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Subject: Especial Seguros | 2024: Um ano de crescimento de receita (e de custos)
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Content preview: Debate: Um ano de crescimento da receita (e dos custos) O
mercado segurador está de boa saúde com inegável crescimento de negócio,
apesar de um generalizado incremento nos custos. As últimas semanas do ano
reservam sempre surpresas no que
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[5]=0A=0A=0A [6]=0A=
=0A [7]Generali Tranquilidade entra no capital do Banco=
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de 25 milh=C3=B5es de euros, tornou-se=0A detentora de 8,71% do capital =
da institui=C3=A7=C3=A3o financeira.=0A=0A=0A [8]Al=
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so com a Zurich Portugal e o Banco Alimentar=E2=80=9D =C3=A9 a designa=
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</tr>=0A<tr style=3D"display:table-row !important;">=0A<td width=3D"100%" a=
lign=3D"center" class=3D"easygoi-header-table-td-responsive" style=3D"displ=
ay:table-cell !important;">
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<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"0" border=
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goi-header-table-responsive"><tr style=3D"display:table-row !important;">=
=0A<td width=3D"64%" align=3D"left" style=3D"text-align:left; background-co=
lor: #FFFFFF; color: #777777; font-family: Arial, Helvetica, sans-serif; fo=
nt-size:13px; font-weight: normal; padding: 5px; height: 30px; display:tabl=
e-cell !important;" class=3D"easygoi-header-table-td-responsive">
<a style=3D"color: #777777; text-decoration: none; f=
ont-family: Arial, Helvetica, sans-serif; font-size:13px; font-weight: norm=
al;
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<td width=3D"36%" align=3D"right" style=3D"text-align: r=
ight; background-color: #FFFFFF; color: #777777; font-family: Arial, Helvet=
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30px; display:table-cell !important;" class=3D"easygoi-header-table-td-res=
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splay:inline;"></a>=C2=A0<a href=3D"https://newsletter.multipublicacoes.pt/=
tw/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fedn3e170oBec9e535994693a" borde=
r=3D"0"><img src=3D"https://newsletter.multipublicacoes.pt/recursos/68d1a35=
b7c349122217fb97676157e2c/.SocialIcons/28x28/twitter.png" alt=3D"Twitter" w=
idth=3D"28" height=3D"28" border=3D"0" style=3D"display:inline;"></a>=C2=
=A0<a href=3D"https://newsletter.multipublicacoes.pt/li/565a58d5ed43a0a1ad9=
d1-22a19-d6744bc-2a81fedn3e170oBec9e535994693a" border=3D"0"><img src=3D"ht=
tps://newsletter.multipublicacoes.pt/recursos/68d1a35b7c349122217fb97676157=
e2c/.SocialIcons/56x56/linkedin.png" alt=3D"LinkedIn" width=3D"28" height=
=3D"28" border=3D"0" style=3D"display:inline;"></a>=C2=A0<a href=3D"https:/=
/newsletter.multipublicacoes.pt/wa/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81=
fedn3e170oBec9e535994693a" border=3D"0"><img src=3D"https://newsletter.mult=
ipublicacoes.pt/recursos/68d1a35b7c349122217fb97676157e2c/.SocialIcons/56x5=
6/whatsapp.png" alt=3D"WhatsApp" width=3D"28" height=3D"28" border=3D"0" st=
yle=3D"display:inline;"></a>
</td>
</tr></table>=0A</td>
</tr>=0A<tr style=3D"display:table-row !important;">=0A<td style=3D"back=
ground-color: #ffffff; height:1px; font-size:2px; line-height:1px; mso-marg=
in-top-alt:1px; display:table-cell !important;" class=3D"easygoi-header-tab=
le-td-responsive">=C2=A0</td>
</tr>=0A</table> <div style=3D"background:#ffffff; display:flex; margin-=
top: -2px"> <div class=3D"pixel-darkgoi" style=3D"width:1px;height:1px;"></=
div> <img src=3D"https://newsletter.multipublicacoes.pt/stats.php?l=3Dd43a0=
a1ad9d1e22a19ed6744bce2a81f&u=3D535994693a&ca_id=3D48123&cl_id=3D729&l_id=
=3D3698&m_id=3D14473416&hf=3D&i=3D1" style=3D"width: 3px !important; height=
: 2px !important; overflow: hidden; border:0 solid transparent; margin: 0; =
line-height:2px; mso-margin-top-alt:2px;" width=3D"3" height=3D"2" align=3D=
"middle" border=3D"0" alt=3D""> </div> =0A<table align=3D"center" bgcolor=
=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"bord=
er-collapse:collapse;" width=3D"800">=0A<tbody>=0A<tr>=0A<td colspan=3D"3" =
height=3D"20"></td>=0A=0A</tr>=0A=0A<tr>=0A<td colspan=3D"3">=0A<img alt=3D=
"ed" src=3D"https://marketeer.sapo.pt/wp-content/plugins/nc-newsletters/ass=
ets/img/seguros.PNG" width=3D"800" height=3D"130" style=3D"display:block;" =
border=3D"0">=0A</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"20"></td>=0A=0A<=
/tr>=0A=0A<tr>=0A<td colspan=3D"1">=0A<a class=3D"" href=3D"https://newslet=
ter.multipublicacoes.pt/go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994=
693ae11Dec9e170oBedn3e9uQaS"><img src=3D"https://marketeer.sapo.pt/wp-conte=
nt/uploads/2024/11/03-marketeer-800x100-cavida.gif" width=3D"800"></a>=0A</=
td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"10"></td>=0A=0A</tr>=0A=0A<tr>=0A<=
td width=3D"800">=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" style=3D"max-width: 800px;">=0A<tbody>=0A<tr style=3D"wid=
th: 100%;">=0A<td>=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
">=0A<tbody>=0A<tr>=0A<td width=3D"30"></td>=0A=0A<td align=3D"center" heig=
ht=3D"370" style=3D"width: 740px; padding-top: 10px;" valign=3D"top">=0A<a =
class=3D"" href=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0=
a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaT" target=3D"_b=
lank">=0A<img src=3D"https://marketeer.sapo.pt/wp-content/uploads/2024/12/d=
ebate-seguros-768x384.png" width=3D"740" height=3D"370" alt=3D"Marketeer" s=
tyle=3D"display:block; width: 740px !important; -webkit-border-radius: 10px=
; -moz-border-radius: 10px; border-radius: 10px; overflow: hidden!important=
; mso-hide: all;" border=3D"0">=0A</a>=0A</td>=0A=0A<td width=3D"30"></td>=
=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"10"></td>=0A=0A</tr>=0A=0A<tr>=0A<td =
width=3D"30"></td>=0A=0A<td style=3D"width: 740px;" valign=3D"top">=0A<span=
style=3D"font-size:22px;">=0A <strong>=0A =
<a href=3D"https://newsletter.multipublic=
acoes.pt/go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170=
oBedn3e9uQaT" style=3D"text-decoration: none; font-family: 'trebuchet ms',h=
elvetica,sans-serif !important;color: #1e1a1b;" target=3D"_blank">Debate: U=
m ano de crescimento da receita (e dos custos)</a>=0A =
</strong>=0A </span>=0A</td>=0A=0A<td =
width=3D"30"></td>=0A=0A</tr>=0A=0A<tr>=0A<td width=3D"30"></td>=0A=0A<td s=
tyle=3D"display: block; width: 740px;" valign=3D"top">=0A<span style=3D"fon=
t-size:16px;">=0A <span style=3D"margin: 0px=
; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helvetica,sans-serif !im=
portant;"><p><br></p><p>O mercado segurador est=C3=A1 de boa sa=C3=BAde com=
ineg=C3=A1vel crescimento de neg=C3=B3cio, apesar de um generalizado incre=
mento nos custos. As =C3=BAltimas semanas do ano reservam sempre surpresas =
no que toca =C3=A0 renova=C3=A7=C3=A3o de ap=C3=B3lices e a imprevistos (co=
mo as condi=C3=A7=C3=B5es climat=C3=A9ricas) que podem fazer disparar gasto=
s.</p>=0A</span><a class=3D"" href=3D"https://newsletter.multipublicacoes.p=
t/go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e=
9uQaT" style=3D"color:#da1f26;font-family: 'trebuchet ms',helvetica,sans-se=
rif !important;">Leia mais</a>=0A</span>=0A</td>=0A=0A<td width=3D"30"></td=
>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"20"></td>=0A=0A</tr>=0A=0A</tbody>=
=0A=0A</table>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A=
</tr>=0A=0A<tr>=0A<td height=3D"20"></td>=0A=0A</tr>=0A=0A<tr>=0A<td colspa=
n=3D"1">=0A<a class=3D"" href=3D"https://newsletter.multipublicacoes.pt/go/=
565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uPuA=
"><img src=3D"https://marketeer.sapo.pt/wp-content/uploads/2024/11/mysaving=
s2-23456-p1-fidelidade-poupanca-campanha-final-de-ano-banner-multipublicaco=
es-800x100-b-px.png" width=3D"800"></a>=0A</td>=0A=0A</tr>=0A=0A<tr>=0A<td =
height=3D"20"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=
=3D"center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></=
td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"wi=
dth: 100%; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<=
tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<tabl=
e align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"max-width: 800px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<td width=
=3D"30"></td>=0A=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top=
">=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"borde=
r-collapse: collapse; text-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<=
tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" heig=
ht=3D"auto" style=3D"width: 360px; text-align: left;" valign=3D"top">=0A<a =
class=3D"" href=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0=
a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaU" target=3D"_b=
lank">=0A<img alt=3D"Marketeer" src=3D"https://marketeer.sapo.pt/wp-content=
/uploads/2022/01/ctt-banco-ctt.jpg" width=3D"360" height=3D"180" style=3D"d=
isplay:block; -webkit-border-radius: 10px; -moz-border-radius: 10px; border=
-radius: 10px; overflow: hidden!important; mso-hide: all;">=0A</a>=0A</td>=
=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=3D"20"></td>=
=0A=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td hei=
ght=3D"23"></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; pad=
ding-right: 4px; text-size-adjust: 100%; display: block; width: 360px; mso-=
table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-=
text-size-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<st=
rong>=0A <span style=3D"font-size:22px;">=0A =
<a href=3D"https://newsletter.multipublicacoes.=
pt/go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3=
e9uQaU" style=3D"text-decoration: none; font-family: 'trebuchet ms',helveti=
ca,sans-serif !important;color: #1e1a1b;" target=3D"_blank">Generali Tranqu=
ilidade entra no capital do Banco CTT</a>=0A </s=
pan>=0A </strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=
=0A=0A</table>=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
=0A<tbody>=0A<tr>=0A<td style=3D"color: rgb(0, 0, 0); padding-left: 4px; te=
xt-size-adjust: 100%; display: block; width: 360px; mso-table-lspace: 0pt;m=
so-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 1=
00%;mso-line-height-rule:exactly;" valign=3D"top">=0A<span style=3D"font-si=
ze:16px;">=0A <span style=3D"font-weight: normal=
; margin: 0px; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helvetica,s=
ans-serif !important;"><p><br></p><p>A Generali Tranquilidade atrav=C3=
=A9s de um aumento de capital de 25 milh=C3=B5es de euros, tornou-se detent=
ora de 8,71% do capital da institui=C3=A7=C3=A3o financeira.</p>=0A</span>=
=0A</span>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td =
width=3D"30"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D=
"center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=
=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width=
: 100%; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=
=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table a=
lign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"m=
ax-width: 800px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<td align=3D"l=
eft" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"></td>=0A=
=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; padding-right: 4px; te=
xt-size-adjust: 100%; display: block; width: 360px; mso-table-lspace: 0pt;m=
so-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 1=
00%;mso-line-height-rule:exactly;" valign=3D"top">=0A<strong>=0A =
<span style=3D"font-size:22px;">=0A =
<a href=3D"https://newsletter.multipublicacoes.pt/go/565a5=
8d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaV" sty=
le=3D"text-decoration: none; font-family: 'trebuchet ms',helvetica,sans-ser=
if !important;color: #1e1a1b;" target=3D"_blank">Alerta vermelho: seguros d=
e sa=C3=BAde em quebra</a>=0A </span>=0A =
</strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</t=
able>=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=
=0A<tr>=0A<td style=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-ad=
just: 100%; display: block; width: 360px; mso-table-lspace: 0pt;mso-table-r=
space: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-li=
ne-height-rule:exactly;" valign=3D"top">=0A<span style=3D"font-size:16px;">=
=0A <span style=3D"font-weight: normal; marg=
in: 0px; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helvetica,sans-se=
rif !important;"><p><br></p><p>=C3=89 ao n=C3=ADvel da classe social que ma=
is diferen=C3=A7as se encontra com a penetra=C3=A7=C3=A3o junto dos indiv=
=C3=ADduos das classes mais altas a ser duas vezes superior =C3=A0 dos indi=
v=C3=ADduos das classes mais baixas.</p>=0A</span>=0A</span>=0A</td>=0A=0A<=
/tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td align=3D"left" style=3D"w=
idth: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" style=3D"border-collapse: collapse; text-size-adjust: 100%; wi=
dth: 360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr=
>=0A<td align=3D"left" height=3D"auto" style=3D"width: 360px; text-align: l=
eft;" valign=3D"top">=0A<a class=3D"" href=3D"https://newsletter.multipubli=
cacoes.pt/go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e17=
0oBedn3e9uQaV" target=3D"_blank">=0A<img alt=3D"Marketeer" src=3D"https://m=
arketeer.sapo.pt/wp-content/uploads/2024/01/seguro-vida-saude-768x384.jpg" =
width=3D"360" height=3D"180" style=3D"display:block; -webkit-border-radius:=
10px; -moz-border-radius: 10px; border-radius: 10px; overflow: hidden!impo=
rtant; mso-hide: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</tabl=
e>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center"=
>=0A<tbody>=0A<tr>=0A<td height=3D"10"></td>=0A=0A</tr>=0A=0A<tr>=0A<td col=
span=3D"1">=0A<a class=3D"" href=3D"https://newsletter.multipublicacoes.pt/=
go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9u=
GPp"><img src=3D"https://marketeer.sapo.pt/wp-content/uploads/2024/06/pub-b=
anner-800x100px.jpg" width=3D"800"></a>=0A</td>=0A=0A</tr>=0A=0A<tr>=0A<td =
height=3D"2"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D=
"center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=
=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width=
: 100%; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=
=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table a=
lign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"m=
ax-width: 800px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<td width=3D"3=
0"></td>=0A=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-col=
lapse: collapse; text-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<tr>=
=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" height=
=3D"auto" style=3D"width: 360px; text-align: left;" valign=3D"top">=0A<a cl=
ass=3D"" href=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0a1=
ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaW" target=3D"_bla=
nk">=0A<img alt=3D"Marketeer" src=3D"https://marketeer.sapo.pt/wp-content/u=
ploads/2024/12/zurich-fome.jpg" width=3D"360" height=3D"180" style=3D"displ=
ay:block; -webkit-border-radius: 10px; -moz-border-radius: 10px; border-rad=
ius: 10px; overflow: hidden!important; mso-hide: all;">=0A</a>=0A</td>=0A=
=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=3D"20"></td>=0A=
=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=
=3D"23"></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; paddin=
g-right: 4px; text-size-adjust: 100%; display: block; width: 360px; mso-tab=
le-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-tex=
t-size-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<stron=
g>=0A <span style=3D"font-size:22px;">=0A =
<a href=3D"https://newsletter.multipublicacoes.pt/=
go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9u=
QaW" style=3D"text-decoration: none; font-family: 'trebuchet ms',helvetica,=
sans-serif !important;color: #1e1a1b;" target=3D"_blank">Se =C3=A9 cliente =
da Zurich, os seus passos contam para apoiar o Banco Alimentar Contra a Fom=
e</a>=0A </span>=0A </str=
ong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td style=3D"color: =
rgb(0, 0, 0); padding-left: 4px; text-size-adjust: 100%; display: block; wi=
dth: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjus=
t: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exactly;" valig=
n=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0px; color: rgb(0, 0, 0); font=
-family: 'trebuchet ms',helvetica,sans-serif !important;"><p><br></p><p>=
=E2=80=9CPasso a Passo com a Zurich Portugal e o Banco Alimentar=E2=80=
=9D =C3=A9 a designa=C3=A7=C3=A3o da iniciativa solid=C3=A1ria que a segura=
dora est=C3=A1 a promover com o objetivo de doar o equivalente a 12.000 ref=
ei=C3=A7=C3=B5es a fam=C3=ADlias carenciadas.</p>=0A</span>=0A</span>=0A</t=
d>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=3D"30"></t=
d>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=
=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=
=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-s=
ize: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=
=3D"7"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-width: 800=
px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<td align=3D"left" style=3D=
"width: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"></td>=0A=0A</tr>=0A=0A=
<tr>=0A<td style=3D"padding-left: 4px; padding-right: 4px; text-size-adjust=
: 100%; display: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspac=
e: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-h=
eight-rule:exactly;" valign=3D"top">=0A<strong>=0A =
<span style=3D"font-size:22px;">=0A =
<a href=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0a1ad9=
d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaX" style=3D"text-dec=
oration: none; font-family: 'trebuchet ms',helvetica,sans-serif !important;=
color: #1e1a1b;" target=3D"_blank">Fidelidade distinguida nos Portugal Digi=
tal Awards 2024</a>=0A </span>=0A =
</strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=
=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr=
>=0A<td style=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: =
100%; display: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace:=
0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-hei=
ght-rule:exactly;" valign=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0p=
x; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helvetica,sans-serif !i=
mportant;"><p><br></p><p>Desenvolvido pelo Center for Artificial Intelligen=
ce & Analytics da Fidelidade, o projeto GAMA =C3=A9 uma solu=C3=A7=C3=A3o q=
ue utiliza intelig=C3=AAncia artificial para processar documentos.</p>=0A</=
span>=0A</span>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=
=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: coll=
apse; text-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<tr>=0A<td height=
=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" height=3D"auto" styl=
e=3D"width: 360px; text-align: left;" valign=3D"top">=0A<a class=3D"" href=
=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0a1ad9d1-22a19-d=
6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaX" target=3D"_blank">=0A<img a=
lt=3D"Marketeer" src=3D"https://marketeer.sapo.pt/wp-content/uploads/2024/1=
2/fidelidade-digital-awards-768x384.jpg" width=3D"360" height=3D"180" style=
=3D"display:block; -webkit-border-radius: 10px; -moz-border-radius: 10px; b=
order-radius: 10px; overflow: hidden!important; mso-hide: all;">=0A</a>=0A<=
/td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A</tr>=0A=0A</tbody=
>=0A=0A</table>=0A<table align=3D"center" style=3D"width: 800px;">=0A<tbody=
>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da=
1f26" height=3D"1" style=3D"width: 100%; font-size: 1px; line-height: 1px;"=
>=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A=
</tbody>=0A=0A</table>=0A<table align=3D"center">=0A<tbody>=0A<tr>=0A<td co=
lspan=3D"1">=0A<a class=3D"" href=3D"https://newsletter.multipublicacoes.pt=
/go/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9=
uJ2y"><img src=3D"https://marketeer.sapo.pt/wp-content/uploads/2024/07/vila=
-gale-banner-vgcollectiontomar.jpg" width=3D"800"></a>=0A</td>=0A=0A</tr>=
=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=3D"width: 800p=
x;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td b=
gcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-size: 1px; line-=
height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"></td>=0A=
=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" border=3D"0"=
cellpadding=3D"0" cellspacing=3D"0" style=3D"max-width: 800px;">=0A<tbody>=
=0A<tr style=3D"width: 100%;">=0A<td align=3D"left" style=3D"width: 360px;"=
valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
=0A<tbody>=0A<tr>=0A<td height=3D"23"></td>=0A=0A</tr>=0A=0A<tr>=0A<td styl=
e=3D"padding-left: 4px; padding-right: 4px; text-size-adjust: 100%; display=
: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exac=
tly;" valign=3D"top">=0A<strong>=0A <span st=
yle=3D"font-size:22px;">=0A <a href=3D"h=
ttps://newsletter.multipublicacoes.pt/go/565a58d5ed43a0a1ad9d1-22a19-d6744b=
c-2a81fe535994693ae11Dec9e170oBedn3e9uQaY" style=3D"text-decoration: none; =
font-family: 'trebuchet ms',helvetica,sans-serif !important;color: #1e1a1b;=
" target=3D"_blank">Conta da seguradora Allianz entregue =C3=A0 Nossa</a>=
=0A </span>=0A </=
strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td style=3D"colo=
r: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: 100%; display: block;=
width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-ad=
just: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exactly;" va=
lign=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0px; color: rgb(0, 0, 0=
); font-family: 'trebuchet ms',helvetica,sans-serif !important;"><p><br></p=
><p>A Allianz escolheu a ag=C3=AAncia Nossa para apoiar na comunica=C3=
=A7=C3=A3o da Marca em Portugal, depois de ter realizado uma consulta a v=
=C3=A1rias ag=C3=AAncias.</p>=0A</span>=0A</span>=0A</td>=0A=0A</tr>=0A=0A<=
/tbody>=0A=0A</table>=0A</td>=0A=0A<td align=3D"left" style=3D"width: 360px=
;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"border-collapse: collapse; text-size-adjust: 100%; width: 360px;=
">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td ali=
gn=3D"left" height=3D"auto" style=3D"width: 360px; text-align: left;" valig=
n=3D"top">=0A<a class=3D"" href=3D"https://newsletter.multipublicacoes.pt/g=
o/565a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQ=
aY" target=3D"_blank">=0A<img alt=3D"Marketeer" src=3D"https://marketeer.sa=
po.pt/wp-content/uploads/2024/12/nossa-allianz-768x384.jpg" width=3D"360" h=
eight=3D"180" style=3D"display:block; -webkit-border-radius: 10px; -moz-bor=
der-radius: 10px; border-radius: 10px; overflow: hidden!important; mso-hide=
: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=
=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=3D"wid=
th: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=
=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"><=
/td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-width: 800px;">=0A=
<tbody>=0A<tr style=3D"width: 100%;">=0A<td align=3D"left" style=3D"width: =
360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"></td>=0A=0A</tr>=0A=0A<tr>=0A<=
td style=3D"padding-left: 4px; padding-right: 4px; text-size-adjust: 100%; =
display: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-=
ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-ru=
le:exactly;" valign=3D"top">=0A<strong>=0A <=
span style=3D"font-size:22px;">=0A <a hr=
ef=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0a1ad9d1-22a19=
-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaZ" style=3D"text-decoration:=
none; font-family: 'trebuchet ms',helvetica,sans-serif !important;color: #=
1e1a1b;" target=3D"_blank">Seguros MetLife associados aos cart=C3=B5es emit=
idos pelo WiZink</a>=0A </span>=0A =
</strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=
=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr=
>=0A<td style=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: =
100%; display: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace:=
0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-hei=
ght-rule:exactly;" valign=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0p=
x; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helvetica,sans-serif !i=
mportant;"><p><br></p><p>Foi estabelecido um novo acordo de exclusividade p=
ara a distribui=C3=A7=C3=A3o de produtos de prote=C3=A7=C3=A3o financeira e=
prote=C3=A7=C3=A3o individual da seguradora MetLife pelo banco digital WiZ=
ink.</p>=0A</span>=0A</span>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=
=0A</td>=0A=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-col=
lapse: collapse; text-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<tr>=
=0A<td height=3D"7"></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" height=
=3D"auto" style=3D"width: 360px; text-align: left;" valign=3D"top">=0A<a cl=
ass=3D"" href=3D"https://newsletter.multipublicacoes.pt/go/565a58d5ed43a0a1=
ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e9uQaZ" target=3D"_bla=
nk">=0A<img alt=3D"Marketeer" src=3D"https://marketeer.sapo.pt/wp-content/u=
ploads/2024/12/pedro-rosa-wizink-miguel-silva-metlife-carla-pereira-metlife=
-ricardo-sanchez-pato-metlife-e-francisco-reis-wizink-768x384.jpg" width=3D=
"360" height=3D"180" style=3D"display:block; -webkit-border-radius: 10px; -=
moz-border-radius: 10px; border-radius: 10px; overflow: hidden!important; m=
so-hide: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</t=
d>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=
=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A</tr>=0A=
=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-s=
ize: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=
=3D"7"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"cente=
r" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"></td>=0A=0A=
</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%=
; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td=
height=3D"7"></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=
=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"border-collapse:collapse;" width=3D"800">=0A<tbody>=0A<tr>=
=0A<td>=0A<a class=3D"" href=3D"https://newsletter.multipublicacoes.pt/go/5=
65a58d5ed43a0a1ad9d1-22a19-d6744bc-2a81fe535994693ae11Dec9e170oBedn3e6IcaG"=
>=0A<img alt=3D"ASSINAR" src=3D"https://marketeer.sapo.pt/wp-content/plugin=
s/nc-newsletters/assets/img/footer.png" width=3D"800" height=3D"181" style=
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=0A=0A</table>=0A<div style=3D"clear:both !important; height: 0 !important;=
"></div>=0A<table border=3D"0" width=3D"100%" cellspacing=3D"0" cellpadding=
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ortant;">=0A<td style=3D"border-top: solid 1px #EAEAEA; display:table-cell =
!important;" class=3D"easygoi-footer-table-td-responsive">=C2=A0</td>
</tr>=0A<tr style=3D"display:table-row !important;">=0A<td width=3D"100%=
" align=3D"center" class=3D"easygoi-footer-table-td-responsive" style=3D"di=
splay:table-cell !important;"> =20
<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"10" borde=
r=3D"0" style=3D"max-width: 640px;; display:table !important;" class=3D"eas=
ygoi-footer-table-responsive">=0A<tr style=3D"display:table-row !important;=
"><td style=3D"text-align: center; display:table-cell !important;" class=3D=
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order=3D"0" style=3D"display:inline;"></a>=0A=C2=A0<a href=3D"https://newsl=
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