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Content preview: **Raize reconhecida como uma das principais fintechs mundiais
pela CNBC.** **A Raize foi distinguida, pelo segundo ano consecutivo, como
uma das melhores fintech a nível mundial no “World's Top Fin [...]
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**Raize reconhecida como uma das principais fintechs mundiais pela CNBC.**
**A Raize foi distinguida, pelo segundo ano consecutivo, como uma das melho=
res fintech a n=C3=ADvel mundial no =E2=80=9CWorld's Top FinTech Companies =
2024=E2=80=9D pela CNBC e pela Statista. A Raize =C3=A9 a =C3=BAnica empres=
a portuguesa a ocupar este ranking de empresas l=C3=ADder nos diferentes se=
gmentos de neg=C3=B3cio, onde se inclui o Revolut, a Mastercard, o Paypal, =
entre outros.**
=C2=A0
=C2=A0
**Raize distinguida pelo seu servi=C3=A7o de financiamento alternativo.**
=C2=A0
A CNBC, em colabora=C3=A7=C3=A3o com a empresa de pesquisa de mercado Stati=
sta, lan=C3=A7ou o =E2=80=9CWorld's Top FinTech Companies 2024=E2=80=9D - r=
anking das 250 melhores fintech a n=C3=ADvel mundial nas diferentes categor=
ias de neg=C3=B3cio, como banca digital, ativos digitais, financiamento alt=
ernativo e pagamentos. Esta lista tem como objetivo lan=C3=A7ar uma vis=C3=
=A3o global do mercado fintech que est=C3=A1 em constante mudan=C3=A7a e cr=
escimento, distinguindo as principais empresas do mundo, com base em difere=
ntes indicadores de desempenho. Esta distin=C3=A7=C3=A3o coloca a Raize ent=
re as melhores fintech do mundo, pelo segundo ano consecutivo, nomeadamente=
no segmento de Financiamento Alternativo (Alternative Lending), senso a =
=C3=BAnica empresa portuguesa a fazer parte deste ranking internacional. Fi=
que a saber mais, [aqui](https://blog.raize.pt/worlds-top-fintech-companies=
-raize-entre-as-melhores-fintech-do-mundo/ "World's Top Fintech Companies: =
Raize entre as melhores fintech do mundo.").=C2=A0
=C2=A0
**As plataformas de Financiamento Alternativo s=C3=A3o hoje uma das princip=
ais solu=C3=A7=C3=B5es de financiamento para as PME em todo o mundo.**
De acordo com a CNBC e a Statista, as Fintech no segmento de Financiamento =
Alternativo oferecem uma experi=C3=AAncia melhor do que os bancos tradicion=
ais, usando computa=C3=A7=C3=A3o e intelig=C3=AAncia artificial para melhor=
ar a qualidade do servi=C3=A7o e garantir decis=C3=B5es mais r=C3=A1pidas s=
obre os pedidos de financiamento.
Por esse motivo, os financiamentos alternativos t=C3=AAm registado uma tend=
=C3=AAncia crescente no setor de servi=C3=A7os financeiros nos =C3=BAltimos=
anos. Em Portugal, milhares de empresas j=C3=A1 utilizam este canal de fin=
anciamento de forma regular.
**Mas porqu=C3=AA?**
De acordo com a avalia=C3=A7=C3=A3o efetuada pelos clientes da Raize, estas=
s=C3=A3o as principais mais-valias sentidas pelas empresas:
=C2=A0
- Obten=C3=A7=C3=A3o de financiamento de forma=C2=A0**mais c=C3=A9lere**=C2=
=A0e com=C2=A0**reduzida burocracia**;=20
- **Redu=C3=A7=C3=A3o de custos**=C2=A0e=C2=A0**mais transpar=C3=AAncia**=
=C2=A0nas condi=C3=A7=C3=B5es do empr=C3=A9stimo;=20
- **Diversifica=C3=A7=C3=A3o das fontes de financiamento**=C2=A0e menor dep=
end=C3=AAncia do canal banc=C3=A1rio;=20
- Obten=C3=A7=C3=A3o de=C2=A0**taxas de juros competitivas**=C2=A0(taxas fi=
xas, sem garantias reais).=20
=E2=80=8B
O objetivo da Raize =C3=A9 promover uma economia mais enraizada na sociedad=
e e menos dependente do sistema financeiro tradicional, financiando os melh=
ores projetos e empresas. E quantos mais financiadores tiver, mais flexibil=
idade e seguran=C3=A7a dar=C3=A1 =C3=A0 sua empresa para investir no futuro=
.
=C2=A0
**Raize. Financiamento sustent=C3=A1vel de m=C3=A9dio/longo-prazo para apoi=
ar a tesouraria e investimentos.**
=C2=A0
Obtenha financiamento para tesouraria ou investimento. Comece agora mesmo u=
m processo de consulta gratuito e sem compromisso. Visite-nos em [**www.rai=
ze.pt**](https://www.raize.pt/empresas/financiamento-credito "Raize Financi=
amento PME") ou entre em contacto connosco atrav=C3=A9s do **308 812 518** =
para mais informa=C3=A7=C3=B5es=C2=A0sobre as linhas de financiamento da Ra=
ize.
=C2=A0
Equipa Raize
---
Financiamento sujeito a an=C3=A1lise. A Raize =C3=A9 um dos financiadores d=
e refer=C3=AAncia das PME em Portugal. A Raizecrowd, Lda =C3=A9 uma entidad=
e autorizada e supervisionada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de=
Pagamentos, S.A., Sociedade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pa=
gamentos autorizada e supervisionada pelo Banco de Portugal.
[ **COME=C3=87AR PROCESSO DE ESTUDO**(gratuito e sem compromisso)](https://=
www.raize.pt/empresas/financiamento-credito?utm_source=3DSendinBlue&utm_med=
ium=3DEmail&utm_campaign=3DEmailMarketing)
####Raize premeia estudantes do IPCA
Atrav=C3=A9s do Projeto 50+10 a Raize foi convidada a lan=C3=A7ar um desafi=
o aos estudantes do 1=C2=BA ano do curso de Finan=C3=A7as da Escola Superio=
r de Gest=C3=A3o.
[ Saber mais](https://blog.raize.pt/raize-premeia-estudantes-do-ipca/)
####Raize =C3=A9 B Corp=E2=84=A2
A Raize =C3=A9 agora uma Empresa B Certificada, por um sistema econ=C3=B3mi=
co que gera um impacto positivo para as pessoas, comunidades e para o plane=
ta.
[ Saber mais](https://blog.raize.pt/raize-e-uma-b-corp/)
Raize
Rua Tierno Galvan - Amoreiras
Torre 3, 17=C2=BA piso
1070-274 Lisboa, Portugal
[geral@raize.pt](mailto:geral@raize.pt)
Esta comunica=C3=A7=C3=A3o =C3=A9 dirigida exclusivamente =C3=A0 Sociedade.=
Quaisquer informa=C3=A7=C3=B5es sobre pessoas que n=C3=A3o a referida Soci=
edade resultam da rela=C3=A7=C3=A3o com a atividade empresarial e profissio=
nal e devem ser utilizadas exclusivamente por refer=C3=AAncia =C3=A0 Socied=
ade.
[Retirar-me da lista](http://r.marketing.raize.pt/mk/un/v2/sh/WCPxRrWByckTj=
aLxqO6ysHxyXRtcVoAs/xKmKrd4t54uw)
=C2=A9 2024 Raize, Todos os direitos reservados.
[**Site**](https://www.raize.pt/empresas/financiamento-credito?utm_source=
=3Dsendinblue&utm_medium=3Demail&utm_campaign=3DCampanha_192_30032021)
[**Centro de Apoio**](https://info.raize.pt/questoes-frequentes-faq/?utm_so=
urce=3Dsendinblue&utm_campaign=3DCampanha_192_30032021&utm_medium=3Demail)
[**Blog**](https://blog.raize.pt/?utm_source=3Dsendinblue&utm_campaign=3DCa=
mpanha_192_30032021&utm_medium=3Demail)
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0; line-height: 0; max-height: 0; mso-hide: all; overflow: hidden; table-l=
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:OfficeDocumentSettings> <o:AllowPNG/> <o:PixelsPerInch>96</o:PixelsPerInch=
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link{color: #fc0; font-style: normal; font-weight: bold; text-decoration: u=
nderline;}</style></head><body bgcolor=3D"#ffffff" text=3D"#3b3f44" link=3D=
"#ffcc00" yahoo=3D"fix" style=3D"background-color: #ffffff; padding-top: 38=
px;"> <table cellpadding=3D"0" border=3D"0" cellspacing=3D"0" style=3D" mso=
-hide: all; display: none;"><tr><td>A Raize foi distinguida pelo segundo an=
o consecutivo, senso a =C3=BAnica empresa portuguesa a fazer parte deste ra=
nking internacional.͏‌ ͏‌ ͏‌ &=
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p;͏‌ </td></tr></table> <!--[if mso]> <img width=3D"1" heigh=
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<!--[if !mso]> <!----> <img style=3D"display:none" src=3D"https://r.market=
ing.raize.pt/mk/op/sh/WCPxRrf2SE93WGxD1BvKICSLZ3BWrq8w/PAPX_8dWNxd6" /> <!-=
- <![endif]--> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" class=3D"nl2go-body-table" width=3D"100%" style=3D"backg=
round-color: #ffffff; width: 100%;"><tr><td> <table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"590" align=3D"cent=
er" class=3D"r0-o" style=3D"table-layout: fixed; width: 590px;"><tr><td val=
ign=3D"top" class=3D"r1-i" style=3D"background-color: #ffffff;"> <table cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" align=3D"center" class=3D"r3-o" style=3D"table-layout: fixed; wid=
th: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #ffffff; paddi=
ng-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px=
;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" =
style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" sty=
le=3D"padding-left: 5px; padding-right: 5px;"> <table width=3D"100%" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td cl=
ass=3D"r8-c" align=3D"center"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"200" class=3D"r9-o" style=3D"tab=
le-layout: fixed; width: 200px;"><tr><td class=3D"r10-i"> <a href=3D"http:/=
/r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ6uvg8ehKsvjL13w2wQvRkIc/2qsOJ1Nr1=
bzS" target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weigh=
t: bold; text-decoration: underline;" sib_link_id=3D"0" templating=3D"n"> <=
img src=3D"https://img.marketing.raize.pt/im/sh/v0RY-CXbVb3h.png?u=3D92pJLo=
34vnrQtTPlejoa8FdxQ35mWQx5Q26" width=3D"200" alt=3D"Raize" border=3D"0" sty=
le=3D"display: block; width: 100%;" sib_img_id=3D"0"></a> </td> </tr></tabl=
e></td> </tr></table></td> </tr></table></th> </tr></table></td> </tr><tr c=
lass=3D"nl2go-responsive-hide"><td height=3D"20" style=3D"font-size: 20px; =
line-height: 20px;">=C2=AD</td> </tr></table><table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"cen=
ter" class=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td cl=
ass=3D"r12-i" style=3D"background-color: #ffffff; padding-left: 20px; paddi=
ng-right: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" c=
lass=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6=
-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" clas=
s=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;"> <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presenta=
tion"><tr><td class=3D"r13-c nl2go-default-textstyle" align=3D"left" style=
=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16p=
x; line-height: 1.2; word-break: break-word; padding-bottom: 10px; padding-=
top: 10px; text-align: left; valign: top;"> <div><p style=3D"margin: 0; col=
or: #3c4858; font-family: Arial,Helvetica,sans-serif; font-size: 24px;"><sp=
an style=3D"color: black; font-family: Arial,sans-serif; font-size: 36.0pt;=
"><strong>Raize reconhecida como uma das principais fintechs mundiais pela =
CNBC.</strong></span></p></div> </td> </tr></table></td> </tr></table></th>=
</tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=
=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r14=
-i" style=3D"background-color: #ffffff; padding-left: 20px; padding-right: =
20px; padding-top: 5px;"> <table width=3D"100%" cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=
=3D"top" class=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;"> <=
table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation"><tr><td class=3D"r13-c nl2go-default-textstyle" align=3D"=
left" style=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; fon=
t-size: 16px; word-break: break-word; line-height: 24px; padding-bottom: 10=
px; padding-top: 10px; text-align: left; valign: top;"> <div><p style=3D"ma=
rgin: 0; color: #3c4858; font-family: 'Arial',Helvetica,sans-serif; font-si=
ze: 24px;"><span style=3D"color: #FFCC00; font-family: Arial,sans-serif; fo=
nt-size: 13.5pt;"><strong>A Raize foi distinguida, pelo segundo ano consecu=
tivo, como uma das melhores fintech a n=C3=ADvel mundial no =E2=80=9CWorld'=
s Top FinTech Companies 2024=E2=80=9D pela CNBC e pela Statista. A Raize =
=C3=A9 a =C3=BAnica empresa portuguesa a ocupar este ranking de empresas l=
=C3=ADder nos diferentes segmentos de neg=C3=B3cio, onde se inclui o Revolu=
t, a Mastercard, o Paypal, entre outros.</strong></span></p></div> </td> </=
tr></table></td> </tr></table></th> </tr></table></td> </tr></table><table =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" widt=
h=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layout: fixed; w=
idth: 100%;"><tr><td class=3D"r15-i" style=3D"background-color: #ffffff; pa=
dding-bottom: 20px; padding-left: 20px; padding-right: 20px;"> <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presenta=
tion"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" style=3D"font-we=
ight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" align=3D"left" class=3D"r16-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td align=3D"left" valign=3D"top" cla=
ss=3D"r17-i nl2go-default-textstyle" style=3D"color: #3b3f44; font-family: =
arial,helvetica,sans-serif; font-size: 16px; word-break: break-word; line-h=
eight: 20px; text-align: left;"> <div><p style=3D"margin: 0; line-height: 1=
5.0pt; margin-bottom: 0cm;">=C2=A0</p><p style=3D"margin: 0; line-height: 1=
5.0pt; margin-bottom: 0cm;">=C2=A0</p><p style=3D"margin: 0; line-height: 1=
5.0pt; margin-bottom: 0cm;"><span style=3D"color: black; font-family: Arial=
,sans-serif; font-size: 10.5pt;"><strong>Raize distinguida pelo seu servi=
=C3=A7o de financiamento alternativo.</strong></span></p><p style=3D"margin=
: 0; line-height: 15.0pt; margin-bottom: 0cm;"><span style=3D"color: #3C485=
8; font-family: Arial,sans-serif; font-size: 10.5pt;">=C2=A0</span></p><p s=
tyle=3D"margin: 0;"><span style=3D"color: black; font-family: Arial,sans-se=
rif; font-size: 10.5pt;">A CNBC, em colabora=C3=A7=C3=A3o com a empresa de =
pesquisa de mercado Statista, lan=C3=A7ou o =E2=80=9CWorld's Top FinTech Co=
mpanies 2024=E2=80=9D - ranking das 250 melhores fintech a n=C3=ADvel mundi=
al nas diferentes categorias de neg=C3=B3cio, como banca digital, ativos di=
gitais, financiamento alternativo e pagamentos. Esta lista tem como objetiv=
o lan=C3=A7ar uma vis=C3=A3o global do mercado fintech que est=C3=A1 em con=
stante mudan=C3=A7a e crescimento, distinguindo as principais empresas do m=
undo, com base em diferentes indicadores de desempenho. Esta distin=C3=A7=
=C3=A3o coloca a Raize entre as melhores fintech do mundo, pelo segundo ano=
consecutivo, nomeadamente no segmento de Financiamento Alternativo (Altern=
ative Lending), senso a =C3=BAnica empresa portuguesa a fazer parte deste r=
anking internacional. Fique a saber mais, </span><a href=3D"http://r.market=
ing.raize.pt/mk/cl/f/sh/WCPzyXJTZ72ikArxgyPP6lDjBjK2hRuk/TENq2zBY7ifS" titl=
e=3D"World's Top Fintech Companies: Raize entre as melhores fintech do mund=
o." target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weight=
: bold; text-decoration: underline;" sib_link_id=3D"1" templating=3D"n"><sp=
an style=3D"color: #ffcc00; font-family: Arial,sans-serif; font-size: 10.5p=
t;">aqui</span></a><span style=3D"color: black; font-family: Arial,sans-ser=
if; font-size: 10.5pt;">.=C2=A0</span></p></div> </td> </tr></table></th> <=
/tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"=
r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r15-i" =
style=3D"background-color: #ffffff; padding-bottom: 20px; padding-left: 20p=
x; padding-right: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"385" a=
lign=3D"center" class=3D"r18-o" style=3D"table-layout: fixed; width: 385px;=
"><tr><td class=3D"r19-i" style=3D"font-size: 0px; line-height: 0px; paddin=
g-bottom: 15px; padding-top: 15px;"> <a href=3D"http://r.marketing.raize.pt=
/mk/cl/f/sh/WCPzyXJTZ7AVoD5E33t4sVNWKWD9x9Ws/Nw83wNKas-eD" target=3D"_blank=
" style=3D"color: #fc0; font-style: normal; font-weight: bold; text-decorat=
ion: underline;" sib_link_id=3D"2" templating=3D"n"> <img src=3D"https://im=
g.marketing.raize.pt/im/sh/MDUVTw9hjCbk.png?u=3D92pJLo34vnrQtbCpgx4wDjJjACs=
vJK4L7eE" width=3D"385" title=3D"World's Top Fintech Companies: Raize entre=
as melhores fintech do mundo." border=3D"0" style=3D"display: block; width=
: 100%;" sib_img_id=3D"1"></a> </td> </tr></table><table cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=
=3D"left" class=3D"r16-o" style=3D"table-layout: fixed; width: 100%;"><tr><=
td align=3D"left" valign=3D"top" class=3D"r17-i nl2go-default-textstyle" st=
yle=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: =
16px; word-break: break-word; line-height: 20px; text-align: left;"> <div><=
p style=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm;">=C2=A0</p><=
p style=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm;"><span style=
=3D"color: black; font-family: Arial,sans-serif; font-size: 10.5pt;"><stron=
g>As plataformas de Financiamento Alternativo s=C3=A3o hoje uma das princip=
ais solu=C3=A7=C3=B5es de financiamento para as PME em todo o mundo.</stron=
g></span></p><p style=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm=
;"><br><span style=3D"color: black; font-family: Arial,sans-serif; font-siz=
e: 10.5pt;">De acordo com a CNBC e a Statista, as Fintech no segmento de Fi=
nanciamento Alternativo oferecem uma experi=C3=AAncia melhor do que os banc=
os tradicionais, usando computa=C3=A7=C3=A3o e intelig=C3=AAncia artificial=
para melhorar a qualidade do servi=C3=A7o e garantir decis=C3=B5es mais r=
=C3=A1pidas sobre os pedidos de financiamento.</span><br><br><span style=3D=
"color: black; font-family: Arial,sans-serif; font-size: 10.5pt;">Por esse =
motivo, os financiamentos alternativos t=C3=AAm registado uma tend=C3=AAnci=
a crescente no setor de servi=C3=A7os financeiros nos =C3=BAltimos anos. Em=
Portugal, milhares de empresas j=C3=A1 utilizam este canal de financiament=
o de forma regular.</span><br><br><span style=3D"color: black; font-family:=
Arial,sans-serif; font-size: 10.5pt;"><strong>Mas porqu=C3=AA?</strong></s=
pan><br><span style=3D"color: black; font-family: Arial,sans-serif; font-si=
ze: 10.5pt;">De acordo com a avalia=C3=A7=C3=A3o efetuada pelos clientes da=
Raize, estas s=C3=A3o as principais mais-valias sentidas pelas empresas:</=
span></p><p style=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm;">=
=C2=A0</p><ul style=3D"margin: 0;"><li style=3D"margin: 0;"><span style=3D"=
color: black; font-family: Arial,sans-serif; font-size: 10.5pt;">Obten=C3=
=A7=C3=A3o de financiamento de forma=C2=A0<strong>mais c=C3=A9lere</strong>=
=C2=A0e com=C2=A0<strong>reduzida burocracia</strong>;</span></li><li style=
=3D"margin: 0;"><span style=3D"color: black; font-family: Arial,sans-serif;=
font-size: 10.5pt;"><strong>Redu=C3=A7=C3=A3o de custos</strong>=C2=A0e=C2=
=A0<strong>mais transpar=C3=AAncia</strong>=C2=A0nas condi=C3=A7=C3=B5es do=
empr=C3=A9stimo;</span></li><li style=3D"margin: 0;"><span style=3D"color:=
black; font-family: Arial,sans-serif; font-size: 10.5pt;"><strong>Diversif=
ica=C3=A7=C3=A3o das fontes de financiamento</strong>=C2=A0e menor depend=
=C3=AAncia do canal banc=C3=A1rio;</span></li><li style=3D"margin: 0;"><spa=
n style=3D"color: black; font-family: Arial,sans-serif; font-size: 10.5pt;"=
>Obten=C3=A7=C3=A3o de=C2=A0<strong>taxas de juros competitivas</strong>=C2=
=A0(taxas fixas, sem garantias reais).</span></li></ul><p style=3D"margin: =
0;"><span style=3D"font-family: Arial,sans-serif; font-size: 10.5pt;">=E2=
=80=8B</span></p><p style=3D"margin: 0;"><span style=3D"color: black; font-=
family: Arial,sans-serif; font-size: 10.5pt;">O objetivo da Raize =C3=A9 pr=
omover uma economia mais enraizada na sociedade e menos dependente do siste=
ma financeiro tradicional, financiando os melhores projetos e empresas. E q=
uantos mais financiadores tiver, mais flexibilidade e seguran=C3=A7a dar=C3=
=A1 =C3=A0 sua empresa para investir no futuro.</span></p><p style=3D"margi=
n: 0;">=C2=A0</p><p style=3D"margin: 0; line-height: 15.0pt; margin-bottom:=
0cm;"><span style=3D"color: black; font-family: Arial,sans-serif; font-siz=
e: 14px;"><strong>Raize. Financiamento sustent=C3=A1vel de m=C3=A9dio/longo=
-prazo para apoiar a tesouraria e investimentos.</strong></span></p><p styl=
e=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm;">=C2=A0</p><p styl=
e=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm;"><span style=3D"co=
lor: black; font-family: Arial,sans-serif; font-size: 10.5pt;">Obtenha fina=
nciamento para tesouraria ou investimento. </span><span style=3D"color: bla=
ck; font-family: Arial,sans-serif; font-size: 14px;">Comece agora mesmo um =
<u>processo de consulta gratuito e sem compromisso</u>. </span><span style=
=3D"background-color: transparent; color: rgb(0,0,0); font-family: Arial, h=
elvetica, sans-serif; font-size: 14px;">Visite-nos em </span><a href=3D"htt=
p://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7IIsFIUP9MkeFXJTJ6HCr90/dOURSC=
LDrN_q" title=3D"Raize Financiamento PME" target=3D"_blank" style=3D"color:=
#fc0; font-style: normal; font-weight: bold; text-decoration: underline;" =
sib_link_id=3D"3" templating=3D"n"><span style=3D"background-color: transpa=
rent; color: #ffcc00; font-family: Arial, helvetica, sans-serif; font-size:=
14px;"><strong>www.raize.pt</strong></span></a><span style=3D"background-c=
olor: transparent; color: rgb(0,0,0); font-family: Arial, helvetica, sans-s=
erif; font-size: 14px;"> ou entre em contacto connosco atrav=C3=A9s do </sp=
an><span style=3D"background-color: transparent; color: rgb(255,204,0); fon=
t-family: Arial, helvetica, sans-serif; font-size: 14px;"><strong>308 812 5=
18</strong></span><span style=3D"background-color: transparent; color: rgb(=
0,0,0); font-family: Arial, helvetica, sans-serif; font-size: 14px;"> para =
mais informa=C3=A7=C3=B5es=C2=A0sobre as linhas de financiamento da Raize.<=
/span><br><span style=3D"font-family: Arial, helvetica, sans-serif; font-si=
ze: 14px;">=C2=A0</span><br><br><span style=3D"color: #000000; font-family:=
Arial, helvetica, sans-serif; font-size: 14px;">Equipa Raize</span><br><br=
><br><span style=3D"color: #000000;">---</span><br><span style=3D"color: #0=
00000; font-size: 11px;">Financiamento sujeito a an=C3=A1lise. A Raize =C3=
=A9 um dos financiadores de refer=C3=AAncia das PME em Portugal. A Raizecro=
wd, Lda =C3=A9 uma entidade autorizada e supervisionada pela CMVM. A Raize =
- Institui=C3=A7=C3=A3o de Pagamentos, S.A., Sociedade Aberta, =C3=A9 uma i=
nstitui=C3=A7=C3=A3o de pagamentos autorizada e supervisionada pelo Banco d=
e Portugal.</span></p></div> </td> </tr></table></th> </tr></table></td> </=
tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"=
presentation" width=3D"100%" align=3D"center" class=3D"r3-o" style=3D"table=
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lor: #ffffff; padding-bottom: 20px; padding-left: 20px; padding-right: 20px=
; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"=
top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"495" align=
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lid; border-width: 0px; table-layout: fixed; width: 495px;"><tr><td height=
=3D"21" align=3D"center" valign=3D"top" class=3D"r20-i nl2go-default-textst=
yle" style=3D"word-break: break-word; background-color: #ffcc00; border-rad=
ius: 4px; color: #ffffff; font-family: arial,helvetica,sans-serif; font-siz=
e: 16px; font-style: normal; line-height: 1.15; padding-bottom: 17px; paddi=
ng-left: 5px; padding-right: 5px; padding-top: 17px; text-align: center;"> =
<a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7Q5wHVklEqQPzh6c=
5zOSYl8/ipSo1JpR4qA5" class=3D"r21-r default-button" target=3D"_blank" data=
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display: block; -webkit-text-size-adjust: none; color: #ffffff; font-family=
: arial,helvetica,sans-serif; font-size: 16px;" sib_link_id=3D"4" templatin=
g=3D"n"> <span style=3D"color: #000000; font-family: Arial,Helvetica,sans-s=
erif; font-size: 18px;"><strong>COME=C3=87AR PROCESSO DE ESTUDO</strong><br=
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llspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layout: fixed; wi=
dth: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #ffffff; padd=
ing-bottom: 20px; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"1=
00%" valign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table c=
ellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><t=
d valign=3D"top" class=3D"r7-i" style=3D"padding-left: 15px; padding-right:=
15px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
=3D"0" role=3D"presentation"><tr><td class=3D"r22-c" align=3D"center" style=
=3D"font-size: 0px; line-height: 0px; valign: top;"> <a href=3D"http://r.ma=
rketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7Xt0Jj17KK6BjqtkssViGNG/G3yLdv9SSBU7" =
target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weight: bo=
ld; text-decoration: underline;" sib_link_id=3D"5" templating=3D"n"> <img s=
rc=3D"https://img.marketing.raize.pt/im/sh/X8NQwJnF87lY.png?u=3D92pJLo34vnr=
QtiztjALIJCzUuMg46DBapGM" width=3D"590" border=3D"0" style=3D"display: bloc=
k; width: 100%;" sib_img_id=3D"2"></a> </td> </tr></table></td> </tr></tabl=
e></th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpaddin=
g=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" =
class=3D"r23-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=
=3D"r4-i" style=3D"background-color: #ffffff; padding-bottom: 20px; padding=
-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation"><tr><th width=3D"50%" valign=3D"top" class=
=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" =
style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D=
"r24-i" style=3D"padding-left: 7px; padding-right: 7px;"> <table width=3D"1=
00%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"=
><tr><td class=3D"r2-c" align=3D"center"> <table cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" role=3D"presentation" width=3D"281" class=3D"r25-o" =
style=3D"border-bottom-color: #ffcc00; border-bottom-width: 1px; border-col=
lapse: separate; border-left-color: #ffcc00; border-left-width: 1px; border=
-radius: 8px; border-right-color: #ffcc00; border-right-width: 1px; border-=
style: solid; border-top-color: #ffcc00; border-top-width: 1px; table-layou=
t: fixed; width: 281px;"><tr><td class=3D"r26-i" style=3D"border-radius: 7p=
x; font-size: 0px; line-height: 0px;"> <a href=3D"http://r.marketing.raize.=
pt/mk/cl/f/sh/WCPzyXJTZ7fg4LwHTPnlxU0gtflcxxzO/2HFB8O6CTOnR" target=3D"_bla=
nk" style=3D"color: #fc0; font-style: normal; font-weight: bold; text-decor=
ation: underline;" sib_link_id=3D"6" templating=3D"n"> <img src=3D"https://=
img.marketing.raize.pt/im/sh/3m9l4Txs56hX.png?u=3D92pJLo34vnrQtqmxlNbeOgfGe=
WTCt6IqWsU" width=3D"279" border=3D"0" style=3D"display: block; width: 100%=
; border-radius: 7px;" sib_img_id=3D"3"></a> </td> </tr></table></td> </tr>=
<tr><td class=3D"r27-c" align=3D"left"> <table cellspacing=3D"0" cellpaddin=
g=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r28-o" s=
tyle=3D"table-layout: fixed; width: 100%;"><tr class=3D"nl2go-responsive-hi=
de"><td height=3D"15" style=3D"font-size: 15px; line-height: 15px;">=C2=AD<=
/td> </tr><tr><td align=3D"left" valign=3D"top" class=3D"r29-i nl2go-defaul=
t-textstyle" style=3D"color: #3b3f44; font-family: arial,helvetica,sans-ser=
if; font-size: 16px; word-break: break-word; line-height: 1; text-align: le=
ft;"> <div><h4 class=3D"default-heading4" style=3D"margin: 0; color: #1f2d3=
d; font-family: arial,helvetica,sans-serif; font-size: 18px; word-break: br=
eak-word;"><span style=3D"font-size: 16px;">Raize premeia estudantes do IPC=
A</span></h4></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td heig=
ht=3D"15" style=3D"font-size: 15px; line-height: 15px;">=C2=AD</td> </tr></=
table></td> </tr><tr><td class=3D"r27-c" align=3D"left"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
class=3D"r30-o" style=3D"table-layout: fixed; width: 100%;"><tr><td align=
=3D"left" valign=3D"top" class=3D"r31-i nl2go-default-textstyle" style=3D"c=
olor: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16px; li=
ne-height: 1.2; word-break: break-word; text-align: left;"> <div><p style=
=3D"margin: 0;"><span style=3D"font-size: 14px;">Atrav=C3=A9s do Projeto 50=
+10 a Raize foi convidada a lan=C3=A7ar um desafio aos estudantes do 1=C2=
=BA ano do curso de Finan=C3=A7as da Escola Superior de Gest=C3=A3o.</span>=
</p></div> </td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"15"=
style=3D"font-size: 15px; line-height: 15px;">=C2=AD</td> </tr></table></t=
d> </tr><tr><td class=3D"r27-c" align=3D"left"> <table cellspacing=3D"0" ce=
llpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"160" class=3D"r=
32-o" style=3D"table-layout: fixed; width: 160px;"><tr><td height=3D"18" al=
ign=3D"center" valign=3D"top" class=3D"r33-i nl2go-default-textstyle" style=
=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16p=
x; line-height: 1.2; word-break: break-word;"> <!--[if mso]> <v:roundrect =
xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-=
com:office:word" href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7n=
T8O9XpVHRjEAU2SekDfbW/GlpZxRgptWeF" style=3D"v-text-anchor:middle; height: =
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e=3D"display:none;"> <center class=3D"default-button"><span><span style=3D"=
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nt-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0=
" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout=
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ing-left: 7px; padding-right: 7px;"> <table width=3D"100%" cellspacing=3D"0=
" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r2-=
c" align=3D"center"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0=
" role=3D"presentation" width=3D"281" class=3D"r25-o" style=3D"border-botto=
m-color: #ffcc00; border-bottom-width: 1px; border-collapse: separate; bord=
er-left-color: #ffcc00; border-left-width: 1px; border-radius: 8px; border-=
right-color: #ffcc00; border-right-width: 1px; border-style: solid; border-=
top-color: #ffcc00; border-top-width: 1px; table-layout: fixed; width: 281p=
x;"><tr><td class=3D"r26-i" style=3D"border-radius: 7px; font-size: 0px; li=
ne-height: 0px;"> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJ=
TZ7vGCQMoBal7UyKHBFXrTNDe/r0OgTLcZpjkG" target=3D"_blank" style=3D"color: #=
fc0; font-style: normal; font-weight: bold; text-decoration: underline;" si=
b_link_id=3D"8" templating=3D"n"> <img src=3D"https://img.marketing.raize.p=
t/im/sh/9KN2WzVrJKEs.png?u=3D92pJLo34vnrQtya1nas0UAL2OgGLfzQ6EUc" width=3D"=
279" border=3D"0" style=3D"display: block; width: 100%; border-radius: 7px;=
" sib_img_id=3D"4"></a> </td> </tr></table></td> </tr><tr><td class=3D"r27-=
c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation" width=3D"100%" class=3D"r28-o" style=3D"table-layout:=
fixed; width: 100%;"><tr class=3D"nl2go-responsive-hide"><td height=3D"15"=
style=3D"font-size: 15px; line-height: 15px;">=C2=AD</td> </tr><tr><td ali=
gn=3D"left" valign=3D"top" class=3D"r29-i nl2go-default-textstyle" style=3D=
"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16px; =
word-break: break-word; line-height: 1; text-align: left;"> <div><h4 class=
=3D"default-heading4" style=3D"margin: 0; color: #1f2d3d; font-family: aria=
l,helvetica,sans-serif; font-size: 18px; word-break: break-word;"><span sty=
le=3D"font-size: 16px;">Raize =C3=A9 B Corp=E2=84=A2</span></h4></div> </td=
> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"15" style=3D"font-=
size: 15px; line-height: 15px;">=C2=AD</td> </tr></table></td> </tr><tr><td=
class=3D"r27-c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r30-o" style=3D=
"table-layout: fixed; width: 100%;"><tr><td align=3D"left" valign=3D"top" c=
lass=3D"r31-i nl2go-default-textstyle" style=3D"color: #3b3f44; font-family=
: arial,helvetica,sans-serif; font-size: 16px; line-height: 1.2; word-break=
: break-word; text-align: left;"> <div><p style=3D"margin: 0;"><span style=
=3D"font-size: 14px;">A Raize =C3=A9 agora uma Empresa B Certificada, por u=
m sistema econ=C3=B3mico que gera um impacto positivo para as pessoas, comu=
nidades e para o planeta.</span></p></div> </td> </tr><tr class=3D"nl2go-re=
sponsive-hide"><td height=3D"15" style=3D"font-size: 15px; line-height: 15p=
x;">=C2=AD</td> </tr></table></td> </tr><tr><td class=3D"r27-c" align=3D"le=
ft"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presen=
tation" width=3D"160" class=3D"r32-o" style=3D"table-layout: fixed; width: =
160px;"><tr><td height=3D"18" align=3D"center" valign=3D"top" class=3D"r33-=
i nl2go-default-textstyle" style=3D"color: #3b3f44; font-family: arial,helv=
etica,sans-serif; font-size: 16px; line-height: 1.2; word-break: break-word=
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3" sib_link_id=3D"9" templating=3D"n"> <w:anchorlock> </w:anchorlock> <v:te=
xtbox inset=3D"0,0,0,0"> <div style=3D"display:none;"> <center class=3D"def=
ault-button"><span><span style=3D"color:#000000;font-size:12px;">Saber mais=
</span></span></center> </div> </v:textbox> </v:roundrect> <![endif]--> <!=
--[if !mso]><!-- --> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPz=
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x; padding-left: 0px; padding-right: 0px; padding-top: 5px; width: 160px;" =
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nt-size: 12px;">Saber mais</span></span></a> <!--<![endif]--> </td> </tr></=
table></td> </tr></table></td> </tr></table></th> </tr></table></td> </tr><=
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entation" width=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-la=
yout: fixed; width: 100%;"><tr><td class=3D"r4-i" style=3D"background-color=
: #ffffff; padding-bottom: 20px; padding-top: 20px;"> <table width=3D"100%"=
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr=
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al;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"prese=
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rd-break: break-word; line-height: 20px; text-align: left;"> <div><p style=
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lor: #3c4858;"><span><span style=3D"font-size: 10px;"><span style=3D"color:=
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e profissional e devem ser utilizadas exclusivamente por refer=C3=AAncia =
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center; word-break: break-word;"> <div><p style=3D"margin: 0;"><a href=3D"h=
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