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Subject: Comece 2025 coma sua PME bem capitalizada.
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Content preview: **Comece 2025 com ** **a sua PME bem capitalizada.** **A
Raize tem uma linha de financiamento de médio/longo-prazo para apoiar a tesouraria
e o investimento das PME nacionais. Utilize este período [...]
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**Comece 2025 com=C2=A0**
**a sua PME bem capitalizada.**
**A Raize tem uma linha de financiamento de m=C3=A9dio/longo-prazo para apo=
iar a tesouraria e o investimento das PME nacionais. Utilize este per=C3=AD=
odo de final de ano para capitalizar a sua empresa e prepar=C3=A1-la para 2=
025 com as melhores condi=C3=A7=C3=B5es.**
=C2=A0
**Perguntas de Natal: este =C3=A9 um bom momento para refletir sobre o futu=
ro da sua empresa.**
=C2=A0
O final do ano =C3=A9 sempre uma boa altura para refletir sobre o futuro da=
sua empresa: "Onde investir nos pr=C3=B3ximos 12 meses? Que novas ideias /=
=C3=A1reas de neg=C3=B3cio devo explorar? Como dar mais escala e robustez =
ao meu neg=C3=B3cio?". Tudo boas quest=C3=B5es para pensar durante as pr=C3=
=B3ximas semanas.=C2=A0
Numa altura em que a economia portuguesa se mantem resiliente, =C3=A9 impor=
tante continuar a investir de forma moderada e sustent=C3=A1vel na sua empr=
esa para manter o posicionamento no mercado. Mais do que nunca, a ado=C3=A7=
=C3=A3o de novas tecnologias, o foco nas altera=C3=A7=C3=B5es clim=C3=A1tic=
as e na sustentabilidade, e a reconfigura=C3=A7=C3=A3o das cadeias de distr=
ibui=C3=A7=C3=A3o s=C3=A3o alguns dos desenvolvimentos de mudan=C3=A7a que =
podem conduzir a um crescimento mais pr=C3=B3spero.
=C2=A0
**Utilize este per=C3=ADodo para capitalizar a sua empresa e garantir maior=
estabilidade.**
=C2=A0
Seja pelos compromissos de produ=C3=A7=C3=A3o assumidos ou pela ambi=C3=A7=
=C3=A3o de "fechar bem o ano", as pr=C3=B3ximas semanas podem ser atarefada=
s e agitadas para muitas empresas portuguesas. Por isso, aproveite os pr=C3=
=B3ximos dias para tratar do financiamento que precisa.
=C2=A0
Todos=C2=A0os anos, verificamos um aumento significativo das solicita=C3=A7=
=C3=B5es de cr=C3=A9dito no m=C3=AAs janeiro. Este fen=C3=B3meno empresaria=
l (facilmente justific=C3=A1vel) faz com que algumas aprova=C3=A7=C3=B5es =
=E2=80=93 junto da Raize ou dos bancos =E2=80=93 possam ser um pouco mais d=
emoradas. Se gosta de obter as melhores condi=C3=A7=C3=B5es, antecipe o seu=
pedido de financiamento para dezembro (altura com menos congestionamento n=
os pedidos) e comece 2025 com o financiamento que precisa em caixa.
**Experimente uma nova forma de financiar o crescimento e o futuro da sua e=
mpresa.**
=C2=A0
Na Raize, encontra um ecossistema confi=C3=A1vel, transparente e =C3=A1gil =
para atender =C3=A0s necessidades financeiras da sua empresa. Promovemos a =
utiliza=C3=A7=C3=A3o de financiamento de m=C3=A9dio/longo-prazo como uma al=
ternativa mais sustent=C3=A1vel para as empresas investirem no seu futuro. =
Isto significa que quase todos os financiamentos t=C3=AAm prazos superiores=
a 3 anos para ajudar os empres=C3=A1rios a investir de forma sustent=C3=A1=
vel na sua atividade (e sem press=C3=B5es de curto-prazo). Trabalhamos com =
milhares de empresas portuguesas para financiar projetos e tesouraria com c=
ustos muito competitivos e prazos de resposta imbat=C3=ADveis. O=C2=A0proce=
sso de estudo=C2=A0=C3=A9 todo=C2=A0gratuito e sem compromisso, o que faz c=
om que milhares de empresas portuguesas j=C3=A1 o tenham feito.
=C2=A0
Aceda a [**www.raize.pt**](https://www.raize.pt/empresas/financiamento-cred=
ito "Raize Financiamento PME") ou entre em contacto connosco atrav=C3=A9s d=
o **308 812 518** para mais informa=C3=A7=C3=B5es=C2=A0sobre as linhas de f=
inanciamento da Raize.
=C2=A0
**Boas Festas,**
Equipa Raize
---
Financiamento sujeito a an=C3=A1lise. A Raize =C3=A9 um dos financiadores d=
e refer=C3=AAncia das PME em Portugal. A Raizecrowd, Lda =C3=A9 uma entidad=
e autorizada e supervisionada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de=
Pagamentos, S.A., Sociedade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pa=
gamentos autorizada e supervisionada pelo Banco de Portugal.
[ **COME=C3=87AR PROCESSO DE ESTUDO**(gratuito e sem compromisso)](https://=
www.raize.pt/empresas/financiamento-credito?utm_source=3DSendinBlue&utm_med=
ium=3DEmail&utm_campaign=3DEmailMarketing)
SIBS ESG: A jornada de sustentabilidade das PME.
------------------------------------------------
A Raize, em parceria com a SIBS, disponibiliza =C3=A0s empresas portuguesas=
a nova plataforma [SIBS ESG](https://esg.sibs.com/). Um servi=C3=A7o que p=
ermite =C3=A0s empresas iniciar a jornada de sustentabilidade com um **auto=
diagn=C3=B3stico ESG gratuito** e a sistematiza=C3=A7=C3=A3o de indicadores=
de sustentabilidade, facilitando a partilha de informa=C3=A7=C3=A3o com ou=
tras entidades.=C2=A0=C2=A0
[ **Saber mais**](https://blog.raize.pt/raize-integra-sibsesg-para-apoiar-a=
s-pme-portuguesas/)
**Raize em destaque no Portugal Fintech Report**
------------------------------------------------
A Raize est=C3=A1 destacada no [**Portugal Fintech Report**](https://www.po=
rtugalfintech.org/portugal-fintech-report-2024 "Portugal Fintech Report") 2=
024 da Portugal Fintech como uma das principais Fintechs a operar no pa=C3=
=ADs. O Portugal Fintech Report revela anualmente o estado do ecossistema f=
intech portugu=C3=AAs, ao divulgar estat=C3=ADsticas da ind=C3=BAstria, ent=
revistas com experts e exemplos reais de colabora=C3=A7=C3=A3o.
[ **Saber mais**](https://blog.raize.pt/a-raize-em-destaque-no-portugal-fin=
tech-report-2024/)
Raize
Rua Tierno Galvan - Amoreiras
Torre 3, 17=C2=BA piso
1070-274 Lisboa, Portugal
[geral@raize.pt](mailto:geral@raize.pt)
Esta comunica=C3=A7=C3=A3o =C3=A9 dirigida exclusivamente =C3=A0 Sociedade.=
Quaisquer informa=C3=A7=C3=B5es sobre pessoas que n=C3=A3o a referida Soci=
edade resultam da rela=C3=A7=C3=A3o com a atividade empresarial e profissio=
nal e devem ser utilizadas exclusivamente por refer=C3=AAncia =C3=A0 Socied=
ade.
[Retirar-me da lista](http://r.marketing.raize.pt/mk/un/sh/WCPxRrWByckTjaLx=
qO6ysHxyXRtcVoAs/cO37Ws79cbyB)
=C2=A9 2024 Raize, Todos os direitos reservados.
[**Site**](https://www.raize.pt/empresas/financiamento-credito?utm_source=
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; width: 0; } </style><!--[if mso]><xml> <o:OfficeDocumentSettings> <o:Allo=
wPNG/> <o:PixelsPerInch>96</o:PixelsPerInch> </o:OfficeDocumentSettings> </=
xml><![endif]--><style type=3D"text/css">a:link{color: #fc0; font-style: no=
rmal; font-weight: bold; text-decoration: underline;}</style></head><body b=
gcolor=3D"#ffffff" text=3D"#3b3f44" link=3D"#ffcc00" yahoo=3D"fix" style=3D=
"background-color: #ffffff; padding-top: 38px;"> <table cellpadding=3D"0" b=
order=3D"0" cellspacing=3D"0" style=3D" mso-hide: all; display: none;"><tr>=
<td>Utilize este per=C3=ADodo para capitalizar a sua empresa e garantir a s=
ua estabilidade.͏‌ ͏‌ ͏‌ ͏=
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847;‌ </td></tr></table> <!--[if mso]> <img width=3D"1" height=3D=
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<!--[if !mso]> <!----> <img style=3D"display:none" src=3D"https://r.market=
ing.raize.pt/mk/op/sh/WCPxRrf2SE93WGxD1BvKICSLZ3BWrq8w/boWhNnVaOzz1" /> <!-=
- <![endif]--> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" class=3D"nl2go-body-table" width=3D"100%" style=3D"backg=
round-color: #ffffff; width: 100%;"><tr><td> <table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"590" align=3D"cent=
er" class=3D"r0-o" style=3D"table-layout: fixed; width: 590px;"><tr><td val=
ign=3D"top" class=3D"r1-i" style=3D"background-color: #ffffff;"> <table cel=
lspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=
=3D"100%" align=3D"center" class=3D"r3-o" style=3D"table-layout: fixed; wid=
th: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #ffffff; paddi=
ng-bottom: 20px; padding-left: 20px; padding-right: 20px; padding-top: 20px=
;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" =
style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" sty=
le=3D"padding-left: 5px; padding-right: 5px;"> <table width=3D"100%" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td cl=
ass=3D"r8-c" align=3D"center"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"200" class=3D"r9-o" style=3D"tab=
le-layout: fixed; width: 200px;"><tr><td class=3D"r10-i"> <a href=3D"http:/=
/r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ6uvg8ehKsvjL13w2wQvRkIc/XY-QfSVWH=
_Dw" target=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weigh=
t: bold; text-decoration: underline;" sib_link_id=3D"0" templating=3D"n"> <=
img src=3D"https://img.marketing.raize.pt/im/sh/ZjRpodreclwJ.png?u=3D92pJLo=
34vnrQtTPlejoa8FdxQ35mWQx5Q26" width=3D"200" alt=3D"Raize" border=3D"0" sty=
le=3D"display: block; width: 100%;" sib_img_id=3D"0"></a> </td> </tr></tabl=
e></td> </tr></table></td> </tr></table></th> </tr></table></td> </tr><tr c=
lass=3D"nl2go-responsive-hide"><td height=3D"20" style=3D"font-size: 20px; =
line-height: 20px;">=C2=AD</td> </tr></table><table cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"cen=
ter" class=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td cl=
ass=3D"r12-i" style=3D"background-color: #ffffff; padding-left: 20px; paddi=
ng-right: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" c=
lass=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6=
-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=3D"top" clas=
s=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;"> <table width=
=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presenta=
tion"><tr><td class=3D"r13-c nl2go-default-textstyle" align=3D"left" style=
=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16p=
x; line-height: 1.2; word-break: break-word; padding-bottom: 10px; padding-=
top: 10px; text-align: left; valign: top;"> <div><p style=3D"margin: 0; col=
or: #3c4858; font-family: Arial,Helvetica,sans-serif; font-size: 24px;"><sp=
an style=3D"color: black; font-family: Arial,sans-serif; font-size: 36.0pt;=
"><strong>Comece 2025 com=C2=A0</strong></span><br><span style=3D"color: bl=
ack; font-family: Arial,sans-serif; font-size: 36.0pt;"><strong>a sua PME b=
em capitalizada.</strong></span></p></div> </td> </tr></table></td> </tr></=
table></th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpa=
dding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"cent=
er" class=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td cla=
ss=3D"r14-i" style=3D"background-color: #ffffff; padding-left: 20px; paddin=
g-right: 20px; padding-top: 5px;"> <table width=3D"100%" cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%"=
valign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"=
100%" class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td va=
lign=3D"top" class=3D"r7-i" style=3D"padding-left: 5px; padding-right: 5px;=
"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" r=
ole=3D"presentation"><tr><td class=3D"r13-c nl2go-default-textstyle" align=
=3D"left" style=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif;=
font-size: 16px; word-break: break-word; line-height: 24px; padding-bottom=
: 10px; padding-top: 10px; text-align: left; valign: top;"> <div><p style=
=3D"margin: 0; color: #3c4858; font-family: 'Arial',Helvetica,sans-serif; f=
ont-size: 24px;"><span style=3D"color: #FFCC00; font-family: Arial,sans-ser=
if; font-size: 13.5pt;"><strong>A Raize tem uma linha de financiamento de m=
=C3=A9dio/longo-prazo para apoiar a tesouraria e o investimento das PME nac=
ionais. Utilize este per=C3=ADodo de final de ano para capitalizar a sua em=
presa e prepar=C3=A1-la para 2025 com as melhores condi=C3=A7=C3=B5es.</str=
ong></span></p></div> </td> </tr></table></td> </tr></table></th> </tr></ta=
ble></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" border=3D=
"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r11-o" s=
tyle=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r15-i" style=3D=
"background-color: #ffffff; padding-bottom: 20px; padding-left: 20px; paddi=
ng-right: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0"=
border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" c=
lass=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"le=
ft" class=3D"r16-o" style=3D"table-layout: fixed; width: 100%;"><tr><td ali=
gn=3D"left" valign=3D"top" class=3D"r17-i nl2go-default-textstyle" style=3D=
"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16px; =
word-break: break-word; line-height: 20px; text-align: left;"> <div><p styl=
e=3D"margin: 0;">=C2=A0</p><p style=3D"margin: 0;"><span style=3D"color: #0=
00000; font-family: Arial, helvetica, sans-serif; font-size: 14px;"><strong=
>Perguntas de Natal: este =C3=A9 um bom momento para refletir sobre o futur=
o da sua empresa.</strong></span><br><span style=3D"font-family: Arial, hel=
vetica, sans-serif; font-size: 14px;">=C2=A0</span></p><p style=3D"margin: =
0;"><span style=3D"color: #000000; font-family: Arial, helvetica, sans-seri=
f; font-size: 14px;">O final do ano =C3=A9 sempre uma boa altura para refle=
tir sobre o futuro da sua empresa: "Onde investir nos pr=C3=B3ximos 12 mese=
s? Que novas ideias / =C3=A1reas de neg=C3=B3cio devo explorar? Como dar ma=
is escala e robustez ao meu neg=C3=B3cio?". Tudo boas quest=C3=B5es para pe=
nsar durante as pr=C3=B3ximas semanas.=C2=A0</span><br><br><span style=3D"c=
olor: #000000; font-family: Arial, helvetica, sans-serif; font-size: 14px;"=
>Numa altura em que a economia portuguesa se mantem resiliente, =C3=A9 impo=
rtante continuar a investir de forma moderada e sustent=C3=A1vel na sua emp=
resa para manter o posicionamento no mercado. Mais do que nunca, a ado=C3=
=A7=C3=A3o de novas tecnologias, o foco nas altera=C3=A7=C3=B5es clim=C3=A1=
ticas e na sustentabilidade, e a reconfigura=C3=A7=C3=A3o das cadeias de di=
stribui=C3=A7=C3=A3o s=C3=A3o alguns dos desenvolvimentos de mudan=C3=A7a q=
ue podem conduzir a um crescimento mais pr=C3=B3spero.</span></p><p style=
=3D"margin: 0;">=C2=A0</p><p style=3D"margin: 0;"><span style=3D"color: #00=
0000; font-family: Arial, helvetica, sans-serif; font-size: 14px;"><strong>=
Utilize este per=C3=ADodo para capitalizar a sua empresa e garantir maior e=
stabilidade.</strong></span><br>=C2=A0</p><p style=3D"margin: 0;"><span sty=
le=3D"color: #000000; font-family: Arial, helvetica, sans-serif; font-size:=
14px;">Seja pelos compromissos de produ=C3=A7=C3=A3o assumidos ou pela amb=
i=C3=A7=C3=A3o de "fechar bem o ano", as pr=C3=B3ximas semanas podem ser at=
arefadas e agitadas para muitas empresas portuguesas. Por isso, aproveite o=
s pr=C3=B3ximos dias para tratar do financiamento que precisa.</span></p><p=
style=3D"margin: 0; line-height: 15.0pt;">=C2=A0</p><p style=3D"margin: 0;=
line-height: 15.0pt;"><span style=3D"color: black; font-family: Arial, hel=
vetica, sans-serif; font-size: 14px;">Todos=C2=A0os anos, verificamos um au=
mento significativo das solicita=C3=A7=C3=B5es de cr=C3=A9dito no m=C3=AAs =
janeiro. Este fen=C3=B3meno empresarial (facilmente justific=C3=A1vel) faz =
com que algumas aprova=C3=A7=C3=B5es =E2=80=93 junto da Raize ou dos bancos=
=E2=80=93 possam ser um pouco mais demoradas. Se gosta de obter as melhore=
s condi=C3=A7=C3=B5es, antecipe o seu pedido de financiamento para dezembro=
(altura com menos congestionamento nos pedidos) e comece 2025 com o financ=
iamento que precisa em caixa.</span></p><p style=3D"margin: 0; line-height:=
15.0pt;"><br><span style=3D"color: #000000; font-family: Arial, helvetica,=
sans-serif; font-size: 14px;"><strong>Experimente uma nova forma de financ=
iar o crescimento e o futuro da sua empresa.</strong></span></p><p style=3D=
"margin: 0; line-height: 15.0pt;">=C2=A0</p><p style=3D"margin: 0; line-hei=
ght: 15.0pt;"><span style=3D"color: #000000; font-size: 14px;">Na Raize, en=
contra um ecossistema confi=C3=A1vel, transparente e =C3=A1gil para atender=
=C3=A0s necessidades financeiras da sua empresa. Promovemos a utiliza=C3=
=A7=C3=A3o de financiamento de m=C3=A9dio/longo-prazo como uma alternativa =
mais sustent=C3=A1vel para as empresas investirem no seu futuro. Isto signi=
fica que quase todos os financiamentos t=C3=AAm prazos superiores a 3 anos =
para ajudar os empres=C3=A1rios a investir de forma sustent=C3=A1vel na sua=
atividade (e sem press=C3=B5es de curto-prazo). Trabalhamos com milhares d=
e empresas portuguesas para financiar projetos e tesouraria com custos muit=
o competitivos e prazos de resposta imbat=C3=ADveis. O=C2=A0<u>processo de =
estudo</u>=C2=A0=C3=A9 todo=C2=A0<u>gratuito e sem compromisso</u>, o que f=
az com que milhares de empresas portuguesas j=C3=A1 o tenham feito.</span><=
/p><p style=3D"margin: 0; font-style: normal; font-weight: 400; text-decora=
tion-style: initial; text-decoration-thickness: initial;">=C2=A0</p><p styl=
e=3D"margin: 0; line-height: 15.0pt; margin-bottom: 0cm;"><span style=3D"co=
lor: black; font-family: Arial, helvetica, sans-serif; font-size: 14px;">Ac=
eda a </span><a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ72i=
kArxgyPP6lDjBjK2hRuk/tYPT1g-bf_a3" title=3D"Raize Financiamento PME" target=
=3D"_blank" style=3D"color: #fc0; font-style: normal; font-weight: bold; te=
xt-decoration: underline;" sib_link_id=3D"1" templating=3D"n"><span style=
=3D"background-color: transparent; color: #ffcc00; font-family: Arial, helv=
etica, sans-serif; font-size: 14px;"><strong>www.raize.pt</strong></span></=
a><span style=3D"background-color: transparent; color: #000000; font-family=
: Arial, helvetica, sans-serif; font-size: 14px;"> ou entre em contacto con=
nosco atrav=C3=A9s do </span><span style=3D"background-color: transparent; =
color: #ffcc00; font-family: Arial, helvetica, sans-serif; font-size: 14px;=
"><strong>308 812 518</strong></span><span style=3D"background-color: trans=
parent; color: #000000; font-family: Arial, helvetica, sans-serif; font-siz=
e: 14px;"> para mais informa=C3=A7=C3=B5es=C2=A0sobre as linhas de financia=
mento da Raize.</span><br><span style=3D"font-family: Arial, helvetica, san=
s-serif; font-size: 14px;">=C2=A0</span><br><span style=3D"color: #000000; =
font-size: 14px;"><strong>Boas Festas,</strong></span><br><span style=3D"co=
lor: #000000; font-family: Arial, helvetica, sans-serif; font-size: 14px;">=
Equipa Raize</span><br><br><br><span style=3D"color: #000000;">---</span><b=
r><span style=3D"color: #000000; font-size: 11px;">Financiamento sujeito a =
an=C3=A1lise. A Raize =C3=A9 um dos financiadores de refer=C3=AAncia das PM=
E em Portugal. A Raizecrowd, Lda =C3=A9 uma entidade autorizada e supervisi=
onada pela CMVM. A Raize - Institui=C3=A7=C3=A3o de Pagamentos, S.A., Socie=
dade Aberta, =C3=A9 uma institui=C3=A7=C3=A3o de pagamentos autorizada e su=
pervisionada pelo Banco de Portugal.</span></p></div> </td> </tr></table></=
th> </tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D=
"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" clas=
s=3D"r3-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r18=
-i" style=3D"background-color: #ffffff; padding-left: 20px; padding-right: =
20px; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadd=
ing=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"495" a=
lign=3D"center" class=3D"r11-o" style=3D"background-color: #ffcc00; border-=
collapse: separate; border-color: #000000; border-radius: 4px; border-style=
: solid; border-width: 0px; table-layout: fixed; width: 495px;"><tr><td hei=
ght=3D"21" align=3D"center" valign=3D"top" class=3D"r19-i nl2go-default-tex=
tstyle" style=3D"word-break: break-word; background-color: #ffcc00; border-=
radius: 4px; color: #ffffff; font-family: arial,helvetica,sans-serif; font-=
size: 16px; font-style: normal; line-height: 1.15; padding-bottom: 17px; pa=
dding-left: 5px; padding-right: 5px; padding-top: 17px; text-align: center;=
"> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7AVoD5E33t4sV=
NWKWD9x9Ws/bDeKkPymuOxC" class=3D"r20-r default-button" target=3D"_blank" d=
ata-btn=3D"1" style=3D"font-style: normal; font-weight: normal; line-height=
: 1.15; text-decoration: none; word-break: break-word; word-wrap: break-wor=
d; display: block; -webkit-text-size-adjust: none; color: #ffffff; font-fam=
ily: arial,helvetica,sans-serif; font-size: 16px;" sib_link_id=3D"2" templa=
ting=3D"n"> <span style=3D"color: #000000; font-family: Arial,Helvetica,san=
s-serif; font-size: 18px;"><strong>COME=C3=87AR PROCESSO DE ESTUDO</strong>=
<br>(gratuito e sem compromisso)</span></a> </td> </tr></table></th> </tr><=
/table></td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"20" sty=
le=3D"font-size: 20px; line-height: 20px;">=C2=AD</td> </tr></table><table =
cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" widt=
h=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layout: fixed; w=
idth: 100%;"><tr><td class=3D"r12-i" style=3D"background-color: #ffffff;"> =
<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation"><tr><th width=3D"100%" valign=3D"top" class=3D"r5-c" styl=
e=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table=
-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=
=3D"padding-left: 15px; padding-right: 15px;"> <table width=3D"100%" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td cl=
ass=3D"r2-c" align=3D"center"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"336" class=3D"r21-o" style=3D"ta=
ble-layout: fixed; width: 336px;"><tr><td class=3D"r22-i" style=3D"font-siz=
e: 0px; line-height: 0px; padding-bottom: 15px; padding-top: 15px;"> <img s=
rc=3D"https://img.marketing.raize.pt/im/sh/FYtZQ9PcnSXM.png?u=3D92pJLo34vnr=
QtbCpgx4wDjJjACsvJK4L7eE" width=3D"336" border=3D"0" style=3D"display: bloc=
k; width: 100%;" sib_img_id=3D"1"></td> </tr></table></td> </tr></table></t=
d> </tr></table></th> </tr></table></td> </tr></table><table cellspacing=3D=
"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" ali=
gn=3D"center" class=3D"r11-o" style=3D"table-layout: fixed; width: 100%;"><=
tr><td class=3D"r4-i" style=3D"background-color: #ffffff; padding-bottom: 2=
0px; padding-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpaddi=
ng=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=
=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=
=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" =
class=3D"r6-o" style=3D"table-layout: fixed; width: 100%;"><tr><td valign=
=3D"top" class=3D"r7-i" style=3D"padding-left: 15px; padding-right: 15px;">=
<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation"><tr><td class=3D"r23-c" align=3D"center" style=3D"font-s=
ize: 0px; line-height: 0px; valign: top;"> <a href=3D"http://r.marketing.ra=
ize.pt/mk/cl/f/sh/WCPzyXJTZ7IIsFIUP9MkeFXJTJ6HCr90/H8FkbMAI_fVd" target=3D"=
_blank" style=3D"color: #fc0; font-style: normal; font-weight: bold; text-d=
ecoration: underline;" sib_link_id=3D"3" templating=3D"n"> <img src=3D"http=
s://img.marketing.raize.pt/im/sh/0_J82uE1oqVg.png?u=3D92pJLo34vnrQtiztjALIJ=
CzUuMg46DBapGM" width=3D"590" border=3D"0" style=3D"display: block; width: =
100%;" sib_img_id=3D"2"></a> </td> </tr></table></td> </tr></table></th> </=
tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" bo=
rder=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D"r=
11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r4-i" st=
yle=3D"background-color: #ffffff; padding-bottom: 20px; padding-top: 20px;"=
> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" ro=
le=3D"presentation"><tr><th width=3D"50%" valign=3D"top" class=3D"r5-c" sty=
le=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"tabl=
e-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r24-i" style=
=3D"padding-left: 8px; padding-right: 8px;"> <table width=3D"100%" cellspac=
ing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td clas=
s=3D"r25-c" align=3D"center" style=3D"border-radius: -1px; font-size: 0px; =
line-height: 0px; valign: top;"> <a href=3D"http://r.marketing.raize.pt/mk/=
cl/f/sh/WCPzyXJTZ7Q5wHVklEqQPzh6c5zOSYl8/HGvNayMraV2p" target=3D"_blank" st=
yle=3D"color: #fc0; font-style: normal; font-weight: bold; text-decoration:=
underline;" sib_link_id=3D"4" templating=3D"n"> <img src=3D"https://img.ma=
rketing.raize.pt/im/sh/NAfKnU6qFRim.png?u=3D92pJLo34vnrQtqmxlNbeOgfGeWTCt6I=
qWsU" width=3D"279" border=3D"0" style=3D"display: block; width: 100%; bord=
er-radius: -1px;" sib_img_id=3D"3"></a> </td> </tr></table></td> </tr></tab=
le></th> <th width=3D"50%" valign=3D"top" class=3D"r5-c" style=3D"font-weig=
ht: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fixe=
d; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-lef=
t: 8px; padding-right: 8px;"> <table width=3D"100%" cellspacing=3D"0" cellp=
adding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r26-c" ali=
gn=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" class=3D"r27-o" style=3D"table-layout: fix=
ed; width: 100%;"><tr><td align=3D"left" valign=3D"top" class=3D"r28-i nl2g=
o-default-textstyle" style=3D"color: #3b3f44; font-family: arial,helvetica,=
sans-serif; font-size: 16px; word-break: break-word; line-height: 1; text-a=
lign: left;"> <div><h2 class=3D"default-heading2" style=3D"margin: 0; color=
: #1f2d3d; font-family: arial,helvetica,sans-serif; font-size: 32px; word-b=
reak: break-word;"><span style=3D"color: #ffcc00; font-size: 28px;">SIBS ES=
G: A jornada de sustentabilidade das PME.</span></h2></div> </td> </tr><tr =
class=3D"nl2go-responsive-hide"><td height=3D"5" style=3D"font-size: 5px; l=
ine-height: 5px;">=C2=AD</td> </tr></table></td> </tr><tr><td class=3D"r26-=
c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation" width=3D"100%" class=3D"r29-o" style=3D"table-layout:=
fixed; width: 100%;"><tr><td align=3D"left" valign=3D"top" class=3D"r30-i =
nl2go-default-textstyle" style=3D"color: #3b3f44; font-family: arial,helvet=
ica,sans-serif; font-size: 16px; line-height: 1.2; word-break: break-word; =
text-align: left;"> <div><p style=3D"margin: 0;"><span style=3D"font-family=
: Arial, helvetica, sans-serif; font-size: 12px;">A Raize, em parceria com =
a SIBS, disponibiliza =C3=A0s empresas portuguesas a nova plataforma </span=
><a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7Xt0Jj17KK6Bjqt=
kssViGNG/BQvoQeY3wmeu" target=3D"_blank" style=3D"color: #fc0; font-style: =
normal; font-weight: bold; text-decoration: underline;" sib_link_id=3D"5" t=
emplating=3D"n"><span style=3D"font-family: Arial, helvetica, sans-serif; f=
ont-size: 12px;">SIBS ESG</span></a><span style=3D"color: #000000; font-fam=
ily: Arial, helvetica, sans-serif; font-size: 12px;">. </span><span style=
=3D"color: #3c4858; font-family: Arial, helvetica, sans-serif; font-size: 1=
2px;">Um servi=C3=A7o que permite =C3=A0s empresas iniciar a jornada de sus=
tentabilidade com um <strong>autodiagn=C3=B3stico ESG gratuito</strong> e a=
sistematiza=C3=A7=C3=A3o de indicadores de sustentabilidade, facilitando a=
partilha de informa=C3=A7=C3=A3o com outras entidades.=C2=A0</span><span s=
tyle=3D"color: #3c4858; font-size: 12px;">=C2=A0</span></p></div> </td> </t=
r><tr class=3D"nl2go-responsive-hide"><td height=3D"15" style=3D"font-size:=
15px; line-height: 15px;">=C2=AD</td> </tr></table></td> </tr><tr><td clas=
s=3D"r26-c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" bord=
er=3D"0" role=3D"presentation" width=3D"160" class=3D"r31-o" style=3D"table=
-layout: fixed; width: 160px;"><tr><td height=3D"18" align=3D"center" valig=
n=3D"top" class=3D"r32-i nl2go-default-textstyle" style=3D"color: #3b3f44; =
font-family: arial,helvetica,sans-serif; font-size: 16px; line-height: 1.2;=
word-break: break-word;"> <!--[if mso]> <v:roundrect xmlns:v=3D"urn:schem=
as-microsoft-com:vml" xmlns:w=3D"urn:schemas-microsoft-com:office:word" hre=
f=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ7fg4LwHTPnlxU0gtflcxxz=
O/0rdBPxalR-Py" style=3D"v-text-anchor:middle; height: 41px; width: 159px;"=
arcsize=3D"20%" fillcolor=3D"#ffcc00" strokecolor=3D"#ffcc00" strokeweight=
=3D"1px" data-btn=3D"2" sib_link_id=3D"6" templating=3D"n"> <w:anchorlock> =
</w:anchorlock> <v:textbox inset=3D"0,0,0,0"> <div style=3D"display:none;">=
<center class=3D"default-button"><span><span style=3D"color:#000000;"><str=
ong>Saber mais</strong></span></span></center> </div> </v:textbox> </v:roun=
drect> <![endif]--> <!--[if !mso]><!-- --> <a href=3D"http://r.marketing.r=
aize.pt/mk/cl/f/sh/WCPzyXJTZ7fg4LwHTPnlxU0gtflcxxzO/0rdBPxalR-Py" class=3D"=
r33-r default-button" target=3D"_blank" data-btn=3D"2" style=3D"font-style:=
normal; font-weight: normal; line-height: 1.15; text-decoration: none; wor=
d-break: break-word; border-style: solid; word-wrap: break-word; display: b=
lock; -webkit-text-size-adjust: none; background-color: #ffcc00; border-col=
or: #666666; border-radius: 8px; border-width: 0px; color: #ffffff; font-fa=
mily: arial,helvetica,sans-serif; font-size: 16px; height: 18px; mso-hide: =
all; padding-bottom: 12px; padding-left: 0px; padding-right: 0px; padding-t=
op: 12px; width: 160px;" sib_link_id=3D"6" templating=3D"n"> <span><span st=
yle=3D"color: #000000;"><strong>Saber mais</strong></span></span></a> <!--<=
![endif]--> </td> </tr></table></td> </tr></table></td> </tr></table></th> =
</tr></table></td> </tr></table><table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" align=3D"center" class=3D=
"r11-o" style=3D"table-layout: fixed; width: 100%;"><tr><td class=3D"r4-i" =
style=3D"background-color: #ffffff; padding-bottom: 20px; padding-top: 20px=
;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" =
role=3D"presentation"><tr><th width=3D"50%" valign=3D"top" class=3D"r5-c" s=
tyle=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" role=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"ta=
ble-layout: fixed; width: 100%;"><tr><td valign=3D"top" class=3D"r24-i" sty=
le=3D"padding-left: 8px; padding-right: 8px;"> <table width=3D"100%" cellsp=
acing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><td cl=
ass=3D"r25-c" align=3D"center" style=3D"border-radius: -1px; font-size: 0px=
; line-height: 0px; valign: top;"> <a href=3D"http://r.marketing.raize.pt/m=
k/cl/f/sh/WCPzyXJTZ7nT8O9XpVHRjEAU2SekDfbW/-Vz6JYzZlOrX" target=3D"_blank" =
style=3D"color: #fc0; font-style: normal; font-weight: bold; text-decoratio=
n: underline;" sib_link_id=3D"7" templating=3D"n"> <img src=3D"https://img.=
marketing.raize.pt/im/sh/3ltOQPPp-KEq.png?u=3D92pJLo34vnrQtya1nas0UAL2OgGLf=
zQ6EUc" width=3D"279" border=3D"0" style=3D"display: block; width: 100%; bo=
rder-radius: -1px;" sib_img_id=3D"4"></a> </td> </tr></table></td> </tr></t=
able></th> <th width=3D"50%" valign=3D"top" class=3D"r5-c" style=3D"font-we=
ight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" rol=
e=3D"presentation" width=3D"100%" class=3D"r6-o" style=3D"table-layout: fix=
ed; width: 100%;"><tr><td valign=3D"top" class=3D"r7-i" style=3D"padding-le=
ft: 8px; padding-right: 8px;"> <table width=3D"100%" cellspacing=3D"0" cell=
padding=3D"0" border=3D"0" role=3D"presentation"><tr><td class=3D"r26-c" al=
ign=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
=3D"presentation" width=3D"100%" class=3D"r27-o" style=3D"table-layout: fix=
ed; width: 100%;"><tr><td align=3D"left" valign=3D"top" class=3D"r28-i nl2g=
o-default-textstyle" style=3D"color: #3b3f44; font-family: arial,helvetica,=
sans-serif; font-size: 16px; word-break: break-word; line-height: 1; text-a=
lign: left;"> <div><h2 class=3D"default-heading2" style=3D"margin: 0; color=
: #1f2d3d; font-family: arial,helvetica,sans-serif; font-size: 32px; word-b=
reak: break-word;"><span style=3D"color: #ffcc00; font-size: 28px;"><strong=
>Raize em destaque no Portugal Fintech Report</strong></span></h2></div> </=
td> </tr><tr class=3D"nl2go-responsive-hide"><td height=3D"5" style=3D"font=
-size: 5px; line-height: 5px;">=C2=AD</td> </tr></table></td> </tr><tr><td =
class=3D"r26-c" align=3D"left"> <table cellspacing=3D"0" cellpadding=3D"0" =
border=3D"0" role=3D"presentation" width=3D"100%" class=3D"r29-o" style=3D"=
table-layout: fixed; width: 100%;"><tr><td align=3D"left" valign=3D"top" cl=
ass=3D"r30-i nl2go-default-textstyle" style=3D"color: #3b3f44; font-family:=
arial,helvetica,sans-serif; font-size: 16px; line-height: 1.2; word-break:=
break-word; text-align: left;"> <div><p style=3D"margin: 0;"><span style=
=3D"color: #3c4858; font-family: Arial, helvetica, sans-serif; font-size: 1=
2px;">A Raize est=C3=A1 destacada no </span><a href=3D"http://r.marketing.r=
aize.pt/mk/cl/f/sh/WCPzyXJTZ7vGCQMoBal7UyKHBFXrTNDe/7cycgia_3_cs" title=3D"=
Portugal Fintech Report" target=3D"_blank" style=3D"color: #fc0; font-style=
: normal; font-weight: bold; text-decoration: underline;" sib_link_id=3D"8"=
templating=3D"n"><span style=3D"color: #ffcc00; font-family: Arial, helvet=
ica, sans-serif; font-size: 12px;"><strong>Portugal Fintech Report</strong>=
</span></a><span style=3D"color: #3c4858; font-family: Arial, helvetica, sa=
ns-serif; font-size: 12px;"> 2024 da Portugal Fintech como uma das principa=
is Fintechs a operar no pa=C3=ADs. O Portugal Fintech Report revela anualme=
nte o estado do ecossistema fintech portugu=C3=AAs, ao divulgar estat=C3=AD=
sticas da ind=C3=BAstria, entrevistas com experts e exemplos reais de colab=
ora=C3=A7=C3=A3o.</span></p></div> </td> </tr><tr class=3D"nl2go-responsive=
-hide"><td height=3D"15" style=3D"font-size: 15px; line-height: 15px;">=C2=
=AD</td> </tr></table></td> </tr><tr><td class=3D"r26-c" align=3D"left"> <t=
able cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"=
width=3D"160" class=3D"r31-o" style=3D"table-layout: fixed; width: 160px;"=
><tr><td height=3D"18" align=3D"center" valign=3D"top" class=3D"r32-i nl2go=
-default-textstyle" style=3D"color: #3b3f44; font-family: arial,helvetica,s=
ans-serif; font-size: 16px; line-height: 1.2; word-break: break-word;"> <!=
--[if mso]> <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=
=3D"urn:schemas-microsoft-com:office:word" href=3D"http://r.marketing.raize=
.pt/mk/cl/f/sh/WCPzyXJTZ833GSa4XgEnGiU4K2Qyj4pm/mpZQM8kMlde2" style=3D"v-te=
xt-anchor:middle; height: 41px; width: 159px;" arcsize=3D"20%" fillcolor=3D=
"#ffcc00" strokecolor=3D"#ffcc00" strokeweight=3D"1px" data-btn=3D"3" sib_l=
ink_id=3D"9" templating=3D"n"> <w:anchorlock> </w:anchorlock> <v:textbox in=
set=3D"0,0,0,0"> <div style=3D"display:none;"> <center class=3D"default-but=
ton"><span><span style=3D"color:#000000;"><strong>Saber mais</strong></span=
></span></center> </div> </v:textbox> </v:roundrect> <![endif]--> <!--[if =
!mso]><!-- --> <a href=3D"http://r.marketing.raize.pt/mk/cl/f/sh/WCPzyXJTZ8=
33GSa4XgEnGiU4K2Qyj4pm/mpZQM8kMlde2" class=3D"r33-r default-button" target=
=3D"_blank" data-btn=3D"3" style=3D"font-style: normal; font-weight: normal=
; line-height: 1.15; text-decoration: none; word-break: break-word; border-=
style: solid; word-wrap: break-word; display: block; -webkit-text-size-adju=
st: none; background-color: #ffcc00; border-color: #666666; border-radius: =
8px; border-width: 0px; color: #ffffff; font-family: arial,helvetica,sans-s=
erif; font-size: 16px; height: 18px; mso-hide: all; padding-bottom: 12px; p=
adding-left: 0px; padding-right: 0px; padding-top: 12px; width: 160px;" sib=
_link_id=3D"9" templating=3D"n"> <span><span style=3D"color: #000000;"><str=
ong>Saber mais</strong></span></span></a> <!--<![endif]--> </td> </tr></tab=
le></td> </tr></table></td> </tr></table></th> </tr></table></td> </tr></ta=
ble><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"present=
ation" width=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layou=
t: fixed; width: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #=
ffffff; padding-bottom: 20px; padding-top: 20px;"> <table width=3D"100%" ce=
llspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><t=
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iv><p style=3D"margin: 0; font-family: Arial,Helvetica,sans-serif; font-siz=
e: 14px; color: #888888;"><span>Raize<br>Rua Tierno Galvan - Amoreiras<br>T=
orre 3, 17=C2=BA piso<br>1070-274 Lisboa, Portugal<br><a href=3D"mailto:ger=
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e><table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentat=
ion" width=3D"100%" align=3D"center" class=3D"r11-o" style=3D"table-layout:=
fixed; width: 100%;"><tr><td class=3D"r4-i" style=3D"background-color: #ff=
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g-top: 20px;"> <table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" bo=
rder=3D"0" role=3D"presentation"><tr><th width=3D"100%" valign=3D"top" clas=
s=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpad=
ding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" align=3D"left"=
class=3D"r16-o" style=3D"table-layout: fixed; width: 100%;"><tr><td align=
=3D"left" valign=3D"top" class=3D"r17-i nl2go-default-textstyle" style=3D"c=
olor: #3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16px; wo=
rd-break: break-word; line-height: 20px; text-align: left;"> <div><p style=
=3D"margin: 0; font-family: Arial,Helvetica,sans-serif; font-size: 14px; co=
lor: #3c4858;"><span><span style=3D"font-size: 10px;"><span style=3D"color:=
#000000;">Esta comunica=C3=A7=C3=A3o =C3=A9 dirigida exclusivamente =C3=A0=
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e profissional e devem ser utilizadas exclusivamente por refer=C3=AAncia =
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ns-serif; font-size: 14px; color: #888888;"></p></div> </td> </tr></table><=
/td> </tr><tr><td class=3D"r26-c" align=3D"left"> <table cellspacing=3D"0" =
cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"100%" class=
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ter" valign=3D"top" class=3D"r32-i nl2go-default-textstyle" style=3D"color:=
#3b3f44; font-family: arial,helvetica,sans-serif; font-size: 16px; line-he=
ight: 1.2; word-break: break-word; text-align: center;"> <div><p style=3D"m=
argin: 0;"><a href=3D"http://r.marketing.raize.pt/mk/un/sh/WCPxRrWByckTjaLx=
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nt-weight: bold; text-decoration: underline;"><span style=3D"font-family: A=
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und-color: #ffffff; padding-bottom: 10px; padding-top: 10px;"> <table width=
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e=3D"presentation" width=3D"100%" align=3D"left" class=3D"r16-o" style=3D"t=
able-layout: fixed; width: 100%;"><tr><td align=3D"center" valign=3D"top" c=
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: break-word; text-align: center;"> <div><p style=3D"margin: 0; font-family=
: Arial,Helvetica,sans-serif; font-size: 14px; color: #888888;"><span>=C2=
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ass=3D"r4-i" style=3D"background-color: #ffffff; padding-bottom: 20px; padd=
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00%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"=
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able width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=
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le=3D"font-weight: normal;"> <table cellspacing=3D"0" cellpadding=3D"0" bor=
der=3D"0" role=3D"presentation" width=3D"100%" class=3D"r16-o" style=3D"tab=
le-layout: fixed; width: 100%;"><tr><td align=3D"center" valign=3D"top" cla=
ss=3D"r32-i nl2go-default-textstyle" style=3D"color: #3b3f44; font-family: =
arial,helvetica,sans-serif; font-size: 16px; line-height: 1.2; text-align: =
center; word-break: break-word;"> <div><p style=3D"margin: 0;"><a href=3D"h=
ttp://r.marketing.raize.pt/mk/cl/f/sh/28xHLtxYQ509KPCYkQBCRzTVMtja6yU9Z4/hZ=
Yzi8fVPVlu" style=3D"color: #fc0; font-style: normal; font-weight: bold; te=
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0; text-decoration: none;"><strong>Site</strong></span></a></p></div> </td>=
</tr></table></th> </tr></table></td> </tr></table></th> <th width=3D"137"=
valign=3D"top" class=3D"r5-c" style=3D"font-weight: normal;"> <table cells=
pacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation" width=3D"=
100%" class=3D"r6-o" style=3D"table-layout: fixed;"><tr><td class=3D"r7-i" =
style=3D"padding-left: 14px; padding-right: 14px;"> <table width=3D"100%" c=
ellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><=
th width=3D"100%" valign=3D"top" class=3D"r26-c" style=3D"font-weight: norm=
al;"> <table cellspacing=3D"0" cellpadding=3D"0" border=3D"0" role=3D"prese=
ntation" width=3D"100%" class=3D"r16-o" style=3D"table-layout: fixed; width=
: 100%;"><tr><td align=3D"center" valign=3D"top" class=3D"r32-i nl2go-defau=
lt-textstyle" style=3D"color: #3b3f44; font-family: arial,helvetica,sans-se=
rif; font-size: 16px; line-height: 1.2; text-align: center; word-break: bre=
ak-word;"> <div><p style=3D"margin: 0;"><a href=3D"http://r.marketing.raize=
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e;" sib_link_id=3D"14" templating=3D"n"><span style=3D"font-family: Arial,H=
elvetica,sans-serif; font-size: 14px; color: #ffcc00; text-decoration: none=
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" class=3D"r5-c" style=3D"font-weight: normal;"> <table cellspacing=3D"0" c=
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ng-left: 14px; padding-right: 14px;"> <table width=3D"100%" cellspacing=3D"=
0" cellpadding=3D"0" border=3D"0" role=3D"presentation"><tr><th width=3D"10=
0%" valign=3D"top" class=3D"r26-c" style=3D"font-weight: normal;"> <table c=
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style=3D"color: #3b3f44; font-family: arial,helvetica,sans-serif; font-size=
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d=3D"15" templating=3D"n"><span style=3D"font-family: Arial,Helvetica,sans-=
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d> </tr></table></th> </tr></table></td> </tr></table></td> </tr></table><t=
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