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Date: Fri, 20 Dec 2024 16:17:01 +0000
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From: Executive Digest <news@executivedigest.pt>
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 Content preview:  Executive Digest - A leitura indispensável para executivos!
    O que esperar do mercado imobiliário em 2025? Esta é a opinião dos executivos
    &#34;&#34; &#34;ed&#34; &#34;&#34; O que esperar do mercado imobiliário
   em 2025? Esta é a opinião dos exe 
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 Executive Digest - A leitura indispens=C3=A1vel para executivos! O que esp=
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=0AVers=C3=A3o Web=0Ahttps://newsletter.multipublicacoes.pt/vl/21396-b8ed52=
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go=0Ahttps://newsletter.multipublicacoes.pt/rc/21396-b8ed524101b97a73852a4b=
f573d493cc293ednLe17opiec9e7098-188b4=0APartilhar nas redes sociais=0Ahttps=
://newsletter.multipublicacoes.pt/vls/21396-b8ed524101b97a73852a4bf573d493c=
c293ednLe17opiec9e7098-188b4=0APartilhar nas redes sociais=0Ahttps://newsle=
tter.multipublicacoes.pt/fb/21396-b8ed524101b97a73852a4bf573d493cc293ednLe1=
7opiec9e7098-188b4=0APartilhar nas redes sociais=0Ahttps://newsletter.multi=
publicacoes.pt/tw/21396-b8ed524101b97a73852a4bf573d493cc293ednLe17opiec9e70=
98-188b4=0A=0A   Executive Digest - A leitura indispens=C3=A1vel para execu=
tivos! O que esperar do mercado=0A   imobili=C3=A1rio em 2025? Esta =C3=
=A9 a opini=C3=A3o dos executivos=0A=0A   ""=0A   [1]"ed"=0A   [2]""=0A   [=
3]O que esperar do mercado imobili=C3=A1rio em 2025? Esta =C3=A9 a opini=
=C3=A3o dos executivos=0A=0A   Em declara=C3=A7=C3=B5es =C3=A0 Executive Di=
gest, executivos do setor, como Ricardo Sousa, CEO da Century=0A   21 Portu=
gal, Rui Torgal, CEO da ERA Portugal, e Manuel Alvarez, Presidente da RE/MA=
X=0A   Portugal, apontam para um cen=C3=A1rio de crescimento, mas com desaf=
ios persistentes que exigem=0A   adapta=C3=A7=C3=A3o e inova=C3=A7=C3=A3o.=
=0A   [4]Ler Mais=0A   [5]""=0A   ACTUALIDADE=0A   [6]EDP torna carregament=
o el=C3=A9trico mais acess=C3=ADvel e anuncia redu=C3=A7=C3=A3o de pre=
=C3=A7os em 2025=0A=0A   A EDP Comercial vai reduzir os pre=C3=A7os da ener=
gia carregada pelos utilizadores do Cart=C3=A3o EDP=0A   Charge (CEME) nas =
redes p=C3=BAblicas de carregamento, com uma m=C3=A9dia de redu=C3=A7=C3=
=A3o de 5%. A medida=0A   entra em vigor a partir de 1 de janeiro de 2025, =
em linha com a evolu=C3=A7=C3=A3o favor=C3=A1vel dos=0A   mercados de energ=
ia.=0A   [7]""=0A=0A   [8]Navigator aumenta sal=C3=A1rio de entrada para 96=
2 euros em 2025=0A=0A   A The Navigator Company anunciou um aumento no sal=
=C3=A1rio de entrada dos seus colaboradores,=0A   que passar=C3=A1 de 907 p=
ara 962 euros a partir de janeiro de 2025, representando um aumento de=0A  =
 6,06%.=0A   [9]""=0A=0A   [10]""=0A=0A   N=C3=9AMEROS QUE IMPORTAM=0A=0A  =
 14% Avalia=C3=A7=C3=A3o banc=C3=A1ria da habita=C3=A7=C3=A3o sobe quase 14=
% em novembro=0A   [11]"" Share=0A=0A   [12]=E2=80=9CO setor vin=C3=ADcola =
tem desempenhado um papel fundamental no desenvolvimento econ=C3=B3mico da=
=0A   regi=C3=A3o do D=C3=A3o=E2=80=9D, admite Arlindo Cunha=0A=0A   Em ent=
revista =C3=A0 Executive Digest, Arlindo Cunha, Presidente Comiss=C3=A3o Vi=
tivin=C3=ADcola Regional=0A   do D=C3=A3o (CVR D=C3=A3o), explicou o que ca=
racteriza esta regi=C3=A3o, qual o seu impacto econ=C3=B3mico para=0A   o p=
a=C3=ADs e como est=C3=A1 a ser feita a internacionaliza=C3=A7=C3=A3o da ma=
rca.=0A   [13]""=0A=0A=0A   [14]O Or=C3=A7amento do Estado e as Empresas: N=
uno Botelho, Presidente da Associa=C3=A7=C3=A3o Comercial=0A   do Porto=0A=
=0A   =E2=80=9CO sinal mais positivo =C3=A9 a preocupa=C3=A7=C3=A3o express=
a pelo Governo com a competitividade fiscal=0A   da nossa economia, ao prop=
or a redu=C3=A7=C3=A3o das taxas estatut=C3=A1rias de IRC, quer para as gra=
ndes=0A   empresas, quer para as PME e as small mid caps=E2=80=9D=0A   [15]=
""=0A=0A   [16]"ed"=0A=0A   [17]O que esperar das taxas de juro em 2025? Sa=
iba o impacto que ter=C3=A1 na sua carteira=0A=0A   As taxas de juro contin=
uam a estar no centro das aten=C3=A7=C3=B5es, com previs=C3=B5es de novas d=
escidas=0A   em 2025, num cen=C3=A1rio que promete impactar os or=C3=A7amen=
tos familiares, o cr=C3=A9dito habita=C3=A7=C3=A3o e=0A   as poupan=C3=
=A7as. As decis=C3=B5es do Banco Central Europeu (BCE) sobre a pol=C3=ADtic=
a monet=C3=A1ria ser=C3=A3o=0A   cruciais para definir este panorama.=0A   =
[18]"Revista=0A=0A=0A   [19]Grupo Lusiaves investe mais de 20 milh=C3=B5es =
de euros em nova f=C3=A1brica na Nazar=C3=A9=0A=0A   O Grupo Lusiaves anunc=
iou investimento superior a 20 milh=C3=B5es de euros, na constru=C3=A7=
=C3=A3o de uma=0A   nova f=C3=A1brica, que ser=C3=A1 instalada em Valado do=
s Frades, na Nazar=C3=A9, e ter=C3=A1 uma =C3=A1rea superior=0A   a 12.000 =
m=C2=B2, que ser=C3=A1 ampliada e equipada com tecnologia de ponta.=0A   [2=
0]""=0A=0A=0A   [21]Como =C3=A9 que as fintechs se est=C3=A3o a preparar pa=
ra conquistar 2025? Esta =C3=A9 a vis=C3=A3o dos=0A   especialistas=0A=0A  =
 Executivos do setor, partilham com a Executive Digest as suas previs=C3=
=B5es sobre como estas=0A   inova=C3=A7=C3=B5es ir=C3=A3o impactar o mercad=
o, destacando a crescente colabora=C3=A7=C3=A3o entre fintechs e=0A   banco=
s tradicionais, o aumento da regula=C3=A7=C3=A3o para garantir seguran=
=C3=A7a e a procura por=0A   solu=C3=A7=C3=B5es financeiras mais eficientes=
 e personalizadas.=0A   [22]""=0A=0A   [23]""=0A=0A   [24]Ciberseguran=
=C3=A7a em 2025: Como as empresas podem enfrentar o crescente perigo nas ca=
deias=0A   de abastecimento=0A=0A   O Boletim de Seguran=C3=A7a da Kaspersk=
y, uma publica=C3=A7=C3=A3o anual que analisa as amea=C3=A7as=0A   cibern=
=C3=A9ticas, revela os principais riscos para 2025, com foco nos ataques =
=C3=A0s cadeias de=0A   abastecimento e nas interrup=C3=A7=C3=B5es de TI.=
=0A   [25]"Executive=0A=0A=0A   OPINI=C3=83O=0A=0A   [26]"Kids=0A   [27]O q=
ue nos espera no mundo do trabalho?=0A=0A   Opini=C3=A3o de David Carvalho =
Martins, Advogado, S=C3=B3cio Fundador e Administrador da DCM |=0A   Little=
r=0A=0A   [28]"Kids=0A   [29]Desbloquear o potencial das nossas casas: um g=
uia sobre eletrifica=C3=A7=C3=A3o para=0A   principiantes=0A=0A   Por Aroa =
Ruzo, Country Manager Portugal da Schneider Electric=0A=0A   2024=0A=0A   "=
Capa"=0A     * Os l=C3=ADderes mais inovadores=0A     * Entrevista: OLI=0A =
    * Estudo Randstad=0A     * Scoring: Top 5%=0A     * Exclusivo: MITSloan=
=0A=0A   [30]ASSINAR=0A=0A   [31]""=0A=0A=0A   [32]""=0A=0A   [33]"ASSINAR"=
=0A=0AReferences=0A=0A   1. ""https://newsletter.multipublicacoes.pt/go/213=
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852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmT"=0A   3. ""https://ne=
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098-188b4e29xec9e17opiednLe9uRmT"=0A   4. ""https://newsletter.multipublica=
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iednLe9uRmr"=0A   5. ""https://newsletter.multipublicacoes.pt/go/21396-b8ed=
524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uPuY"=0A   6. =
""https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf57=
3d493cc293e7098-188b4e29xec9e17opiednLe9uRmR"=0A   7. ""https://newsletter.=
multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4=
e29xec9e17opiednLe9uRmR"=0A   8. ""https://newsletter.multipublicacoes.pt/g=
o/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uR=
mL"=0A   9. ""https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b97=
a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmL"=0A  10. ""https:/=
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3e7098-188b4e29xec9e17opiednLe9uQud"=0A  11. ""https://newsletter.multipubl=
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7opiednLe9uLJp"=0A  12. ""https://newsletter.multipublicacoes.pt/go/21396-b=
8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmM"=0A  1=
3. ""https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4b=
f573d493cc293e7098-188b4e29xec9e17opiednLe9uRmM"=0A  14. ""https://newslett=
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t/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe=
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b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9usFd"=0A  17. ""http=
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c293e7098-188b4e29xec9e17opiednLe9uRmS"=0A  18. ""https://newsletter.multip=
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6-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmU"=0A=
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101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9usFc"=0A  24. ""h=
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93cc293e7098-188b4e29xec9e17opiednLe9uRmN"=0A  25. ""https://newsletter.mul=
tipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29=
xec9e17opiednLe9uRmN"=0A  26. ""https://newsletter.multipublicacoes.pt/go/2=
1396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRn3"=
=0A  27. ""https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73=
852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRn3"=0A  28. ""https://ne=
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524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9usDh"=0A  31. =
""https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf57=
3d493cc293e7098-188b4e29xec9e17opiednLe9ut4r"=0A  32. ""https://newsletter.=
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e29xec9e17opiednLe9uyyh"=0A  33. ""https://newsletter.multipublicacoes.pt/g=
o/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9us=
Dh"=0A=0A=0ARecomendar a um amigo=0Ahttps://newsletter.multipublicacoes.pt/=
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r-me da lista=0Ahttps://newsletter.multipublicacoes.pt/del/21396-b8ed524101=
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2px; mso-margin-top-alt:2px;" width=3D"3" height=3D"2" align=3D"middle" bor=
der=3D"0" alt=3D""> </div> =0A=09=09<div style=3D"display:none;">Executive =
Digest - A leitura indispens=C3=A1vel para executivos! O que esperar do mer=
cado imobili=C3=A1rio em 2025? Esta =C3=A9 a opini=C3=A3o dos executivos </=
div>=0A        <table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" width=3D"800" bgcolor=3D"#ffffff" style=3D"border-collapse:col=
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td width=3D"800"><table border=3D"0" cellpadding=3D"0" align=3D"center" cel=
lspacing=3D"0" style=3D"max-width: 800px">=0A    <tr style=3D"width: 100%;"=
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m: 10px;"> =0A                            <a href=3D"https://newsletter.mul=
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ign=3D"top" style=3D"width: 400px;">=0A            <table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0">=0A                <tr>=0A                 =
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lign=3D"top" style=3D"padding-right: 10px; width: 390px;">=0A              =
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=0A                            <a href=3D"https://newsletter.multipublicaco=
es.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opie=
dnLe9uRmr" target=3D"_blank" style=3D"text-decoration: none; font-family: &=
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e esperar do mercado imobili=C3=A1rio em 2025? Esta =C3=A9 a opini=C3=A3o d=
os executivos</a>                        </strong>=0A                    </=
span>=0A                </td>=0A            </table>=0A            <table b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A                <tr>=0A =
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: block; width: 390px; ">=0A                        <span style=3D"font-siz=
e:16px;">=0A                            <span style=3D"margin: 0px; color: =
rgb(0, 0, 0); font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !imp=
ortant;"><p>Em declara=C3=A7=C3=B5es =C3=A0 Executive Digest, executivos do=
 setor, como Ricardo Sousa, CEO da Century 21 Portugal, Rui Torgal, CEO da =
ERA Portugal, e Manuel Alvarez, Presidente da RE/MAX Portugal, apontam para=
 um cen=C3=A1rio de crescimento, mas com desafios persistentes que exigem a=
dapta=C3=A7=C3=A3o e inova=C3=A7=C3=A3o.</p>=0A</span>=0A                  =
      </span>=0A                    </td>=0A                </tr>=0A       =
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style=3D"background-color:rgb(56, 193, 243);border-width:1px;border-style:s=
olid;border-image:none 100% / 1 / 0 stretch;border-radius:2px;color:rgb(255=
, 255, 255);font-family:arial, helvetica, sans-serif;font-size:16px;line-he=
ight:36px;text-align:center;text-decoration:none;width:130px;max-width:130p=
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all;" type=3D"normal" originalwidth=3D"250px" originalheight=3D"36px" href=
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573d493cc293e7098-188b4e29xec9e17opiednLe9uRms">Ler Mais</a></td></tr>=0A  =
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=3D"" src=3D"https://executivedigest.sapo.pt/wp-content/uploads/2024/11/MyS=
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                                                 <tr>=0A                   =
             <td>=0A                                    <table align=3D"cen=
ter" style=3D"width: 800px; background-color: #00aeed;">=0A                =
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 4px; display: block; width: 100%;">=0A                                    =
        <span style=3D"color: rgb(255,255,255); font-size: 17px;font-family=
: &#39;trebuchet ms&#39;,helvetica,sans-serif !important;">ACTUALIDADE</spa=
n>=0A                                        </td>=0A                      =
              </table>=0A                                </td>=0A          =
                  </tr>=0A=0A                            <tr>=0A           =
                     <td width=3D"800"><table border=3D"0" cellpadding=3D"0=
" align=3D"center" cellspacing=3D"0" style=3D"max-width: 800px">=0A    <tr =
style=3D"width: 100%;">=0A    <td align=3D"left" valign=3D"top" style=3D"wi=
dth: 400px;">=0A=0A        <table border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" style=3D"">=0A            <tr><td height=3D"23"></td></tr>=0A      =
      <tr>=0A                <td valign=3D"top" style=3D"padding-left: 4px;=
 padding-right: 4px; text-size-adjust: 100%; display: block; width: 392px; =
mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;mso-line-height-rule:exactly; ">=0A             =
       <strong>=0A                        <span style=3D"font-size:22px;">=
=0A                            <a href=3D"https://newsletter.multipublicaco=
es.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opie=
dnLe9uRmt" target=3D"_blank" style=3D"text-decoration: none; font-family: &=
#39;trebuchet ms&#39;,helvetica,sans-serif !important;color: #1e1a1b;">EDP =
torna carregamento el=C3=A9trico mais acess=C3=ADvel e anuncia redu=C3=
=A7=C3=A3o de pre=C3=A7os em 2025</a>                        </span>=0A    =
                </strong>=0A                </td>=0A            </tr>=0A   =
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g=3D"0">=0A            <tr>=0A                <td valign=3D"top" style=3D"c=
olor: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: 100%; display: blo=
ck; width: 396px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size=
-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exactly; =
">=0A                    <span style=3D"font-size:16px;">=0A               =
         <span style=3D"font-weight: normal; margin: 0px; color: rgb(0, 0, =
0); font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !important;"><=
p>A EDP Comercial vai reduzir os pre=C3=A7os da energia carregada pelos uti=
lizadores do Cart=C3=A3o EDP Charge (CEME) nas redes p=C3=BAblicas de carre=
gamento, com uma m=C3=A9dia de redu=C3=A7=C3=A3o de 5%. A medida entra em v=
igor a partir de 1 de janeiro de 2025, em linha com a evolu=C3=A7=C3=A3o fa=
vor=C3=A1vel dos mercados de energia.</p>=0A</span>=0A                    <=
/span>=0A                </td>=0A            </tr>=0A        </table>=0A=0A=
    </td>=0A=0A    <td align=3D"left" valign=3D"top" style=3D"width: 400px;=
">=0A        <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=
=3D"border-collapse: collapse; text-size-adjust: 100%; width: 390px;">=0A  =
          <tr>=0A                <td height=3D"7"></td>=0A            </tr>=
=0A            <tr>=0A                <td valign=3D"top" align=3D"left" hei=
ght=3D"auto" style=3D"width: 390px; text-align: left; padding: 10px 0px 10p=
x 10px;">=0A                    <a href=3D"https://newsletter.multipublicac=
oes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opi=
ednLe9uRmt" target=3D"_blank">=0A                        <img alt=3D"" src=
=3D"https://executivedigest.sapo.pt/wp-content/uploads/2024/12/EDPC_083-sca=
led.jpg" width=3D"390" height=3D"216" style=3D"display:block;"/>=0A        =
            </a>                </td>=0A            </tr>=0A        </table=
>=0A    </td>=0A</tr>=0A</table> </td>=0A                            </tr>=
=0A                                                        <tr>=0A         =
                       <td width=3D"800"><table align=3D"center" style=3D"w=
idth: 800px;">
<tr>

=09<td height=3D"7"></td>

</tr>
<tr>
=09<td height=3D"1" bgcolor=3D"#00aeed" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>
</tr>
<tr>
=09<td height=3D"7"></td>
</tr>
</table> </td>=0A                            </tr>=0A                      =
      <tr>=0A                                <td width=3D"800"><table borde=
r=3D"0" cellpadding=3D"0" align=3D"center" cellspacing=3D"0" style=3D"max-w=
idth: 800px">=0A    <tr style=3D"width: 100%;">=0A    <td align=3D"left" va=
lign=3D"top" style=3D"width: 400px;">=0A=0A        <table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" style=3D"">=0A            <tr><td height=3D=
"23"></td></tr>=0A            <tr>=0A                <td valign=3D"top" sty=
le=3D"padding-left: 4px; padding-right: 4px; text-size-adjust: 100%; displa=
y: block; width: 392px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exa=
ctly; ">=0A                    <strong>=0A                        <span sty=
le=3D"font-size:22px;">=0A                            <a href=3D"https://ne=
wsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7=
098-188b4e29xec9e17opiednLe9uRmu" target=3D"_blank" style=3D"text-decoratio=
n: none; font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !importan=
t;color: #1e1a1b;">Navigator aumenta sal=C3=A1rio de entrada para 962 euros=
 em 2025</a>                        </span>=0A                    </strong>=
=0A                </td>=0A            </tr>=0A        </table>=0A=0A      =
  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A            <t=
r>=0A                <td valign=3D"top" style=3D"color: rgb(0, 0, 0); paddi=
ng-left: 4px; text-size-adjust: 100%; display: block; width: 396px; mso-tab=
le-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-tex=
t-size-adjust: 100%;mso-line-height-rule:exactly; ">=0A                    =
<span style=3D"font-size:16px;">=0A                        <span style=3D"f=
ont-weight: normal; margin: 0px; color: rgb(0, 0, 0); font-family: &#39;tre=
buchet ms&#39;,helvetica,sans-serif !important;"><p>A The Navigator Company=
 anunciou um aumento no sal=C3=A1rio de entrada dos seus colaboradores, que=
 passar=C3=A1 de 907 para 962 euros a partir de janeiro de 2025, representa=
ndo um aumento de 6,06%.</p>=0A</span>=0A                    </span>=0A    =
            </td>=0A            </tr>=0A        </table>=0A=0A    </td>=0A=
=0A    <td align=3D"left" valign=3D"top" style=3D"width: 400px;">=0A       =
 <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-co=
llapse: collapse; text-size-adjust: 100%; width: 390px;">=0A            <tr=
>=0A                <td height=3D"7"></td>=0A            </tr>=0A          =
  <tr>=0A                <td valign=3D"top" align=3D"left" height=3D"auto" =
style=3D"width: 390px; text-align: left; padding: 10px 0px 10px 10px;">=0A =
                   <a href=3D"https://newsletter.multipublicacoes.pt/go/213=
96-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmu" t=
arget=3D"_blank">=0A                        <img alt=3D"" src=3D"https://ex=
ecutivedigest.sapo.pt/wp-content/uploads/2022/12/navigator.jpg" width=3D"39=
0" height=3D"216" style=3D"display:block;"/>=0A                    </a>    =
            </td>=0A            </tr>=0A        </table>=0A    </td>=0A</tr=
>=0A</table> </td>=0A                            </tr>=0A=09=09=09<tr>=0A  =
                              <td width=3D"800"><table align=3D"center" sty=
le=3D"width: 800px;">
<tr>

=09<td height=3D"7"></td>

</tr>
<tr>
=09<td height=3D"1" bgcolor=3D"#00aeed" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>
</tr>
<tr>
=09<td height=3D"7"></td>
</tr>
</table> </td>=0A                            </tr>=0A=09=09=09=0A=09=09=09=
=09=09=09=09<tr>=0A                            =09<td width=3D"800"> </td>=
=0A                        =09</tr>=0A=09=09=09=09=09=09=09=0A             =
               <tr>=0A                                <td height=3D"10"></t=
d>=0A                            </tr>=0A=09=09=09=09=09=09=09=09=09=09 <tr=
>=0A                <td width=3D"800"><table align=3D"center">
    <tr>
        <td colspan=3D"1">=20
            <a href=3D"https://newsletter.multipublicacoes.pt/go/21396-b8ed=
524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uQty"><img alt=
=3D"" src=3D"https://executivedigest.sapo.pt/wp-content/uploads/2024/12/MEO=
_Banner_NATAL_TESTES_RGB-6.jpg" width=3D"100%" /></a>        </td>
    </tr>
   =20
    <tr>
        <td height=3D"2"></td>
    </tr>
</table>
     </td>=0A            </tr>=0A                            <tr>=0A       =
                         <td width=3D"800"><tr>
=09<table align=3D"center" style=3D"background-color: #00aeda; width: 800px=
;">
    <td width=3D"10"></td>
    <td valign=3D"top" style=3D"padding-bottom: 4px; padding-top: 4px; disp=
lay: block; width: 100%;">
        <span style=3D"color: rgb(255,255,255); font-size: 17px;font-family=
: &#39;trebuchet ms&#39;,helvetica,sans-serif !important;">N=C3=9AMEROS QUE=
 IMPORTAM</a></span>
    </td>
</table>

<table align=3D"center" style=3D"background-color: #00aeda; width: 800px;">
    <tr>
        <td valign=3D"top" style=3D"text-align: center; color: #fff!importa=
nt; padding-bottom: 5px; width: 271px;">
            <span style=3D"color: rgb(255, 255, 255); font-size: 72px;"><st=
rong><span style=3D" font-family: " trebuchet=3D"" ms>14%</span></strong>
            </span>
        </td>
        <td valign=3D"top" style=3D"text-align: center; padding-left: 4px; =
padding-right: 4px; color: rgb(255, 255, 255); display: block; width: 479px=
;">
            <span style=3D"text-align: center; font-size: 17px; color: rgb(=
255, 255, 255);"><strong><span style=3D"font-family: &#39;trebuchet ms&#39;=
,helvetica,sans-serif !important;">Avalia=C3=A7=C3=A3o banc=C3=A1ria da hab=
ita=C3=A7=C3=A3o sobe quase 14% em novembro</span></strong>
            </span>
            <table style=3D"width: 100%;">
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 </td>=0A                            </tr>=0A                              =
                          <tr>=0A                                <td width=
=3D"800"><table border=3D"0" cellpadding=3D"0" align=3D"center" cellspacing=
=3D"0" style=3D"max-width: 800px">=0A    <tr style=3D"width: 100%;">=0A    =
<td align=3D"left" valign=3D"top" style=3D"width: 400px;">=0A=0A        <ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"">=0A        =
    <tr><td height=3D"23"></td></tr>=0A            <tr>=0A                <=
td valign=3D"top" style=3D"padding-left: 4px; padding-right: 4px; text-size=
-adjust: 100%; display: block; width: 392px; mso-table-lspace: 0pt;mso-tabl=
e-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso=
-line-height-rule:exactly; ">=0A                    <strong>=0A            =
            <span style=3D"font-size:22px;">=0A                            =
<a href=3D"https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73=
852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmv" target=3D"_blank" st=
yle=3D"text-decoration: none; font-family: &#39;trebuchet ms&#39;,helvetica=
,sans-serif !important;color: #1e1a1b;">=E2=80=9CO setor vin=C3=ADcola tem =
desempenhado um papel fundamental no desenvolvimento econ=C3=B3mico da regi=
=C3=A3o do D=C3=A3o=E2=80=9D, admite Arlindo Cunha</a>                     =
   </span>=0A                    </strong>=0A                </td>=0A      =
      </tr>=0A        </table>=0A=0A        <table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0">=0A            <tr>=0A                <td valign=
=3D"top" style=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust:=
 100%; display: block; width: 396px; mso-table-lspace: 0pt;mso-table-rspace=
: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-he=
ight-rule:exactly; ">=0A                    <span style=3D"font-size:16px;"=
>=0A                        <span style=3D"font-weight: normal; margin: 0px=
; color: rgb(0, 0, 0); font-family: &#39;trebuchet ms&#39;,helvetica,sans-s=
erif !important;"><p>Em entrevista =C3=A0 Executive Digest, Arlindo Cunha, =
Presidente Comiss=C3=A3o Vitivin=C3=ADcola Regional do D=C3=A3o (CVR D=
=C3=A3o), explicou o que caracteriza esta regi=C3=A3o, qual o seu impacto e=
con=C3=B3mico para o pa=C3=ADs e como est=C3=A1 a ser feita a internacional=
iza=C3=A7=C3=A3o da marca.</p>=0A</span>=0A                    </span>=0A  =
              </td>=0A            </tr>=0A        </table>=0A=0A    </td>=
=0A=0A    <td align=3D"left" valign=3D"top" style=3D"width: 400px;">=0A    =
    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border=
-collapse: collapse; text-size-adjust: 100%; width: 390px;">=0A            =
<tr>=0A                <td height=3D"7"></td>=0A            </tr>=0A       =
     <tr>=0A                <td valign=3D"top" align=3D"left" height=3D"aut=
o" style=3D"width: 390px; text-align: left; padding: 10px 0px 10px 10px;">=
=0A                    <a href=3D"https://newsletter.multipublicacoes.pt/go=
/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRm=
v" target=3D"_blank">=0A                        <img alt=3D"" src=3D"https:=
//executivedigest.sapo.pt/wp-content/uploads/2024/12/Foto-AC-scaled.jpg" wi=
dth=3D"390" height=3D"216" style=3D"display:block;"/>=0A                   =
 </a>                </td>=0A            </tr>=0A        </table>=0A    </t=
d>=0A</tr>=0A</table> </td>=0A                            </tr>=0A         =
                                               <tr>=0A                     =
           <td width=3D"800"><table align=3D"center" style=3D"width: 800px;=
">
<tr>

=09<td height=3D"7"></td>

</tr>
<tr>
=09<td height=3D"1" bgcolor=3D"#00aeed" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>
</tr>
<tr>
=09<td height=3D"7"></td>
</tr>
</table> </td>=0A                            </tr>=0A                      =
      <tr>=0A                                <td width=3D"800"><table borde=
r=3D"0" cellpadding=3D"0" align=3D"center" cellspacing=3D"0" style=3D"max-w=
idth: 800px">=0A    <tr style=3D"width: 100%;">=0A    <td align=3D"left" va=
lign=3D"top" style=3D"width: 400px;">=0A=0A        <table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" style=3D"">=0A            <tr><td height=3D=
"23"></td></tr>=0A            <tr>=0A                <td valign=3D"top" sty=
le=3D"padding-left: 4px; padding-right: 4px; text-size-adjust: 100%; displa=
y: block; width: 392px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exa=
ctly; ">=0A                    <strong>=0A                        <span sty=
le=3D"font-size:22px;">=0A                            <a href=3D"https://ne=
wsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7=
098-188b4e29xec9e17opiednLe9uRmw" target=3D"_blank" style=3D"text-decoratio=
n: none; font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !importan=
t;color: #1e1a1b;">O Or=C3=A7amento do Estado e as Empresas: Nuno Botelho, =
Presidente da Associa=C3=A7=C3=A3o Comercial do Porto</a>                  =
      </span>=0A                    </strong>=0A                </td>=0A   =
         </tr>=0A        </table>=0A=0A        <table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0">=0A            <tr>=0A                <td valig=
n=3D"top" style=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust=
: 100%; display: block; width: 396px; mso-table-lspace: 0pt;mso-table-rspac=
e: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-h=
eight-rule:exactly; ">=0A                    <span style=3D"font-size:16px;=
">=0A                        <span style=3D"font-weight: normal; margin: 0p=
x; color: rgb(0, 0, 0); font-family: &#39;trebuchet ms&#39;,helvetica,sans-=
serif !important;"><p>=E2=80=9CO sinal mais positivo =C3=A9 a preocupa=
=C3=A7=C3=A3o expressa pelo Governo com a competitividade fiscal da nossa e=
conomia, ao propor a redu=C3=A7=C3=A3o das taxas estatut=C3=A1rias de IRC, =
quer para as grandes empresas, quer para as PME e as small mid caps=
=E2=80=9D</p>=0A</span>=0A                    </span>=0A                </t=
d>=0A            </tr>=0A        </table>=0A=0A    </td>=0A=0A    <td align=
=3D"left" valign=3D"top" style=3D"width: 400px;">=0A        <table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: collap=
se; text-size-adjust: 100%; width: 390px;">=0A            <tr>=0A          =
      <td height=3D"7"></td>=0A            </tr>=0A            <tr>=0A     =
           <td valign=3D"top" align=3D"left" height=3D"auto" style=3D"width=
: 390px; text-align: left; padding: 10px 0px 10px 10px;">=0A               =
     <a href=3D"https://newsletter.multipublicacoes.pt/go/21396-b8ed524101b=
97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9uRmw" target=3D"_blan=
k">=0A                        <img alt=3D"" src=3D"https://executivedigest.=
sapo.pt/wp-content/uploads/2024/12/02-e1734690016310.jpg" width=3D"390" hei=
ght=3D"216" style=3D"display:block;"/>=0A                    </a>          =
      </td>=0A            </tr>=0A        </table>=0A    </td>=0A</tr>=0A</=
table> </td>=0A                            </tr>=0A=09=09=09=0A=09=09=09<tr=
>=0A                            =09<td width=3D"800"> </td>=0A             =
           =09</tr>=0A                                <tr>
        <td>
            <table align=3D"center" style=3D"width: 800px;">
                <tr>
                    <td>
                        <a href=3D"https://newsletter.multipublicacoes.pt/g=
o/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xec9e17opiednLe9ug=
M6">
                            <img alt=3D"ed" src=3D"https://executivedigest.=
sapo.pt/wp-content/plugins/nc-newsletters_/assets/img/risco.png" width=3D"8=
00" height=3D"64"/>
                        </a>=0A                    </td>
                </tr>
            </table>
        </td>
    </tr>
            <tr>
            <td>
                <table border=3D"0" bgcolor=3D"#cce1ff" cellpadding=3D"0" a=
lign=3D"center" cellspacing=3D"0" style=3D"max-width: 800px">
                    <tr style=3D"width: 100%;">
                        <td style=3D"width: 10px;"></td>
                        <td align=3D"left" valign=3D"top" style=3D"width: 3=
80px;">

                            <table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" style=3D"">
                                <tr><td height=3D"23"></td></tr>
                                <tr>
                                    <td valign=3D"top" style=3D"padding-lef=
t: 4px; padding-right: 4px; width: 392px;">
                                        <strong>
                                            <span style=3D"font-size:22px;"=
>
                                                <a href=3D"https://newslett=
er.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-18=
8b4e29xec9e17opiednLe9uRmx" target=3D"_blank" style=3D"text-decoration: non=
e; font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !important;colo=
r: #1e1a1b;">O que esperar das taxas de juro em 2025? Saiba o impacto que t=
er=C3=A1 na sua carteira</a>=0A                                            =
</span>
                                        </strong>
                                    </td>
                                </tr>
                            </table>

                            <table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0">
                                <tr>
                                    <td valign=3D"top" style=3D"color: rgb(=
0, 0, 0); padding-left: 4px; width: 396px;">
                                        <span style=3D"font-size:16px;">
                                            <span style=3D"font-weight: nor=
mal; margin: 0px; color: rgb(0, 0, 0); font-family: &#39;trebuchet ms&#39;,=
helvetica,sans-serif !important;"><p>As taxas de juro continuam a estar no =
centro das aten=C3=A7=C3=B5es, com previs=C3=B5es de novas descidas em 2025=
, num cen=C3=A1rio que promete impactar os or=C3=A7amentos familiares, o cr=
=C3=A9dito habita=C3=A7=C3=A3o e as poupan=C3=A7as. As decis=C3=B5es do Ban=
co Central Europeu (BCE) sobre a pol=C3=ADtica monet=C3=A1ria ser=C3=A3o cr=
uciais para definir este panorama.</p>=0A</span>
                                        </span>
                                    </td>
                                </tr>
                            </table>

                        </td>

                        <td align=3D"left" valign=3D"top" style=3D"width: 3=
80px;">
                            <table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" style=3D"width: 390px;">
                                <tr>
                                    <td height=3D"7"></td>
                                </tr>
                                <tr>
                                    <td valign=3D"top" align=3D"left" heigh=
t=3D"auto" style=3D"width: 390px; text-align: left; padding: 10px 0px 10px =
10px;">
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publicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e29xe=
c9e17opiednLe9uRmx" target=3D"_blank">
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h=3D"800"><table align=3D"center" style=3D"width: 800px;">
<tr>

=09<td height=3D"7"></td>

</tr>
<tr>
=09<td height=3D"1" bgcolor=3D"#00aeed" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>
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</table> </td>=0A                            </tr>=0A                      =
      <tr>=0A                                <td width=3D"800"><table borde=
r=3D"0" cellpadding=3D"0" align=3D"center" cellspacing=3D"0" style=3D"max-w=
idth: 800px">=0A    <tr style=3D"width: 100%;">=0A    <td align=3D"left" va=
lign=3D"top" style=3D"width: 400px;">=0A=0A        <table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" style=3D"">=0A            <tr><td height=3D=
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y: block; width: 392px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exa=
ctly; ">=0A                    <strong>=0A                        <span sty=
le=3D"font-size:22px;">=0A                            <a href=3D"https://ne=
wsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7=
098-188b4e29xec9e17opiednLe9uRmy" target=3D"_blank" style=3D"text-decoratio=
n: none; font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !importan=
t;color: #1e1a1b;">Grupo Lusiaves investe mais de 20 milh=C3=B5es de euros =
em nova f=C3=A1brica na Nazar=C3=A9</a>                        </span>=0A  =
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lock; width: 396px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-si=
ze-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exactly=
; ">=0A                    <span style=3D"font-size:16px;">=0A             =
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, 0); font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !important;"=
><p>O Grupo Lusiaves anunciou investimento superior a 20 milh=C3=B5es de eu=
ros, na constru=C3=A7=C3=A3o de uma nova f=C3=A1brica, que ser=C3=A1 instal=
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ta.</p>=0A</span>=0A                    </span>=0A                </td>=0A =
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ft" valign=3D"top" style=3D"width: 400px;">=0A        <table border=3D"0" c=
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d height=3D"7"></td>=0A            </tr>=0A            <tr>=0A             =
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/table>=0A    </td>=0A</tr>=0A</table> </td>=0A                            =
</tr>=0A                                                        <tr>=0A    =
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=3D"width: 800px;">
<tr>

=09<td height=3D"7"></td>

</tr>
<tr>
=09<td height=3D"1" bgcolor=3D"#00aeed" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>
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r=3D"0" cellpadding=3D"0" align=3D"center" cellspacing=3D"0" style=3D"max-w=
idth: 800px">=0A    <tr style=3D"width: 100%;">=0A    <td align=3D"left" va=
lign=3D"top" style=3D"width: 400px;">=0A=0A        <table border=3D"0" cell=
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y: block; width: 392px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exa=
ctly; ">=0A                    <strong>=0A                        <span sty=
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wsletter.multipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7=
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n: none; font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !importan=
t;color: #1e1a1b;">Como =C3=A9 que as fintechs se est=C3=A3o a preparar par=
a conquistar 2025? Esta =C3=A9 a vis=C3=A3o dos especialistas</a>          =
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d>=0A            </tr>=0A        </table>=0A=0A        <table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0">=0A            <tr>=0A                <=
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e-adjust: 100%; display: block; width: 396px; mso-table-lspace: 0pt;mso-tab=
le-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;ms=
o-line-height-rule:exactly; ">=0A                    <span style=3D"font-si=
ze:16px;">=0A                        <span style=3D"font-weight: normal; ma=
rgin: 0px; color: rgb(0, 0, 0); font-family: &#39;trebuchet ms&#39;,helveti=
ca,sans-serif !important;"><p>Executivos do setor, partilham com a Executiv=
e Digest as suas previs=C3=B5es sobre como estas inova=C3=A7=C3=B5es ir=
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eficientes e personalizadas.</p>=0A</span>=0A                    </span>=0A=
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ultipublicacoes.pt/go/21396-b8ed524101b97a73852a4bf573d493cc293e7098-188b4e=
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cellpadding=3D"0" cellspacing=3D"0" style=3D"">=0A                         =
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tr>=0A                                    <td valign=3D"top" style=3D"paddi=
ng-left: 4px; padding-right: 4px; width: 392px;">=0A                       =
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an style=3D"font-size:22px;">=0A                                           =
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k" style=3D"text-decoration: none; font-family: &#39;trebuchet ms&#39;,helv=
etica,sans-serif !important;color: #1e1a1b;">Ciberseguran=C3=A7a em 2025: C=
omo as empresas podem enfrentar o crescente perigo nas cadeias de abastecim=
ento</a>                                            </span>=0A             =
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</td>=0A                                </tr>=0A                           =
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; padding-left: 4px; width: 396px;">=0A                                    =
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ara 2025, com foco nos ataques =C3=A0s cadeias de abastecimento e nas inter=
rup=C3=A7=C3=B5es de TI.</p>=0A</span>=0A                                  =
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n=3D"top" style=3D"width: 380px;">=0A                            <table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"width: 390px;">=0A  =
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d height=3D"7"></td>=0A                                </tr>=0A            =
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left; padding: 10px 0px 10px 10px;">=0A                                    =
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t: 4px; padding-right: 4px; width: 620px;">
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e; font-family: &#39;trebuchet ms&#39;,helvetica,sans-serif !important;colo=
r: #1e1a1b;">O que nos espera no mundo do trabalho?</a>=0A                 =
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mal; margin: 0px; color: rgb(0, 0, 0); font-family: &#39;trebuchet ms&#39;,=
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