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Subject: =?utf-8?Q?Especial_Seguros_|_ASF_recomenda_que_seguradoras_diferenciem_se?=
=?utf-8?Q?guros_de_planos_de_sa=C3=BAde?=
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Content preview: ASF recomenda que seguradoras diferenciem seguros de planos
de saúde A Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF)
alertou para as diferenças entre seguros e planos de saúde, a [...]
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ASF recomenda que seguradoras diferenciem seguros de planos de sa=C3=
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[2]=0A [3]ASF recomenda=
que seguradoras diferenciem seguros de planos de sa=C3=BAde=0A=0A A Auto=
ridade de Supervis=C3=A3o de Seguros e Fundos de Pens=C3=B5es (ASF) alertou=
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=C3=A7=C3=B5es =C3=A0s=0A seguradoras para diminu=C3=ADrem a confus=C3=
=A3o gerada.=0A [4]Leia mais=0A=0A =
[5]=0A=0A=0A [6]=0A=0A =
[7]Prote=C3=A7=C3=B5es refor=C3=A7adas na nova vers=C3=A3o do Zurich Vi=
agens, mesmo a tempo dos feriados=0A=0A A Zurich Portugal lan=C3=A7ou uma=
nova vers=C3=A3o do seu produto Zurich Viagens, um seguro de viagem=0A p=
rojetado para oferecer uma prote=C3=A7=C3=A3o maior e mais completa aos seu=
s clientes.=0A=0A=0A [8]Museu de Arte Contempor=C3=A2nea Armando Mart=
ins recebe evento exclusivo da Verlingue=0A=0A Trata-se de um projeto cul=
tural privado, focado na arte moderna e contempor=C3=A2nea, que=0A integr=
a ainda um hotel de 5 estrelas, sendo o primeiro projeto do g=C3=A9nero em =
Portugal e na=0A Europa.=0A=0A =
[9]=0A=0A [10]=0A=0A=0A =
[11]=0A=0A [12]Ana Ram=C3=
=ADrez Mu=C3=B1iz refor=C3=A7a MetLife Espanha, Portugal, It=C3=A1lia e Chi=
pre=0A=0A Ao longo da sua carreira, liderou projetos de transforma=C3=
=A7=C3=A3o organizacional e cultural,=0A impulsionou a digitaliza=C3=
=A7=C3=A3o de processos e implementou estrat=C3=A9gias centradas na maximiz=
a=C3=A7=C3=A3o=0A do valor que as pessoas trazem =C3=A0s organiza=C3=
=A7=C3=B5es.=0A=0A=0A [13]Teve um sinistro e vai acionar o seguro habita=
=C3=A7=C3=A3o? ASF recomenda que seguradora lhe=0A responda em 4 dias =
=C3=BAteis=0A=0A As empresas de seguros devem estar obrigadas a prestar i=
nforma=C3=A7=C3=A3o pr=C3=A9-contratual clara=0A sobre os procedimentos e=
prazos m=C3=A9dios de regulariza=C3=A7=C3=A3o de sinistros e manter uma=0A=
comunica=C3=A7=C3=A3o transparente durante o processo de regulariza=
=C3=A7=C3=A3o, incluindo atualiza=C3=A7=C3=B5es=0A regulares ao segurado.=
=0A=0A [14]=0A=0A=0A =
[15]=0A=0A=0A [16]NacionalGest re=
=C3=BAne profissionais de seguros e debate futuro do setor=0A=0A Entre os=
principais desafios foram destacados a longevidade, as altera=C3=A7=C3=
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=C3=AAncia artificial, a rentabilidade das seguradoras e a=0A comunica=
=C3=A7=C3=A3o bidirecional entre seguradoras e corretores.=0A=0A =
[17]=0A=0A=0A [18]Quem ainda n=C3=A3o est=
=C3=A1 pronto para a Transforma=C3=A7=C3=A3o Digital em Seguros, avance par=
a a=0A forma=C3=A7=C3=A3o=0A=0A Promovido pela Academia Portuguesa de S=
eguros, o curso proporciona um conhecimento=0A abrangente e pr=C3=A1tico =
das tecnologias e m=C3=A9todos mais atuais, explorando a sua aplica=C3=
=A7=C3=A3o no=0A setor segurador.=0A=0A =
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4210ce535994693ae11Dec9e1cbsUedxue9v4fD">Vers=C3=A3o Web=C2=A0=C2=A0=C2=
=A0</a>=0A<a style=3D"color: #777777; text-decoration: none; font-family: A=
rial, Helvetica, sans-serif; font-size:13px; font-weight: normal;
" href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf96=
4210ce535994693ae11Dec9e1cbsUedxue9v4fF">Recomendar=C2=A0=C2=A0=C2=A0</a>=
=0A=20
</td>
<td width=3D"36%" align=3D"right" style=3D"text-align: r=
ight; background-color: #FFFFFF; color: #777777; font-family: Arial, Helvet=
ica, sans-serif; font-size:13px; font-weight: normal; padding: 5px; height:=
30px; display:table-cell !important;" class=3D"easygoi-header-table-td-res=
ponsive">
=20
<a href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf9=
64210ce535994693ae11Dec9e1cbsUedxue9v4fG" border=3D"0"><img src=3D"https://=
news.marketeer.pt/recursos/68d1a35b7c349122217fb97676157e2c/.SocialIcons/28=
x28/share.png" alt=3D"Social" width=3D"28" height=3D"28" border=3D"0" style=
=3D"display:inline;"></a>=C2=A0<a href=3D"https://news.marketeer.pt/go/5b56=
a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v4fH" bo=
rder=3D"0"><img src=3D"https://news.marketeer.pt/recursos/68d1a35b7c3491222=
17fb97676157e2c/.SocialIcons/28x28/facebook.png" alt=3D"Facebook" width=3D"=
28" height=3D"28" border=3D"0" style=3D"display:inline;"></a>=C2=A0<a href=
=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce=
535994693ae11Dec9e1cbsUedxue9v4fI" border=3D"0"><img src=3D"https://news.ma=
rketeer.pt/recursos/68d1a35b7c349122217fb97676157e2c/.SocialIcons/28x28/twi=
tter.png" alt=3D"Twitter" width=3D"28" height=3D"28" border=3D"0" style=3D"=
display:inline;"></a>=C2=A0<a href=3D"https://news.marketeer.pt/go/5b56a45a=
e8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v4fJ" border=
=3D"0"><img src=3D"https://news.marketeer.pt/recursos/68d1a35b7c349122217fb=
97676157e2c/.SocialIcons/56x56/linkedin.png" alt=3D"LinkedIn" width=3D"28" =
height=3D"28" border=3D"0" style=3D"display:inline;"></a>=C2=A0<a href=3D"h=
ttps://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce53599=
4693ae11Dec9e1cbsUedxue9v4fK" border=3D"0"><img src=3D"https://news.markete=
er.pt/recursos/68d1a35b7c349122217fb97676157e2c/.SocialIcons/56x56/whatsapp=
.png" alt=3D"WhatsApp" width=3D"28" height=3D"28" border=3D"0" style=3D"dis=
play:inline;"></a>
</td>
</tr></table>=0A</td>
</tr>=0A<tr style=3D"display:table-row !important;">=0A<td style=3D"back=
ground-color: #ffffff; height:1px; font-size:2px; line-height:1px; mso-marg=
in-top-alt:1px; display:table-cell !important;" class=3D"easygoi-header-tab=
le-td-responsive">=C2=A0</td>
</tr>=0A</table> <div style=3D"background:#ffffff; display:flex; margin-=
top: -2px"> <div class=3D"pixel-darkgoi" style=3D"width:1px;height:1px;"></=
div> <img src=3D"https://news.marketeer.pt/stats.php?l=3D8b6f5b2ec8fb0186bb=
2994fcf964210c&u=3D535994693a&ca_id=3D48749&cl_id=3D729&l_id=3D3698&m_id=3D=
15593274&hf=3D&i=3D1" style=3D"width: 3px !important; height: 2px !importan=
t; overflow: hidden; border:0 solid transparent; margin: 0; line-height:2px=
; mso-margin-top-alt:2px;" width=3D"3" height=3D"2" align=3D"middle" border=
=3D"0" alt=3D""> </div> =0A<table align=3D"center" bgcolor=3D"#ffffff" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse:colla=
pse;" width=3D"800">=0A<tbody>=0A<tr>=0A<td colspan=3D"3" height=3D"20"><br=
></td>=0A=0A</tr>=0A=0A<tr>=0A<td colspan=3D"3">=0A<img alt=3D"" src=3D"htt=
ps://marketeer.sapo.pt/wp-content/plugins/nc-newsletters/assets/img/seguros=
.PNG" width=3D"800" height=3D"130" style=3D"display:block;" border=3D"0">=
=0A</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"20"><br></td>=0A=0A</tr>=0A=
=0A<tr>=0A<td colspan=3D"1">=0A<a class=3D"underline" href=3D"https://news.=
marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9=
e1cbsUedxue9v1J3"><img src=3D"https://marketeer.sapo.pt/wp-content/uploads/=
2025/03/BANNER-MARKETEER-2.jpg" width=3D"800"></a>=0A</td>=0A=0A</tr>=0A=0A=
<tr>=0A<td height=3D"10"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td width=3D"800"=
>=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" style=3D"max-width: 800px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<t=
d>=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<=
tr>=0A<td width=3D"30"><br></td>=0A=0A<td align=3D"center" height=3D"370" s=
tyle=3D"width: 740px; padding-top: 10px;" valign=3D"top">=0A<a class=3D"und=
erline" href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb299=
4fcf964210ce535994693ae11Dec9e1cbsUedxue9v3yj" target=3D"_blank">=0A<img sr=
c=3D"https://marketeer.sapo.pt/wp-content/uploads/2024/01/seguro-vida-saude=
-768x384.jpg" width=3D"740" height=3D"370" alt=3D"Marketeer" style=3D"displ=
ay:block; width: 740px !important; -webkit-border-radius: 10px; -moz-border=
-radius: 10px; border-radius: 10px; overflow: hidden!important; mso-hide: a=
ll;" border=3D"0">=0A</a>=0A</td>=0A=0A<td width=3D"30"><br></td>=0A=0A</tr=
>=0A=0A<tr>=0A<td height=3D"10"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td width=
=3D"30"><br></td>=0A=0A<td style=3D"width: 740px;" valign=3D"top">=0A<span =
style=3D"font-size:22px;">=0A <strong>=0A =
<a href=3D"https://news.marketeer.pt/go/5b=
56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v3yj" =
style=3D"text-decoration: none; font-family: 'trebuchet ms',helvetica,sans-=
serif !important;color: #1e1a1b;" target=3D"_blank">ASF recomenda que segur=
adoras diferenciem seguros de planos de sa=C3=BAde</a>=0A =
</strong>=0A </span>=0A</td>=0A=0A=
<td width=3D"30"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td width=3D"30"><br></td=
>=0A=0A<td style=3D"display: block; width: 740px;" valign=3D"top">=0A<span =
style=3D"font-size:16px;">=0A <span style=3D=
"margin: 0px; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helvetica,sa=
ns-serif !important;"><p><br></p><p>A Autoridade de Supervis=C3=A3o de Segu=
ros e Fundos de Pens=C3=B5es (ASF) alertou para as diferen=C3=A7as entre se=
guros e planos de sa=C3=BAde, ap=C3=B3s v=C3=A1rias reclama=C3=A7=C3=B5es, =
tendo lan=C3=A7ado recomenda=C3=A7=C3=B5es =C3=A0s seguradoras para diminu=
=C3=ADrem a confus=C3=A3o gerada.</p>=0A</span><a class=3D"underline" href=
=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce=
535994693ae11Dec9e1cbsUedxue9v3yj" style=3D"color:#da1f26;font-family: 'tre=
buchet ms',helvetica,sans-serif !important;">Leia mais</a>=0A</span>=0A</td=
>=0A=0A<td width=3D"30"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"20">=
<br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A</tr>=0A=0A</=
tbody>=0A=0A</table>=0A</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"20"><br><=
/td>=0A=0A</tr>=0A=0A<tr>=0A<td colspan=3D"1">=0A<a class=3D"underline" hre=
f=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210c=
e535994693ae11Dec9e1cbsUedxue9v2Y8"><img src=3D"https://marketeer.sapo.pt/w=
p-content/uploads/2025/03/MKT-24_bannerNews800x100-02.png" width=3D"800"></=
a>=0A</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"20"><br></td>=0A=0A</tr>=0A=
=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=3D"width: 800px;"=
>=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td =
bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-size: 1px; line=
-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"><br></td=
>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-width: 800px;">=0A<=
tbody>=0A<tr style=3D"width: 100%;">=0A<td width=3D"30"><br></td>=0A=0A<td =
align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: collapse; t=
ext-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7">=
<br></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" height=3D"auto" style=
=3D"width: 360px; text-align: left;" valign=3D"top">=0A<a class=3D"underlin=
e" href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf9=
64210ce535994693ae11Dec9e1cbsUedxue9v3yk" target=3D"_blank">=0A<img alt=3D"=
Marketeer" src=3D"https://marketeer.sapo.pt/wp-content/uploads/2018/12/baga=
gem-mala-viagem-2.jpg" width=3D"360" height=3D"180" style=3D"display:block;=
-webkit-border-radius: 10px; -moz-border-radius: 10px; border-radius: 10px=
; overflow: hidden!important; mso-hide: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=
=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=3D"20"><br></td>=0A=0A<td =
align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"=
><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; padding-r=
ight: 4px; text-size-adjust: 100%; display: block; width: 360px; mso-table-=
lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-s=
ize-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<strong>=
=0A <span style=3D"font-size:22px;">=0A =
<a href=3D"https://news.marketeer.pt/go/5b56a45ae8b6=
f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v3yk" style=3D"t=
ext-decoration: none; font-family: 'trebuchet ms',helvetica,sans-serif !imp=
ortant;color: #1e1a1b;" target=3D"_blank">Prote=C3=A7=C3=B5es refor=C3=
=A7adas na nova vers=C3=A3o do Zurich Viagens, mesmo a tempo dos feriados</=
a></span></strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table =
border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td st=
yle=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: 100%; disp=
lay: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-t=
ext-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:e=
xactly;" valign=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0px; color: rgb(=
0, 0, 0); font-family: 'trebuchet ms',helvetica,sans-serif !important;"><p>=
<br></p><p>A Zurich Portugal lan=C3=A7ou uma nova vers=C3=A3o do seu produt=
o Zurich Viagens, um seguro de viagem projetado para oferecer uma prote=
=C3=A7=C3=A3o maior e mais completa aos seus clientes.</p>=0A</span>=0A</sp=
an>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=
=3D"30"><br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"=
center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></=
td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"wi=
dth: 100%; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<=
tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<=
table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" sty=
le=3D"max-width: 800px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<td ali=
gn=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"><b=
r></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; padding-righ=
t: 4px; text-size-adjust: 100%; display: block; width: 360px; mso-table-lsp=
ace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size=
-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<strong>=0A =
<span style=3D"font-size:22px;">=0A =
<a href=3D"https://news.marketeer.pt/go/5b56a45a=
e8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v3yl" style=
=3D"text-decoration: none; font-family: 'trebuchet ms',helvetica,sans-serif=
!important;color: #1e1a1b;" target=3D"_blank">Museu de Arte Contempor=
=C3=A2nea Armando Martins recebe evento exclusivo da Verlingue</a>=0A =
</span>=0A </strong>=
=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table border=3D"0" cellp=
adding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td style=3D"color: rgb(=
0, 0, 0); padding-left: 4px; text-size-adjust: 100%; display: block; width:=
360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exactly;" valign=3D=
"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0px; color: rgb(0, 0, 0); font=
-family: 'trebuchet ms',helvetica,sans-serif !important;"><p><br></p><p>Tra=
ta-se de um projeto cultural privado, focado na arte moderna e contempor=
=C3=A2nea, que integra ainda um hotel de 5 estrelas, sendo o primeiro proje=
to do g=C3=A9nero em Portugal e na Europa.</p>=0A</span>=0A</span>=0A</td>=
=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td align=3D"left" sty=
le=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" style=3D"border-collapse: collapse; text-size-adjust: 1=
00%; width: 360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</t=
r>=0A=0A<tr>=0A<td align=3D"left" height=3D"auto" style=3D"width: 360px; te=
xt-align: left;" valign=3D"top">=0A<a class=3D"underline" href=3D"https://n=
ews.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11=
Dec9e1cbsUedxue9v3yl" target=3D"_blank">=0A<img alt=3D"Marketeer" src=3D"ht=
tps://marketeer.sapo.pt/wp-content/uploads/2025/04/Verlingue-768x384.jpg" w=
idth=3D"360" height=3D"180" style=3D"display:block; -webkit-border-radius: =
10px; -moz-border-radius: 10px; border-radius: 10px; overflow: hidden!impor=
tant; mso-hide: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table=
>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center">=
=0A<tbody>=0A<tr>=0A<td height=3D"10"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td =
colspan=3D"1">=0A<a class=3D"underline" href=3D"https://news.marketeer.pt/g=
o/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9uR=
Xj"><img src=3D"https://marketeer.sapo.pt/wp-content/uploads/2025/01/escolh=
a-do-consumidor-marketeer-2025.png" width=3D"800"></a>=0A</td>=0A=0A</tr>=
=0A=0A<tr>=0A<td height=3D"2"><br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</tab=
le>=0A<table align=3D"center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<=
td height=3D"7"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" he=
ight=3D"1" style=3D"width: 100%; font-size: 1px; line-height: 1px;">=C2=
=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A=
</tbody>=0A=0A</table>=0A<table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"max-width: 800px;">=0A<tbody>=0A<tr style=
=3D"width: 100%;">=0A<td width=3D"30"><br></td>=0A=0A<td align=3D"left" sty=
le=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" style=3D"border-collapse: collapse; text-size-adjust: 1=
00%; width: 360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</t=
r>=0A=0A<tr>=0A<td align=3D"left" height=3D"auto" style=3D"width: 360px; te=
xt-align: left;" valign=3D"top">=0A<a class=3D"underline" href=3D"https://n=
ews.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11=
Dec9e1cbsUedxue9v3ym" target=3D"_blank">=0A<img alt=3D"Marketeer" src=3D"ht=
tps://marketeer.sapo.pt/wp-content/uploads/2025/04/Ana-Ram=C3=ADrez-Mu=
=C3=B1iz_MetLife_.jpg" width=3D"360" height=3D"180" style=3D"display:block;=
-webkit-border-radius: 10px; -moz-border-radius: 10px; border-radius: 10px=
; overflow: hidden!important; mso-hide: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=
=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=3D"20"><br></td>=0A=0A<td =
align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"=
><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; padding-r=
ight: 4px; text-size-adjust: 100%; display: block; width: 360px; mso-table-=
lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-s=
ize-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<strong>=
=0A <span style=3D"font-size:22px;">=0A =
<a href=3D"https://news.marketeer.pt/go/5b56a45ae8b6=
f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v3ym" style=3D"t=
ext-decoration: none; font-family: 'trebuchet ms',helvetica,sans-serif !imp=
ortant;color: #1e1a1b;" target=3D"_blank">Ana Ram=C3=ADrez Mu=C3=B1iz refor=
=C3=A7a MetLife Espanha, Portugal, It=C3=A1lia e Chipre</a>=0A =
</span>=0A </strong>=0A</td>=0A=0A</t=
r>=0A=0A</tbody>=0A=0A</table>=0A<table border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0">=0A<tbody>=0A<tr>=0A<td style=3D"color: rgb(0, 0, 0); padding=
-left: 4px; text-size-adjust: 100%; display: block; width: 360px; mso-table=
-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-=
size-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<span st=
yle=3D"font-size:16px;">=0A <span style=3D"font-=
weight: normal; margin: 0px; color: rgb(0, 0, 0); font-family: 'trebuchet m=
s',helvetica,sans-serif !important;"><p><br></p><p>Ao longo da sua carreira=
, liderou projetos de transforma=C3=A7=C3=A3o organizacional e cultural, im=
pulsionou a digitaliza=C3=A7=C3=A3o de processos e implementou estrat=C3=
=A9gias centradas na maximiza=C3=A7=C3=A3o do valor que as pessoas trazem =
=C3=A0s organiza=C3=A7=C3=B5es.</p>=0A</span>=0A</span>=0A</td>=0A=0A</tr>=
=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td width=3D"30"><br></td>=0A=0A<=
/tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=3D"width: =
800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A<tr>=
=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-size: 1p=
x; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"><=
br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"max-width: 800px;"=
>=0A<tbody>=0A<tr style=3D"width: 100%;">=0A<td align=3D"left" style=3D"wid=
th: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0">=0A<tbody>=0A<tr>=0A<td height=3D"23"><br></td>=0A=0A</tr>=0A=0A=
<tr>=0A<td style=3D"padding-left: 4px; padding-right: 4px; text-size-adjust=
: 100%; display: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspac=
e: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-h=
eight-rule:exactly;" valign=3D"top">=0A<strong>=0A =
<span style=3D"font-size:22px;">=0A =
<a href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994f=
cf964210ce535994693ae11Dec9e1cbsUedxue9v3yn" style=3D"text-decoration: none=
; font-family: 'trebuchet ms',helvetica,sans-serif !important;color: #1e1a1=
b;" target=3D"_blank">Teve um sinistro e vai acionar o seguro habita=C3=
=A7=C3=A3o? ASF recomenda que seguradora lhe responda em 4 dias =C3=BAteis<=
/a>=0A </span>=0A =
</strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td style=3D=
"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: 100%; display: b=
lock; width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-si=
ze-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exactly=
;" valign=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0px; color: rgb(0,=
0, 0); font-family: 'trebuchet ms',helvetica,sans-serif !important;"><p><b=
r></p><p>As empresas de seguros devem estar obrigadas a prestar informa=
=C3=A7=C3=A3o pr=C3=A9-contratual clara sobre os procedimentos e prazos m=
=C3=A9dios de regulariza=C3=A7=C3=A3o de sinistros e manter uma comunica=
=C3=A7=C3=A3o transparente durante o processo de regulariza=C3=A7=C3=A3o, i=
ncluindo atualiza=C3=A7=C3=B5es regulares ao segurado.=C2=A0</p>=0A</span>=
=0A</span>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td =
align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: collapse; t=
ext-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7">=
<br></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" height=3D"auto" style=
=3D"width: 360px; text-align: left;" valign=3D"top">=0A<a class=3D"underlin=
e" href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf9=
64210ce535994693ae11Dec9e1cbsUedxue9v3yn" target=3D"_blank">=0A<img alt=3D"=
Marketeer" src=3D"https://marketeer.sapo.pt/wp-content/uploads/2023/08/lar-=
habitacao-credito-768x384.jpg" width=3D"360" height=3D"180" style=3D"displa=
y:block; -webkit-border-radius: 10px; -moz-border-radius: 10px; border-radi=
us: 10px; overflow: hidden!important; mso-hide: all;">=0A</a>=0A</td>=0A=0A=
</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</t=
able>=0A<table align=3D"center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=
=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26=
" height=3D"1" style=3D"width: 100%; font-size: 1px; line-height: 1px;">=
=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=
=0A</tbody>=0A=0A</table>=0A<table align=3D"center">=0A<tbody>=0A<tr>=0A<td=
colspan=3D"1">=0A<a class=3D"underline" href=3D"https://news.marketeer.pt/=
go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9u=
u5t"><img src=3D"https://marketeer.sapo.pt/wp-content/uploads/2025/01/banne=
r-hr-instagram.png" width=3D"800"></a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=
=0A</table>=0A<table align=3D"center" style=3D"width: 800px;">=0A<tbody>=0A=
<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da=
1f26" height=3D"1" style=3D"width: 100%; font-size: 1px; line-height: 1px;"=
>=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=
=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" border=3D"0" cellpad=
ding=3D"0" cellspacing=3D"0" style=3D"max-width: 800px;">=0A<tbody>=0A<tr s=
tyle=3D"width: 100%;">=0A<td align=3D"left" style=3D"width: 360px;" valign=
=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbo=
dy>=0A<tr>=0A<td height=3D"23"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=
=3D"padding-left: 4px; padding-right: 4px; text-size-adjust: 100%; display:=
block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-=
size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exact=
ly;" valign=3D"top">=0A<strong>=0A <span sty=
le=3D"font-size:22px;">=0A <a href=3D"ht=
tps://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994=
693ae11Dec9e1cbsUedxue9v3yo" style=3D"text-decoration: none; font-family: '=
trebuchet ms',helvetica,sans-serif !important;color: #1e1a1b;" target=3D"_b=
lank">NacionalGest re=C3=BAne profissionais de seguros e debate futuro do s=
etor</a>=0A </span>=0A =
</strong>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td style=
=3D"color: rgb(0, 0, 0); padding-left: 4px; text-size-adjust: 100%; display=
: block; width: 360px; mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;mso-line-height-rule:exac=
tly;" valign=3D"top">=0A<span style=3D"font-size:16px;">=0A =
<span style=3D"font-weight: normal; margin: 0px; color: rgb=
(0, 0, 0); font-family: 'trebuchet ms',helvetica,sans-serif !important;"><p=
><br></p><p>Entre os principais desafios foram destacados a longevidade, as=
altera=C3=A7=C3=B5es clim=C3=A1ticas, os fen=C3=B3menos s=C3=ADsmicos, a i=
ntelig=C3=AAncia artificial, a rentabilidade das seguradoras e a comunica=
=C3=A7=C3=A3o bidirecional entre seguradoras e corretores.</p>=0A</span>=0A=
</span>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td ali=
gn=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" style=3D"border-collapse: collapse; text=
-size-adjust: 100%; width: 360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br=
></td>=0A=0A</tr>=0A=0A<tr>=0A<td align=3D"left" height=3D"auto" style=3D"w=
idth: 360px; text-align: left;" valign=3D"top">=0A<a class=3D"underline" hr=
ef=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210=
ce535994693ae11Dec9e1cbsUedxue9v3yo" target=3D"_blank">=0A<img alt=3D"Marke=
teer" src=3D"https://marketeer.sapo.pt/wp-content/uploads/2025/04/nacionalG=
est-768x384.jpg" width=3D"360" height=3D"180" style=3D"display:block; -webk=
it-border-radius: 10px; -moz-border-radius: 10px; border-radius: 10px; over=
flow: hidden!important; mso-hide: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</t=
body>=0A=0A</table>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table=
align=3D"center" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D=
"7"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" s=
tyle=3D"width: 100%; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</=
tr>=0A=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</=
table>=0A<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"max-width: 800px;">=0A<tbody>=0A<tr style=3D"width: 100%;">=
=0A<td align=3D"left" style=3D"width: 360px;" valign=3D"top">=0A<table bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0">=0A<tbody>=0A<tr>=0A<td height=
=3D"23"><br></td>=0A=0A</tr>=0A=0A<tr>=0A<td style=3D"padding-left: 4px; pa=
dding-right: 4px; text-size-adjust: 100%; display: block; width: 360px; mso=
-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;mso-line-height-rule:exactly;" valign=3D"top">=0A<s=
trong>=0A <span style=3D"font-size:22px;">=
=0A <a href=3D"https://news.marketeer.pt=
/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9=
v3yp" style=3D"text-decoration: none; font-family: 'trebuchet ms',helvetica=
,sans-serif !important;color: #1e1a1b;" target=3D"_blank">Quem ainda n=
=C3=A3o est=C3=A1 pronto para a Transforma=C3=A7=C3=A3o Digital em Seguros,=
avance para a forma=C3=A7=C3=A3o</a>=0A </s=
pan>=0A </strong>=0A</td>=0A=0A</tr>=0A=0A</tbod=
y>=0A=0A</table>=0A<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0">=
=0A<tbody>=0A<tr>=0A<td style=3D"color: rgb(0, 0, 0); padding-left: 4px; te=
xt-size-adjust: 100%; display: block; width: 360px; mso-table-lspace: 0pt;m=
so-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 1=
00%;mso-line-height-rule:exactly;" valign=3D"top">=0A<span style=3D"font-si=
ze:16px;">=0A <span style=3D"font-weight: no=
rmal; margin: 0px; color: rgb(0, 0, 0); font-family: 'trebuchet ms',helveti=
ca,sans-serif !important;"><p><br></p><p>Promovido pela Academia Portuguesa=
de Seguros, o curso proporciona um conhecimento abrangente e pr=C3=A1tico =
das tecnologias e m=C3=A9todos mais atuais, explorando a sua aplica=C3=
=A7=C3=A3o no setor segurador.</p>=0A</span>=0A</span>=0A</td>=0A=0A</tr>=
=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=0A<td align=3D"left" style=3D"width=
: 360px;" valign=3D"top">=0A<table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" style=3D"border-collapse: collapse; text-size-adjust: 100%; width:=
360px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A<tr=
>=0A<td align=3D"left" height=3D"auto" style=3D"width: 360px; text-align: l=
eft;" valign=3D"top">=0A<a class=3D"underline" href=3D"https://news.markete=
er.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUe=
dxue9v3yp" target=3D"_blank">=0A<img alt=3D"Marketeer" src=3D"https://marke=
teer.sapo.pt/wp-content/uploads/2024/02/digital-768x384.jpg" width=3D"360" =
height=3D"180" style=3D"display:block; -webkit-border-radius: 10px; -moz-bo=
rder-radius: 10px; border-radius: 10px; overflow: hidden!important; mso-hid=
e: all;">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A</td>=0A=
=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"center" style=3D"wid=
th: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A=
<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width: 100%; font-size=
: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=0A<td height=3D"=
7"><br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<table align=3D"cente=
r" style=3D"width: 800px;">=0A<tbody>=0A<tr>=0A<td height=3D"7"><br></td>=
=0A=0A</tr>=0A=0A<tr>=0A<td bgcolor=3D"#da1f26" height=3D"1" style=3D"width=
: 100%; font-size: 1px; line-height: 1px;">=C2=A0</td>=0A=0A</tr>=0A=0A<tr>=
=0A<td height=3D"7"><br></td>=0A=0A</tr>=0A=0A</tbody>=0A=0A</table>=0A<tab=
le align=3D"center" bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" style=3D"border-collapse:collapse;" width=3D"800">=0A<tbody>=
=0A<tr>=0A<td>=0A<a class=3D"underline" href=3D"https://news.marketeer.pt/g=
o/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue6Ic=
aG">=0A<img alt=3D"ASSINAR" src=3D"https://marketeer.sapo.pt/wp-content/plu=
gins/nc-newsletters/assets/img/footer.png" width=3D"800" height=3D"181" sty=
le=3D"display:block;" border=3D"0">=0A</a>=0A</td>=0A=0A</tr>=0A=0A</tbody>=
=0A=0A</table>=0A<div style=3D"clear:both !important; height: 0 !important;=
"></div>=0A<table border=3D"0" width=3D"100%" cellspacing=3D"0" cellpadding=
=3D"0" style=3D"background-color: #ffffff; display:table !important;" class=
=3D"easygoi-footer-table-responsive">=0A<tr style=3D"display:table-row !imp=
ortant;">=0A<td style=3D"border-top: solid 1px #EAEAEA; display:table-cell =
!important;" class=3D"easygoi-footer-table-td-responsive">=C2=A0</td>
</tr>=0A<tr style=3D"display:table-row !important;">=0A<td width=3D"100%=
" align=3D"center" class=3D"easygoi-footer-table-td-responsive" style=3D"di=
splay:table-cell !important;"> =20
<table width=3D"100%" cellspacing=3D"0" cellpadding=3D"10" borde=
r=3D"0" style=3D"max-width: 640px;; display:table !important;" class=3D"eas=
ygoi-footer-table-responsive">=0A<tr style=3D"display:table-row !important;=
"><td style=3D"text-align: center; display:table-cell !important;" class=3D=
"easygoi-footer-table-td-responsive">=0A<br><a href=3D"https://news.markete=
er.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUe=
dxue9uPWH" title=3D"Experimente j=C3=A1!"><img height=3D"80" src=3D"https:/=
/eg.e-goi.com/footer_images/footer-parcomm-generico-pt.png" width=3D"340" s=
tyle=3D"margin-top:20px; margin-bottom:20px; max-width: 340px;" border=3D"0=
" alt=3D"E-goi" title=3D"E-goi"></a>=0A</td></tr>=0A<tr style=3D"display:ta=
ble-row !important;">=0A<td width=3D"100%" style=3D"text-align: center; pad=
ding: 10px !important; display:table-cell !important;" class=3D"easygoi-foo=
ter-table-td-responsive">
<a href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994fcf9=
64210ce535994693ae11Dec9e1cbsUedxue9v4fG" border=3D"0"><img src=3D"https://=
news.marketeer.pt/recursos/68d1a35b7c349122217fb97676157e2c/.SocialIcons/80=
x80/share.png" alt=3D"Social" width=3D"40" height=3D"40" border=3D"0" style=
=3D"display:inline;"></a>=0A=C2=A0<a href=3D"https://news.marketeer.pt/go/5=
b56a45ae8b6f5b2-c8fb0186bb2994fcf964210ce535994693ae11Dec9e1cbsUedxue9v4fH"=
border=3D"0"><img src=3D"https://news.marketeer.pt/recursos/68d1a35b7c3491=
22217fb97676157e2c/.SocialIcons/80x80/facebook.png" alt=3D"Facebook" width=
=3D"40" height=3D"40" border=3D"0" style=3D"width:40px !important; height:4=
0px !important; display:inline; line-height:80px !important;"></a>=0A=C2=
=A0<a href=3D"https://news.marketeer.pt/go/5b56a45ae8b6f5b2-c8fb0186bb2994f=
cf964210ce535994693ae11Dec9e1cbsUedxue9v4fI" border=3D"0"><img src=3D"https=
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/80x80/twitter.png" alt=3D"Twitter" width=3D"40" height=3D"40" border=3D"0"=
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