3=A7=C3=B5es mensais de capital. Os juros e comiss=C3=
=B5es est=C3=A3o em linha com o mercado e s=C3=A3o otimizados para cada ope=
ra=C3=A7=C3=A3o.
=C2=A0
**Se gosta de obter as melhores condi=C3=A7=C3=B5es, visite o nosso site e =
descubra como a Raize pode impulsionar o sucesso do seu neg=C3=B3cio!**
Fa=C3=A7a hoje uma=C2=A0consulta totalmente gratuita e sem compromisso=C2=
=A0e obtenha financiamento necess=C3=A1rio para impulsionar o crescimento d=
a sua empresa.=C2=A0Visite-nos em [**www.raize.pt**](https://www.raize.pt/e=
mpresas/financiamento-credito "Raize Financiamento PME") ou entre em contac=
to connosco atrav=C3=A9s do **308 812 518** para mais informa=C3=A7=C3=B5es=
=C2=A0sobre as linhas de financiamento da Raize.
=C2=A0
Equipa Raize
---
Financiamento sujeito a an=C3=A1lise. A Raize =C3=A9 um dos financiadores d=
e refer=C3=AAncia das PME em Portugal. A Raizecrowd, Lda =C3=A9 uma entidad=
e autorizada e supervisionada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de=
Pagamentos, S.A., Sociedade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pa=
gamentos autorizada e supervisionada pelo Banco de Portugal.
[ **COME=C3=87AR PROCESSO DE ESTUDO**(gratuito e sem compromisso)](https://=
www.raize.pt/empresas/financiamento-credito?utm_source=3DSendinBlue&utm_med=
ium=3DEmail&utm_campaign=3DEmailMarketing)
**Empresas distinguem a Raize pelo seu servi=C3=A7o de financiamento.**
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
=C2=A0
A=C2=A0Raize foi distinguida pela CNBC e pela Statista, como uma das melhor=
es Fintech a n=C3=ADvel mundial no "**World's Top FinTech Companies**".
A par desta distin=C3=A7=C3=A3o que muito nos orgulha, a Raize foi ainda el=
eita "**Marca N=C2=BA1 na Escolha dos Profissionais**" e distinguida com o =
"**Pr=C3=A9mio Cinco Estrelas**" pelo 5=C2=BA ano consecutivo, na categoria=
Cr=C3=A9dito a Empresas.
=C2=A0
Estes pr=C3=A9mios refletem o elevado grau de satisfa=C3=A7=C3=A3o das empr=
esas com a Raize, e refor=C3=A7a a sua posi=C3=A7=C3=A3o como um dos financ=
iadores de refer=C3=AAncia das PME em Portugal.
Raize
Rua Tierno Galvan - Amoreiras
Torre 3, 17=C2=BA piso
1070-274 Lisboa, Portugal
[geral@raize.pt](mailto:geral@raize.pt)
Esta comunica=C3=A7=C3=A3o =C3=A9 dirigida exclusivamente =C3=A0 Sociedade.=
Quaisquer informa=C3=A7=C3=B5es sobre pessoas que n=C3=A3o a referida Soci=
edade resultam da rela=C3=A7=C3=A3o com a atividade empresarial e profissio=
nal e devem ser utilizadas exclusivamente por refer=C3=AAncia =C3=A0 Socied=
ade.
[Retirar-me da lista](http://r.marketing.raize.pt/mk/un/v2/sh/WCPxRrWByckTh=
l859nUGT5um31CMewrK/Iuza1cSLoRkr)
=C2=A9 2024 Raize, Todos os direitos reservados.
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olor: #fc0; font-style: normal; font-weight: bold; text-decoration: underli=
ne;}</style></head><body bgcolor=3D"#ffffff" text=3D"#3b3f44" link=3D"#ffcc=
00" yahoo=3D"fix" style=3D"background-color: #ffffff; padding-top: 38px;"> =
<table cellpadding=3D"0" border=3D"0" cellspacing=3D"0" style=3D" mso-hide:=
all; display: none;"><tr><td>N=C3=A3o deixe que a tesouraria afete o seu i=
nvestimento no ver=C3=A3o.͏‌ ͏‌ ͏‌&=
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j; ͏‌ </td></tr></table> <!--[if mso]> <img width=3D"1"=
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e=3D"presentation" class=3D"nl2go-body-table" width=3D"100%" style=3D"backg=
round-color: #ffffff; width: 100%;"><tr><td> <table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"590" align=3D"cent=
er" class=3D"r0-o" style=3D"table-layout: fixed; width: 590px;"><tr><td val=
ign=3D"top" class=3D"r1-i" style=3D"background-color: #ffffff;"> <table cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" align=3D"center" class=3D"r3-o" style=3D"table-layout: fixed; wid=
th: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #ffffff; paddi=
ng-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px=
;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" =
style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" sty=
le=3D"padding-left: 5px; padding-right: 5px;"> <table width=3D"100%" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td cl=
ass=3D"r8-c" align=3D"center"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"200" class=3D"r9-o" style=3D"tab=
le-layout: fixed; width: 200px;"><tr><td class=3D"r10-i"> <a href=3D"http:/=
/r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ6uveJQoeIJ0vp0jYVjfasz4/lYGCjePDA=
BQl" target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weigh=
t: bold; text-decoration: underline;" sib_link_id=3D"0" templating=3D"n"> <=
img src=3D"https://img.marketing.raize.pt/im/sh/nH0_IxqEpPt7.png?u=3D92pJLo=
34vnrQtTPjpVvtXcvYDztI5jhEYiY" width=3D"200" alt=3D"Raize" border=3D"0" sty=
le=3D"display: block; width: 100%;" sib_img_id=3D"0"></a> </td> </tr></tabl=
e></td> </tr></table></td> </tr></table></th> </tr></table></td> </tr><tr c=
lass=3D"nl2go-responsive-hide"><td height=3D"20" style=3D"font-size: 20px; =
line-height: 20px;">=C2=AD</td> </tr></table><table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"cen=
ter" class=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td cl=
ass=3D"r12-i" style=3D"background-color: #ffffff; padding-left: 20px; paddi=
ng-right: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" c=
lass=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6=
-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" clas=
s=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;"> <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presenta=
tion"><tr><td class=3D"r13-c nl2go-default-textstyle" align=3D"left" style=
=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16p=
x; line-height: 1.2; word-break: break-word; padding-bottom: 10px; padding-=
top: 10px; text-align: left; valign: top;"> <div><p style=3D"margin: 0; col=
or: #3c4858; font-family: Arial,Helvetica,sans-serif; font-size: 24px;"><sp=
an style=3D"color: black; font-family: Arial,sans-serif; font-size: 34.5pt;=
"><strong>N=C3=A3o deixe que a tesouraria afete o seu investimento no ver=
=C3=A3o.</strong></span></p></div> </td> </tr></table></td> </tr></table></=
th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" clas=
s=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r1=
4-i" style=3D"background-color: #ffffff; padding-left: 20px; padding-right:=
20px; padding-top: 5px;"> <table width=3D"100%" cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=
=3D"top" class=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;"> <=
table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation"><tr><td class=3D"r13-c nl2go-default-textstyle" align=3D"=
left" style=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; fon=
t-size: 16px; word-break: break-word; line-height: 24px; padding-bottom: 10=
px; padding-top: 10px; text-align: left; valign: top;"> <div><p style=3D"ma=
rgin: 0; color: #3c4858; font-family: 'Arial',Helvetica,sans-serif; font-si=
ze: 24px;"><span style=3D"color: #FFCC00; font-family: Arial,sans-serif; fo=
nt-size: 13.5pt;"><strong>Com o ver=C3=A3o em m=C3=A3os, a atividade econ=
=C3=B3mica promete aumentar durante os pr=C3=B3ximos meses. A economia port=
uguesa vive um per=C3=ADodo de crescimento moderado mas as empresas est=C3=
=A3o mais confiantes e, apesar dos riscos, esta pode ser uma boa oportunida=
de para investir (com bons resultados).</strong></span></p></div> </td> </t=
r></table></td> </tr></table></th> </tr></table></td> </tr></table><table c=
ellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layout: fixed; wi=
dth: 100%;"><tr><td class=3D"r15-i" style=3D"background-color: #ffffff; pad=
ding-bottom: 20px; padding-left: 20px; padding-right: 20px;"> <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presenta=
tion"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-we=
ight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" align=3D"left" class=3D"r16-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td align=3D"left" valign=3D"top" cla=
ss=3D"r17-i nl2go-default-textstyle" style=3D"color: #3b3f44; font-family: =
arial,helvetica,sans-serif; font-size: 16px; word-break: break-word; line-h=
eight: 20px; text-align: left;"> <div><p style=3D"margin: 0; color: #3c4858=
; font-family: 'Arial',Helvetica,sans-serif; font-size: 14px;">=C2=A0</p><p=
style=3D"margin: 0; color: #3c4858; font-family: 'Arial',Helvetica,sans-se=
rif; font-size: 14px;"><span style=3D"color: black; font-family: Arial,sans=
-serif; font-size: 10.5pt;"><strong>O ver=C3=A3o =C3=A9 sempre um important=
e teste para a economia portuguesa.</strong></span></p><p style=3D"margin: =
0; line-height: 15.0pt; margin-bottom: 0cm;">=C2=A0</p><p style=3D"margin: =
0; line-height: 15.0pt; margin-bottom: 0cm;"><span style=3D"color: black; f=
ont-family: Arial,sans-serif; font-size: 10.5pt;">O ver=C3=A3o chegou e a a=
tividade econ=C3=B3mica em Portugal promete aumentar nos pr=C3=B3ximos mese=
s (como =C3=A9 habitual). Os meses de ver=C3=A3o s=C3=A3o sempre importante=
s para a economia portuguesa, nomeadamente para neg=C3=B3cios mais sazonais=
e dependentes do turismo e da visita dos emigrantes. No 1=C2=BA trimestre,=
Portugal cresceu 1.4% e perspectiva-se a melhoria deste ritmo at=C3=A9 ao =
final do ano, sendo importante que os meses de ver=C3=A3o corram bem =C3=A0=
s empresas portuguesas. Um dos principais desafios, nesta fase, =C3=A9 prep=
arar recursos para responder =C3=A0s necessidades de fornecimento dos pr=C3=
=B3ximos meses e =C3=A9 importante continuar a investir de forma moderada e=
sustent=C3=A1vel.</span></p><p style=3D"margin: 0; line-height: 15.0pt; ma=
rgin-bottom: 0cm;">=C2=A0</p><p style=3D"margin: 0; line-height: 15.0pt; ma=
rgin-bottom: 0cm;"><span style=3D"color: black; font-family: Arial,sans-ser=
if; font-size: 10.5pt;"><strong>Contudo, as micro e pequenas empresas conti=
nuam com dificuldades em investir. E muito devido =C3=A0 falta de financiam=
ento.</strong></span><br><span style=3D"color: #3C4858; font-family: Arial,=
sans-serif; font-size: 10.5pt;">=C2=A0</span></p><p style=3D"margin: 0; lin=
e-height: 15.0pt; margin-bottom: 0cm;"><span style=3D"color: black; font-fa=
mily: Arial,sans-serif; font-size: 10.5pt;">De acordo com o Inqu=C3=A9rito =
ao Acesso das Empresas a Financiamento do Banco Central Europeu, durante o =
=C3=BAltimo trimestre de 2023 e o primeiro de 2024, as micro e pequenas emp=
resas notaram maiores dificuldades de acesso a empr=C3=A9stimos banc=C3=A1r=
ios e uma deteriora=C3=A7=C3=A3o nas condi=C3=A7=C3=B5es, ao contr=C3=A1rio=
das grandes empresas. Esta discrep=C3=A2ncia reflete-se na dificuldade apr=
esentada pelas micro e pequenas empresas em investir. A fraca capacidade de=
autofinanciamento e a dificuldade na obten=C3=A7=C3=A3o de financiamento e=
xterno, s=C3=A3o os principais fatores apontados.</span></p><p style=3D"mar=
gin: 0; line-height: 15.0pt; margin-bottom: 0cm;">=C2=A0</p><p style=3D"mar=
gin: 0; line-height: 15.0pt; margin-bottom: 0cm;"><span style=3D"color: bla=
ck; font-family: Arial,sans-serif; font-size: 10.5pt;"><strong>A Raize dese=
mpenha hoje um papel importante de facilitar o acesso das PME a financiment=
o.</strong></span></p><p style=3D"margin: 0; line-height: 15.0pt; margin-bo=
ttom: 0cm;"><span style=3D"color: #3C4858; font-family: Arial,sans-serif; f=
ont-size: 10.5pt;">=C2=A0</span></p><p style=3D"margin: 0; line-height: 15.=
0pt; margin-bottom: 0cm;"><span style=3D"color: black; font-family: Arial,s=
ans-serif; font-size: 10.5pt;">=C3=89 por isso que na Raize apoiamos as mic=
ro e pequenas empresas rumo ao futuro. Utilizamos processos de an=C3=A1lise=
e sele=C3=A7=C3=A3o que nos permitem aprovar uma opera=C3=A7=C3=A3o num es=
pa=C3=A7o de tempo muito curto. De acordo com a avalia=C3=A7=C3=A3o efetuad=
a pelos clientes da Raize, estas s=C3=A3o as principais mais-valias sentida=
s pelas empresas:</span></p><p style=3D"margin: 0; line-height: 15.0pt; mar=
gin-bottom: 0cm;"><span style=3D"color: #3C4858; font-family: Arial,sans-se=
rif; font-size: 10.5pt;">=C2=A0</span></p><ul style=3D"margin: 0;"><li styl=
e=3D"margin: 0;"><span style=3D"color: black; font-family: Arial,sans-serif=
; font-size: 10.5pt;">Obten=C3=A7=C3=A3o de financiamento de forma=C2=A0<st=
rong>mais c=C3=A9lere</strong>=C2=A0e com=C2=A0<strong>reduzida burocracia<=
/strong>;</span></li><li style=3D"margin: 0;"><span style=3D"color: black; =
font-family: Arial,sans-serif; font-size: 10.5pt;"><strong>Redu=C3=A7=C3=A3=
o de custos</strong>=C2=A0e=C2=A0<strong>mais transpar=C3=AAncia</strong>=
=C2=A0nas condi=C3=A7=C3=B5es do empr=C3=A9stimo;</span></li><li style=3D"m=
argin: 0;"><span style=3D"color: black; font-family: Arial,sans-serif; font=
-size: 10.5pt;"><strong>Diversifica=C3=A7=C3=A3o das fontes de financiament=
o</strong>=C2=A0e menor depend=C3=AAncia do canal banc=C3=A1rio;</span></li=
><li style=3D"margin: 0;"><span style=3D"color: black; font-family: Arial,s=
ans-serif; font-size: 10.5pt;">Obten=C3=A7=C3=A3o de=C2=A0<strong>taxas de =
juros fixas</strong>.</span></li></ul><p style=3D"margin: 0; line-height: 1=
5.0pt; margin-bottom: 0cm;">=C2=A0</p><p style=3D"margin: 0; line-height: 1=
5.0pt; margin-bottom: 0cm;"><span style=3D"color: black; font-family: Arial=
,sans-serif; font-size: 10.5pt;">O processo =C3=A9 todo online o que permit=
e =C3=A0s empresas a obten=C3=A7=C3=A3o de financiamento de forma mais c=C3=
=A9lere e com reduzida burocracia. Os nossos empr=C3=A9stimos t=C3=AAm praz=
os tipicamente entre os 36 - 60 meses, com amortiza=C3=A7=C3=B5es mensais d=
e capital. Os juros e comiss=C3=B5es est=C3=A3o em linha com o mercado e s=
=C3=A3o otimizados para cada opera=C3=A7=C3=A3o.</span></p><p style=3D"marg=
in: 0; font-style: normal; font-weight: 400; text-decoration-style: initial=
; text-decoration-thickness: initial;">=C2=A0</p><p style=3D"margin: 0; fon=
t-style: normal; font-weight: 400; text-decoration-style: initial; text-dec=
oration-thickness: initial;"><span style=3D"color: black; font-family: Aria=
l,sans-serif; font-size: 10.5pt;"><strong>Se gosta de obter as melhores con=
di=C3=A7=C3=B5es, visite o nosso site e descubra como a Raize pode impulsio=
nar o sucesso do seu neg=C3=B3cio!</strong></span><br><br><span style=3D"co=
lor: black; font-family: Arial,sans-serif; font-size: 10.5pt;">Fa=C3=A7a ho=
je uma=C2=A0<u>consulta totalmente gratuita e sem compromisso</u>=C2=A0e ob=
tenha financiamento necess=C3=A1rio para impulsionar o crescimento da sua e=
mpresa.=C2=A0</span><span style=3D"background-color: transparent; color: rg=
b(0,0,0); font-family: Arial, helvetica, sans-serif; font-size: 15px;">Visi=
te-nos em </span><a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJT=
Z72iiLe50NmghZAWhIcmqabC/O26Hbtf5H8J3" title=3D"Raize Financiamento PME" ta=
rget=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weight: bold=
; text-decoration: underline;" sib_link_id=3D"1" templating=3D"n"><span sty=
le=3D"background-color: transparent; color: #ffcc00; font-family: Arial, he=
lvetica, sans-serif; font-size: 15px;"><strong>www.raize.pt</strong></span>=
</a><span style=3D"background-color: transparent; color: rgb(0,0,0); font-f=
amily: Arial, helvetica, sans-serif; font-size: 15px;"> ou entre em contact=
o connosco atrav=C3=A9s do </span><span style=3D"background-color: transpar=
ent; color: rgb(255,204,0); font-family: Arial, helvetica, sans-serif; font=
-size: 15px;"><strong>308 812 518</strong></span><span style=3D"background-=
color: transparent; color: rgb(0,0,0); font-family: Arial, helvetica, sans-=
serif; font-size: 15px;"> para mais informa=C3=A7=C3=B5es=C2=A0sobre as lin=
has de financiamento da Raize.</span><br><span style=3D"font-family: Arial,=
helvetica, sans-serif; font-size: 15px;">=C2=A0</span><br><br><span style=
=3D"color: #000000; font-family: Arial, helvetica, sans-serif; font-size: 1=
5px;">Equipa Raize</span><br><br><br><span style=3D"color: #000000;">---</s=
pan><br><span style=3D"color: #000000; font-size: 11px;">Financiamento suje=
ito a an=C3=A1lise. A Raize =C3=A9 um dos financiadores de refer=C3=AAncia =
das PME em Portugal. A Raizecrowd, Lda =C3=A9 uma entidade autorizada e sup=
ervisionada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de Pagamentos, S.A.,=
Sociedade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pagamentos autorizad=
a e supervisionada pelo Banco de Portugal.</span></p></div> </td> </tr></ta=
ble></th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center=
" class=3D"r3-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=
=3D"r4-i" style=3D"background-color: #ffffff; padding-bottom: 20px; padding=
-left: 20px; padding-right: 20px; padding-top: 20px;"> <table width=3D"100%=
" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><t=
r><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: no=
rmal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"pre=
sentation" width=3D"495" align=3D"center" class=3D"r11-o" style=3D"backgrou=
nd-color: #ffcc00; border-collapse: separate; border-color: #000000; border=
-radius: 4px; border-style: solid; border-width: 0px; table-layout: fixed; =
width: 495px;"><tr><td height=3D"21" align=3D"center" valign=3D"top" class=
=3D"r18-i nl2go-default-textstyle" style=3D"word-break: break-word; backgro=
und-color: #ffcc00; border-radius: 4px; color: #ffffff; font-family: arial,=
helvetica,sans-serif; font-size: 16px; font-style: normal; line-height: 1.1=
5; padding-bottom: 17px; padding-left: 5px; padding-right: 5px; padding-top=
: 17px; text-align: center;"> <a href=3D"http://r.marketing.raize.pt/mk/cl/=
f/sh/WCPzyXJTZ7AVmNrLMTGMTJKJq5Vu6IDK/YHB574ZsmRzZ" class=3D"r19-r default-=
button" target=3D"_blank" data-btn=3D"1" style=3D"font-style: normal; font-=
weight: normal; line-height: 1.15; text-decoration: none; word-break: break=
-word; word-wrap: break-word; display: block; -webkit-text-size-adjust: non=
e; color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 16px=
;" sib_link_id=3D"2" templating=3D"n"> <span style=3D"color: #000000; font-=
family: Arial,Helvetica,sans-serif; font-size: 18px;"><strong>COME=C3=87AR =
PROCESSO DE ESTUDO</strong><br>(gratuito e sem compromisso)</span></a> </td=
> </tr></table></th> </tr></table></td> </tr><tr class=3D"nl2go-responsive-=
hide"><td height=3D"20" style=3D"font-size: 20px; line-height: 20px;">=C2=
=AD</td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r11-o" st=
yle=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r20-i" style=3D"=
background-color: #fff6db; padding-left: 20px; padding-right: 20px; padding=
-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=
=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" =
style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D=
"r7-i"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation"><tr><td class=3D"r21-c" align=3D"left"> <table ce=
llspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" class=3D"r22-o" style=3D"table-layout: fixed; width: 100%;"><tr><=
td align=3D"center" valign=3D"top" class=3D"r23-i nl2go-default-textstyle" =
style=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size=
: 16px; line-height: 1.2; word-break: break-word; text-align: center;"> <di=
v><p style=3D"margin: 0; font-family: Arial,Helvetica,sans-serif; font-size=
: 24px; color: #3c4858;"><span style=3D"font-size: 30px;"><span style=3D"co=
lor: #ffcc00;"><strong>Empresas distinguem a Raize pelo seu servi=C3=A7o de=
financiamento.</strong></span></span></p></div> </td> </tr><tr class=3D"nl=
2go-responsive-hide"><td height=3D"10" style=3D"font-size: 10px; line-heigh=
t: 10px;">=C2=AD</td> </tr></table></td> </tr><tr><td class=3D"r21-c" align=
=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"=
presentation" width=3D"100%" class=3D"r22-o" style=3D"table-layout: fixed; =
width: 100%;"><tr><td align=3D"left" valign=3D"top" class=3D"r24-i nl2go-de=
fault-textstyle" style=3D"color: #3b3f44; font-family: arial,helvetica,sans=
-serif; font-size: 16px; line-height: 1.2; word-break: break-word; padding-=
left: 3px; padding-right: 3px; text-align: left;"> <div><p style=3D"margin:=
0; font-family: Arial,Helvetica,sans-serif; font-size: 14px; color: #3c485=
8;"><span>=C2=A0</span><br><span><span style=3D"background-color: transpare=
nt; color: rgb(0, 0, 0);">A</span><span style=3D"background-color: transpar=
ent; color: rgb(0, 0, 0);">=C2=A0Raize foi distinguida pela CNBC e pela Sta=
tista, como uma das melhores Fintech a n=C3=ADvel mundial no "<strong><u>Wo=
rld's Top FinTech Companies</u></strong>".</span></span><br><span><br><span=
style=3D"background-color: transparent; color: rgb(0, 0, 0);">A par desta =
distin=C3=A7=C3=A3o que muito nos orgulha, a Raize foi ainda eleita "<stron=
g><u>Marca N=C2=BA1 na Escolha dos Profissionais</u></strong>" e distinguid=
a com o "<strong><u>Pr=C3=A9mio Cinco Estrelas</u></strong>" pelo 5=C2=BA a=
no consecutivo, na categoria Cr=C3=A9dito a Empresas.</span></span><br><spa=
n>=C2=A0</span><br><span><span style=3D"background-color: transparent; colo=
r: rgb(0, 0, 0);">Estes pr=C3=A9mios refletem o elevado grau de satisfa=C3=
=A7=C3=A3o das empresas com a Raize, e refor=C3=A7a a sua posi=C3=A7=C3=A3o=
como um dos financiadores de refer=C3=AAncia das PME em Portugal.</span></=
span></p></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=
=3D"10" style=3D"font-size: 10px; line-height: 10px;">=C2=AD</td> </tr></ta=
ble></td> </tr><tr><td class=3D"r2-c" align=3D"center"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"510" c=
lass=3D"r25-o" style=3D"table-layout: fixed; width: 510px;"><tr class=3D"nl=
2go-responsive-hide"><td height=3D"10" width=3D"20" style=3D"font-size: 10p=
x; line-height: 10px;">=C2=AD </td> <td height=3D"10" style=3D"font-size: 1=
0px; line-height: 10px;">=C2=AD</td> <td height=3D"10" width=3D"20" style=
=3D"font-size: 10px; line-height: 10px;">=C2=AD </td> </tr><tr class=3D"nl2=
go-responsive-hide"><td height=3D"20" width=3D"20" style=3D"font-size: 20px=
; line-height: 20px; background-color: #fff6db;">=C2=AD </td> <td height=3D=
"20" style=3D"font-size: 20px; line-height: 20px; background-color: #fff6db=
;">=C2=AD</td> <td height=3D"20" width=3D"20" style=3D"font-size: 20px; lin=
e-height: 20px; background-color: #fff6db;">=C2=AD </td> </tr><tr><td class=
=3D"nl2go-responsive-hide" width=3D"20" style=3D"font-size: 0px; line-heigh=
t: 1px; background-color: #fff6db;">=C2=AD </td> <td class=3D"r10-i" style=
=3D"font-size: 0px; line-height: 0px;"> <a href=3D"http://r.marketing.raize=
.pt/mk/cl/f/sh/WCPzyXJTZ7IIqQ4biYk2F3U6ysP1LzpS/E8q4mTgW3fEY" target=3D"_bl=
ank" style=3D"color: #fc0; font-style: normal; font-weight: bold; text-deco=
ration: underline;" sib_link_id=3D"3" templating=3D"n"> <img src=3D"https:/=
/img.marketing.raize.pt/im/sh/Ga_ITN-ii6NH.png?u=3D92pJLo34vnrQtbCnrjCFd6bJ=
y9gQscoUGKg" width=3D"470" border=3D"0" style=3D"display: block; width: 100=
%;" sib_img_id=3D"1"></a> </td> <td class=3D"nl2go-responsive-hide" width=
=3D"20" style=3D"font-size: 0px; line-height: 1px; background-color: #fff6d=
b;">=C2=AD </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"20"=
width=3D"20" style=3D"font-size: 20px; line-height: 20px; background-color=
: #fff6db;">=C2=AD </td> <td height=3D"20" style=3D"font-size: 20px; line-h=
eight: 20px; background-color: #fff6db;">=C2=AD</td> <td height=3D"20" widt=
h=3D"20" style=3D"font-size: 20px; line-height: 20px; background-color: #ff=
f6db;">=C2=AD </td> </tr></table></td> </tr></table></td> </tr></table></th=
> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0=
" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=
=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r4-=
i" style=3D"background-color: #ffffff; padding-bottom: 20px; padding-top: 2=
0px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-=
c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=
=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i=
" style=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%"=
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr=
><td class=3D"r26-c" align=3D"center" style=3D"font-size: 0px; line-height:=
0px; valign: top;"> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPz=
yXJTZ7Q5uSHs4eDi0ndu7fI8bhRa/Nm9zgTQl8zE8" target=3D"_blank" style=3D"color=
: #fc0; font-style: normal; font-weight: bold; text-decoration: underline;"=
sib_link_id=3D"4" templating=3D"n"> <img src=3D"https://img.marketing.raiz=
e.pt/im/sh/xJ011fuR1rNe.png?u=3D92pJLo34vnrQtizrtwSbiaH5iJTZfVvjxwo" width=
=3D"590" border=3D"0" style=3D"display: block; width: 100%;" sib_img_id=3D"=
2"></a> </td> </tr></table></td> </tr></table></th> </tr></table></td> </tr=
></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"pr=
esentation" width=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-=
layout: fixed; width: 100%;"><tr><td class=3D"r4-i" style=3D"background-col=
or: #ffffff; padding-bottom: 20px; padding-top: 20px;"> <table width=3D"100=
%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><=
tr><th width=3D"50%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: no=
rmal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"pre=
sentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; widt=
h: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-left: 5px;=
padding-right: 5px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r27-c nl2go-defa=
ult-textstyle" align=3D"left" style=3D"color: #3b3f44; font-family: arial,h=
elvetica,sans-serif; font-size: 16px; line-height: 1.2; word-break: break-w=
ord; padding-left: 20px; padding-right: 20px; text-align: left; valign: top=
;"> <div><p style=3D"margin: 0; font-family: Arial,Helvetica,sans-serif; fo=
nt-size: 14px; color: #888888;"><span>Raize<br>Rua Tierno Galvan - Amoreira=
s<br>Torre 3, 17=C2=BA piso<br>1070-274 Lisboa, Portugal<br><a href=3D"mail=
to:geral@raize.pt" style=3D"color: #fc0; font-style: normal; font-weight: b=
old; text-decoration: underline;"><span style=3D"text-decoration: underline=
; color: rgb(255, 204, 0);">geral@raize.pt</span></a></span></p></div> </td=
> </tr></table></td> </tr></table></th> <th width=3D"50%" valign=3D"top" cl=
ass=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-=
o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=
=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;"> <table width=3D=
"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentatio=
n"><tr><td class=3D"r28-c" align=3D"right"> <table cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0" role=3D"presentation" width=3D"285" align=3D"right=
" class=3D"r11-o" style=3D"table-layout: fixed; width: 285px;"><tr><td vali=
gn=3D"top"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" borde=
r=3D"0" role=3D"presentation"><tr><td class=3D"r28-c" align=3D"right" style=
=3D"display: inline-block;"> <table cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation" width=3D"285" align=3D"right" class=3D"r11-=
o" style=3D"table-layout: fixed; width: 285px;"><tr><td class=3D"r29-i" sty=
le=3D"padding-bottom: 2px; padding-left: 173px;"> <table width=3D"100%" cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th=
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al;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"prese=
ntation" width=3D"100%" class=3D"r31-o" style=3D"table-layout: fixed; width=
: 100%;"><tr><td class=3D"r32-i" style=3D"font-size: 0px; line-height: 0px;=
padding-bottom: 5px; padding-top: 5px;"> <a href=3D"http://r.marketing.rai=
ze.pt/mk/cl/f/sh/WCPzyXJTZ7XsyUV8QjhNmXnhGSBFrP3i/wm2uk8tXFCwo" target=3D"_=
blank" style=3D"color: #fc0; font-style: normal; font-weight: bold; text-de=
coration: underline;" sib_link_id=3D"5" templating=3D"n"> <img src=3D"https=
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wrSTGiSP2zfYw" width=3D"32" border=3D"0" style=3D"display: block; width: 10=
0%;" sib_img_id=3D"3"></a> </td> <td class=3D"nl2go-responsive-hide" width=
=3D"8" style=3D"font-size: 0px; line-height: 1px;">=C2=AD </td> </tr></tabl=
e></th> <th width=3D"40" class=3D"r30-c mobshow resp-table" style=3D"font-w=
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le=3D"presentation" width=3D"100%" class=3D"r31-o" style=3D"table-layout: f=
ixed; width: 100%;"><tr><td class=3D"r32-i" style=3D"font-size: 0px; line-h=
eight: 0px; padding-bottom: 5px; padding-top: 5px;"> <a href=3D"http://r.ma=
rketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7fg2WiOmpB3YHxUPF4N76fq/dRgq-hhXRBQn" =
target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weight: bo=
ld; text-decoration: underline;" sib_link_id=3D"6" templating=3D"n"> <img s=
rc=3D"https://img.marketing.raize.pt/im/sh/d8o_MrIhYbQg.png?u=3D92pJLo34vnr=
QtyZzyMzJtXcdCd3rFIAFNB4" width=3D"32" border=3D"0" style=3D"display: block=
; width: 100%;" sib_img_id=3D"4"></a> </td> <td class=3D"nl2go-responsive-h=
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r=3D"0" role=3D"presentation" width=3D"100%" class=3D"r33-o" style=3D"table=
-layout: fixed; width: 100%;"><tr><td class=3D"r32-i" style=3D"font-size: 0=
px; line-height: 0px; padding-bottom: 5px; padding-top: 5px;"> <a href=3D"h=
ttp://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7nT6Yvf8uejK27HY1xUMoHy/TuP9=
DrZrmRv2" target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-=
weight: bold; text-decoration: underline;" sib_link_id=3D"7" templating=3D"=
n"> <img src=3D"https://img.marketing.raize.pt/im/sh/k8W6Hb7fQVIB.png?u=3D9=
2pJLo34vnrQu6N40aFfz1IOwmr02BHV4nC" width=3D"32" border=3D"0" style=3D"disp=
lay: block; width: 100%;" sib_img_id=3D"5"></a> </td> </tr></table></th> </=
tr></table></td> </tr></table></td> </tr></table></td> </tr></table></td> <=
/tr></table></td> </tr></table></th> </tr></table></td> </tr></table><table=
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" wid=
th=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layout: fixed; =
width: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #ffffff; pa=
dding-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 2=
0px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"=
0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-=
c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"=
0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"left" class=
=3D"r16-o" style=3D"table-layout: fixed; width: 100%;"><tr><td align=3D"lef=
t" valign=3D"top" class=3D"r17-i nl2go-default-textstyle" style=3D"color: #=
3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16px; word-brea=
k: break-word; line-height: 20px; text-align: left;"> <div><p style=3D"marg=
in: 0; font-family: Arial,Helvetica,sans-serif; font-size: 14px; color: #3c=
4858;"><span><span style=3D"font-size: 10px;"><span style=3D"color: #000000=
;">Esta comunica=C3=A7=C3=A3o =C3=A9 dirigida exclusivamente =C3=A0 Socieda=
de. Quaisquer informa=C3=A7=C3=B5es sobre pessoas que n=C3=A3o a referida S=
ociedade resultam da rela=C3=A7=C3=A3o com a atividade empresarial e profis=
sional e devem ser utilizadas exclusivamente por refer=C3=AAncia =C3=A0 Soc=
iedade.</span></span></span></p></div> </td> </tr></table></th> </tr></tabl=
e></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0=
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